The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

ALLY

Concerning the House

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

United States · www.ally.com

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Revenue$968.00M-12.4%
Net income$957.00M+17.0%
Cash from ops$3.73B-2.3%
Quotation

$44.60

+0.35 (+0.8%)

52w hi$46.92
52w lo$35.47
Vol1.47M
As ofAug 13
The Verdict

Hold

Our score +0.10

Short-0.11
Medium+0.16
Long+0.41

computed 2026-08-13

By the Numbers

Ally Financial Inc.

Financial Services · Credit Services

Market cap$13.57B
Enterprise value$30.55B
Trailing P/E10.49x
Forward P/E6.93x
EV / EBITDA
P / S (ttm)1.72x
Profit margin18.4%
Return on equity9.7%
Revenue growth+11.0%
Earnings growth+13.5%
Debt / equity
Risk Metrics
Beta vs SPX1.25
Corr SPX0.60
Annual vol34.1%
Annual ret+10.8%
Sharpe0.32
Max DD-31.0%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.34
Sector+0.09
Technical+0.00
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$44.57$44.83$44.16$44.601.47M
Aug 12$44.03$44.38$43.61$44.252.93M
Aug 11$43.79$44.42$43.791.39M
Aug 10$43.43$44.23$43.22$43.794.26M
Aug 7$44.03$44.26$43.53$43.723.20M