Inside the research
Ameris Bancorp
ABCB Research profile · latest available data
Price overview
$82.29
▲ +0.50 (+0.6%)
| 52w hi | $93.17 |
|---|---|
| 52w lo | $68.89 |
| Vol | 349.00K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.22
| Short | -0.18 |
|---|---|
| Medium | -0.24 |
| Long | -0.27 |
computed 2026-09-27
Key fundamentals
Ameris Bancorp
Financial Services · Banks - Regional
| Market cap | $5.52B |
|---|---|
| Enterprise value | $5.69B |
| Trailing P/E | 14.88x |
| Forward P/E | 11.71x |
| P / S (ttm) | 4.67x |
| Profit margin | 31.8% |
| Return on equity | 9.4% |
| Revenue growth | +3.6% |
| Earnings growth | -51.9% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.13 | |
| Sector | +0.02 | |
| Technical | -0.17 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
Risk Metrics
| Beta vs SPX | 0.99 |
|---|---|
| Corr SPX | 0.57 |
| Annual vol | 28.1% |
| Annual ret | +16.4% |
| Sharpe | 0.59 |
| Max DD | -30.0% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $93.86 |
|---|---|
| High / Low | $100.00 / $89.00 |
| Median | $92.00 |
| Analysts | 7 |
| Strong Buy | 3 | |
|---|---|---|
| Buy | 2 | |
| Hold | 2 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-28 | DA Davidson | → Buy |
| 2026-04-27 | Truist Securities | → Hold |
| 2026-04-27 | Stephens & Co. | → Equal-Weight |
| 2026-02-02 | Truist Securities | → Hold |
| 2026-02-02 | Stephens & Co. | → Equal-Weight |
| 2026-02-02 | Keefe, Bruyette & Woods | → Outperform |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-23 | Earnings Release, Reg FD Disclosure… | read |
| 2026-06-18 | Bylaws Amendment, Exhibits | read |
| 2026-06-12 | Other Material Event | read |
| 2026-05-26 | Shareholder Vote | read |
| 2026-04-23 | Earnings Release, Reg FD Disclosure | read |
| 2026-02-24 | Officer / Director Change | read |
| 2026-01-29 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-27 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-20 | Other Material Event, Exhibits | read |
| 2025-07-28 | Earnings Release, Reg FD Disclosure… | read |
| 2025-06-06 | Shareholder Vote | read |
| 2025-04-28 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-06-22 | Bullard Rodney D | Grant | 214 | $18.75K | |
| 2026-06-22 | STERN WILLIAM H | Grant | 272 | $23.75K | |
| 2026-05-21 | LYNCH ROBERT P | Grant | 1.00K | — | |
| 2026-05-21 | STERN WILLIAM H | Grant | 1.00K | — | |
| 2026-05-21 | MILLER JAMES B JR | Grant | 1.00K | — | |
| 2026-05-21 | McLean Claire E | Grant | 1.00K | — | |
| 2026-05-21 | JETER DANIEL B | Grant | 1.00K | — | |
| 2026-05-21 | HILL LEO J | Grant | 1.00K | — | |
| 2026-05-21 | Choate William Millard | Grant | 1.00K | — | |
| 2026-05-21 | Bullard Rodney D | Grant | 1.00K | — |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 99.4% |
| HHI | 4,853 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $315.72M | 3.49M |
| Fidelity / FMR LLC | $64.16M | 710.88K |
| Norges Bank (Norway sovereign) | $29.69M | 328.93K |
| AQR Capital Management | $28.14M | 311.74K |
| Capital Research / Capital World | $27.18M | 301.08K |
| Renaissance Technologies | $2.21M | 24.47K |
| Citadel Advisors | $695.00K | 7.70K |
| T. Rowe Price Group | $8.25K | 91.38K |
As of 2026-06-30
Dividends
| Yield (TTM) | 0.73% |
|---|---|
| $ / share (TTM) | $0.60 |
| 5y CAGR | +5.9% |
Annual dividend per share
| 2021 | $0.60 |
|---|---|
| 2022 | $0.60 |
| 2023 | $0.60 |
| 2024 | $0.65 |
| 2025 | $0.80 |
| 2026 | $0.20 |
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $269.11M | +19.9% | |
| Cash from ops | $154.19M | +30.5% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $82.24 | $82.92 | $82.06 | $82.29 | 349.00K |
| Sep 24 | $81.73 | $82.30 | $81.26 | $81.79 | 478.90K |
| Sep 23 | $82.29 | $82.90 | $81.61 | $81.63 | 479.70K |
| Sep 22 | $83.69 | $83.85 | $82.44 | $82.69 | 543.90K |
| Sep 21 | $83.97 | $84.12 | $82.97 | $83.00 | 548.40K |
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