The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

AFL

Concerning the House

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

United States · www.aflac.com

The Long Run

FY 2009–2025 · 17 years

LineLatestCAGRTrend
Revenue$17.16B-0.4%
Operating income$4.42B+2.3%
Net income$4.66B+4.7%
Cash from ops$3.19B-2.7%
Quotation

$121.10

+0.37 (+0.3%)

52w hi$129.55
52w lo$103.10
Vol1.22M
As ofAug 13
The Verdict

Hold

Our score +0.47

Short+0.35
Medium+0.55
Long+0.54

computed 2026-08-13

By the Numbers

Aflac Incorporated

Financial Services · Insurance - Life

Market cap$60.71B
Enterprise value$67.77B
Trailing P/E13.06x
Forward P/E15.99x
EV / EBITDA11.17x
P / S (ttm)3.36x
Profit margin26.9%
Return on equity16.9%
Revenue growth-1.0%
Earnings growth+46.8%
Debt / equity53.37
Risk Metrics
Beta vs SPX0.34
Corr SPX0.29
Annual vol19.6%
Annual ret+11.1%
Sharpe0.57
Max DD-14.9%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.33
Sector+0.09
Technical+0.29
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$121.29$121.80$119.74$121.101.22M
Aug 12$120.19$121.45$120.07$120.731.47M
Aug 11$121.07$121.89$120.93$121.071.69M
Aug 10$124.10$124.80$121.17$121.943.48M
Aug 7$126.66$126.99$122.91$124.612.45M