Inside the research

Axos Financial, Inc.

AX Research profile · latest available data

Price overview

$88.52

▼ -0.06 (-0.1%)

52w hi$105.10
52w lo$75.60
Vol256.40K
As of25 Sep 2026

The Verdict

Hold

Our score -0.00

Short-0.19
Medium+0.01
Long+0.36

computed 2026-09-27

Key fundamentals

Axos Financial, Inc.

Financial Services · Banks - Regional

Market cap$5.02B
Enterprise value$5.27B
Trailing P/E10.44x
Forward P/E8.18x
P / S (ttm)3.64x
Profit margin35.5%
Return on equity16.8%
Revenue growth+18.1%
Earnings growth+12.4%

Layer Breakdown

LayerRawContribution
Fundamental+0.38
Sector+0.02
Technical-0.14
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. The company offers various deposits products, including consumer and business checking, savings, and time deposits; and demand accounts, and money market accounts. It also provides residential single family, multifamily, and commercial mortgage loans; loans secured by commercial real estate properties; loans secured by commercial assets and non-bank lenders; auto and unsecured loans and other loans; and lender finance loans, asset-based loans, capital call facilities, equipment lending and leasing, retail and floor plan marine loans, and other consumer loans. In addition, the company offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, and securities clearing and custody, as well as margin loans and securities lending services; and retail self-directed and digital advice services. It offers it services through its digital online and mobile banking platforms, distribution channels, and affinity partners. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

United States · www.axosfinancial.com

Risk Metrics

Beta vs SPX1.15
Corr SPX0.53
Annual vol35.1%
Annual ret+20.6%
Sharpe0.59
Max DD-34.9%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$110.17
High / Low$114.00 / $105.00
Median$110.00
Analysts6
Strong Buy1
Buy4
Hold1
Sell0
Strong Sell0

Recent rating actions

2026-04-07Raymond James→ Strong Buy
2026-03-16Needham→ Buy
2026-02-13Needham→ Buy
2026-01-30Needham→ Buy
2026-01-30Keefe, Bruyette & Woods→ Market Perform
2026-01-30Jefferies→ Buy

Material Events

DateEvent8-K
2026-08-06Reg FD Disclosure, Exhibitsread
2026-07-30Earnings Release, Other Material Event…read
2026-07-07Other Material Event, Exhibitsread
2026-06-09Other Material Event, Exhibitsread
2026-05-04Reg FD Disclosure, Exhibitsread
2026-05-04Acquisition / Disposition, Exhibitsread
2026-04-30Earnings Release, Exhibitsread
2026-04-23Material Agreement, Exhibitsread
2026-03-23Other Material Event, Exhibitsread
2026-02-12Material Agreement, Exhibitsread
2026-02-02Reg FD Disclosure, Exhibitsread
2026-01-29Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-05Santi Roque ASell500$52.65K
2026-06-30Garrabrants GregoryPresident and CEOGrant202.03K$19.68M
2026-06-30Garrabrants GregoryPresident and CEODisposal109.00K$10.62M
2026-06-08Constantine Thomas MSell1.99K$176.57K
2026-05-19Watson Michael JamesSell1.65K$138.47K
2026-05-12Argalas James SGift2.10K$177.79K
2026-05-08Santi Roque ASell500$43.88K
2026-03-20Watson Michael JamesEVP, Head of Axos SecuritOption exercise983$81.52K
2026-03-20Watson Michael JamesEVP, Head of Axos SecuritDisposal491$40.72K
2026-03-20Walsh DerrickEVP, Chief Financial OffiOption exercise1.36K$112.78K

Flow & Concentration

Insider 180d net-$411.58K
Insider buys / sells0 / 4
Insider biasNeutral
13F holders7
Top-5 share97.2%
HHI3,522 (concentrated)

Top Holders

HolderValueShares
State Street Corp$294.49M3.02M
Fidelity / FMR LLC$289.17M2.97M
Citadel Advisors$41.27M423.75K
Capital Research / Capital World$38.16M391.78K
Norges Bank (Norway sovereign)$20.77M213.31K
AQR Capital Management$19.66M201.87K
T. Rowe Price Group$7.18K73.76K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-08-074view
2026-08-068-Kview
2026-07-308-Kview
2026-07-078-Kview
2026-07-014view
2026-06-098-Kview
2026-06-094view
2026-05-214view
2026-05-144view
2026-05-124view
2026-05-048-Kview
2026-05-048-Kview
2026-04-308-Kview
2026-04-3010-Qview
2026-04-238-Kview

The Long Run

FY 2012–2025 · 14 years

LineLatestCAGRTrend
Revenue$64.64M+18.5%
Net income$450.01M+38.3%
Cash from ops$196.71M+23.4%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$89.58$90.50$88.48$88.52256.40K
Sep 24$87.57$88.81$87.02$88.58269.80K
Sep 23$89.04$89.61$87.57$87.61273.80K
Sep 22$91.74$92.03$89.11$89.13323.00K
Sep 21$91.23$92.11$90.60$90.63267.80K

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