The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

ACIW

Concerning the House

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It has strategic partnerships with dLocal. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

United States · www.aciworldwide.com

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Revenue$1.76B+10.0%
Operating income$220.41M+13.7%
Net income$226.66M+19.1%
Cash from ops$168.52M+6.8%
Quotation

$53.66

+0.91 (+1.7%)

52w hi$60.18
52w lo$38.47
Vol900.46K
As ofAug 13
The Verdict

Buy

Our score +0.76

Short+0.44
Medium+0.98
Long+0.95

computed 2026-08-13

By the Numbers

ACI Worldwide, Inc.

Technology · Software - Infrastructure

Market cap$5.42B
Enterprise value$6.02B
Trailing P/E24.61x
Forward P/E13.89x
EV / EBITDA15.72x
P / S (ttm)2.98x
Profit margin12.4%
Return on equity15.6%
Revenue growth+7.3%
Earnings growth+165.2%
Debt / equity57.70
Risk Metrics
Beta vs SPX0.97
Corr SPX0.45
Annual vol35.1%
Annual ret+13.5%
Sharpe0.39
Max DD-35.0%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.37
Sector+0.15
Technical+0.37
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$53.20$53.75$52.06$53.66900.46K
Aug 12$51.70$52.78$51.60$52.75916.10K
Aug 11$52.49$53.07$51.98$52.241.11M
Aug 10$52.50$53.40$51.87$52.851.56M
Aug 7$54.66$55.44$52.85$53.672.45M