Inside the research

Enact Holdings, Inc.

ACT Research profile · latest available data

Price overview

$46.97

▼ -0.28 (-0.6%)

52w hi$50.07
52w lo$34.20
Vol258.10K
As of25 Sep 2026

The Verdict

Hold

Our score +0.50

Short+0.52
Medium+0.53
Long+0.38

computed 2026-09-27

Key fundamentals

Enact Holdings, Inc.

Financial Services · Insurance - Specialty

Market cap$6.46B
Enterprise value$6.71B
Trailing P/E9.91x
Forward P/E9.27x
P / S (ttm)5.15x
Profit margin54.5%
Return on equity12.9%
Revenue growth+4.1%
Earnings growth+12.6%
Debt / equity13.81

Layer Breakdown

LayerRawContribution
Fundamental+0.30
Sector+0.02
Technical+0.38
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

United States · enactmi.com

Risk Metrics

Beta vs SPX0.35
Corr SPX0.26
Annual vol21.5%
Annual ret+15.2%
Sharpe0.71
Max DD-15.7%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$46.25
High / Low$50.00 / $44.00
Median$45.50
Analysts4
Strong Buy0
Buy1
Hold3
Sell0
Strong Sell0

Recent rating actions

2026-04-21B of A Securities→ Buy
2026-02-05Keefe, Bruyette & Woods→ Market Perform
2026-02-05JP Morgan→ Neutral
2026-01-12JP Morgan→ Neutral
2025-12-18Keefe, Bruyette & Woods→ Market Perform
2025-11-07JP Morgan→ Neutral

Material Events

DateEvent8-K
2026-08-05Earnings Release, Exhibitsread
2026-05-15Shareholder Voteread
2026-05-05Earnings Release, Exhibitsread
2026-02-03Earnings Release, Other Material Event…read
2025-11-05Earnings Release, Exhibitsread
2025-10-01Material Agreement, Termination of Agreement…read
2025-07-30Earnings Release, Exhibitsread
2025-05-19Shareholder Voteread
2025-04-30Earnings Release, Other Material Event…read
2025-03-11Officer / Director Change, Reg FD Disclosure…read
2025-02-04Earnings Release, Exhibitsread
2024-12-09Bylaws Amendment, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-07-31Genworth Holdings, Inc.Sell523.23K$24.03M
2026-06-30Genworth Holdings, Inc.Sell605.07K$25.58M

Flow & Concentration

Insider 180d net-$49.61M
Insider buys / sells0 / 2
Insider biasSellers
13F holders7
Top-5 share99.7%
HHI4,539 (concentrated)

Top Holders

HolderValueShares
State Street Corp$57.51M1.26M
AQR Capital Management$10.99M240.38K
Capital Research / Capital World$9.69M211.95K
Millennium Management$5.21M113.88K
Citadel Advisors$5.11M111.72K
Fidelity / FMR LLC$250.33K5.48K
T. Rowe Price Group$1.56K34.21K

As of 2026-06-30

Dividends

Yield (TTM)0.89%
$ / share (TTM)$0.42
5y CAGR—

Annual dividend per share

2021$1.23
2022$1.54
2023$1.33
2024$0.72
2025$0.81
2026$0.21

SEC Filings

DateFormDoc
2026-08-0610-Qview
2026-08-058-Kview
2026-08-034view
2026-07-014view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view
2026-06-234view

The Long Run

FY 2021–2025 · 5 years

LineLatestCAGRTrend
Revenue$1.20B+2.1%
Net income$665.51M+79.7%
Cash from ops$724.52M+6.1%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$47.31$47.50$46.51$46.97258.10K
Sep 24$48.00$48.41$47.17$47.25378.10K
Sep 23$47.46$47.86$46.97$47.75313.80K
Sep 22$48.05$48.43$47.56$47.61307.70K
Sep 21$48.71$49.03$48.01$48.05246.40K

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