Inside the research
Axos Financial, Inc.
AX Research profile · latest available data
Price overview
$88.52
▼ -0.06 (-0.1%)
| 52w hi | $105.10 |
|---|---|
| 52w lo | $75.60 |
| Vol | 256.40K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.00
| Short | -0.19 |
|---|---|
| Medium | +0.01 |
| Long | +0.36 |
computed 2026-09-27
Key fundamentals
Axos Financial, Inc.
Financial Services · Banks - Regional
| Market cap | $5.02B |
|---|---|
| Enterprise value | $5.27B |
| Trailing P/E | 10.44x |
| Forward P/E | 8.18x |
| P / S (ttm) | 3.64x |
| Profit margin | 35.5% |
| Return on equity | 16.8% |
| Revenue growth | +18.1% |
| Earnings growth | +12.4% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.38 | |
| Sector | +0.02 | |
| Technical | -0.14 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. The company offers various deposits products, including consumer and business checking, savings, and time deposits; and demand accounts, and money market accounts. It also provides residential single family, multifamily, and commercial mortgage loans; loans secured by commercial real estate properties; loans secured by commercial assets and non-bank lenders; auto and unsecured loans and other loans; and lender finance loans, asset-based loans, capital call facilities, equipment lending and leasing, retail and floor plan marine loans, and other consumer loans. In addition, the company offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, and securities clearing and custody, as well as margin loans and securities lending services; and retail self-directed and digital advice services. It offers it services through its digital online and mobile banking platforms, distribution channels, and affinity partners. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Risk Metrics
| Beta vs SPX | 1.15 |
|---|---|
| Corr SPX | 0.53 |
| Annual vol | 35.1% |
| Annual ret | +20.6% |
| Sharpe | 0.59 |
| Max DD | -34.9% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $110.17 |
|---|---|
| High / Low | $114.00 / $105.00 |
| Median | $110.00 |
| Analysts | 6 |
| Strong Buy | 1 | |
|---|---|---|
| Buy | 4 | |
| Hold | 1 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-07 | Raymond James | → Strong Buy |
| 2026-03-16 | Needham | → Buy |
| 2026-02-13 | Needham | → Buy |
| 2026-01-30 | Needham | → Buy |
| 2026-01-30 | Keefe, Bruyette & Woods | → Market Perform |
| 2026-01-30 | Jefferies | → Buy |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-06 | Reg FD Disclosure, Exhibits | read |
| 2026-07-30 | Earnings Release, Other Material Event… | read |
| 2026-07-07 | Other Material Event, Exhibits | read |
| 2026-06-09 | Other Material Event, Exhibits | read |
| 2026-05-04 | Reg FD Disclosure, Exhibits | read |
| 2026-05-04 | Acquisition / Disposition, Exhibits | read |
| 2026-04-30 | Earnings Release, Exhibits | read |
| 2026-04-23 | Material Agreement, Exhibits | read |
| 2026-03-23 | Other Material Event, Exhibits | read |
| 2026-02-12 | Material Agreement, Exhibits | read |
| 2026-02-02 | Reg FD Disclosure, Exhibits | read |
| 2026-01-29 | Earnings Release, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-05 | Santi Roque A | Sell | 500 | $52.65K | |
| 2026-06-30 | Garrabrants Gregory | President and CEO | Grant | 202.03K | $19.68M |
| 2026-06-30 | Garrabrants Gregory | President and CEO | Disposal | 109.00K | $10.62M |
| 2026-06-08 | Constantine Thomas M | Sell | 1.99K | $176.57K | |
| 2026-05-19 | Watson Michael James | Sell | 1.65K | $138.47K | |
| 2026-05-12 | Argalas James S | Gift | 2.10K | $177.79K | |
| 2026-05-08 | Santi Roque A | Sell | 500 | $43.88K | |
| 2026-03-20 | Watson Michael James | EVP, Head of Axos Securit | Option exercise | 983 | $81.52K |
| 2026-03-20 | Watson Michael James | EVP, Head of Axos Securit | Disposal | 491 | $40.72K |
| 2026-03-20 | Walsh Derrick | EVP, Chief Financial Offi | Option exercise | 1.36K | $112.78K |
Flow & Concentration
| Insider 180d net | -$411.58K |
|---|---|
| Insider buys / sells | 0 / 4 |
| Insider bias | Neutral |
| 13F holders | 7 |
| Top-5 share | 97.2% |
| HHI | 3,522 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $294.49M | 3.02M |
| Fidelity / FMR LLC | $289.17M | 2.97M |
| Citadel Advisors | $41.27M | 423.75K |
| Capital Research / Capital World | $38.16M | 391.78K |
| Norges Bank (Norway sovereign) | $20.77M | 213.31K |
| AQR Capital Management | $19.66M | 201.87K |
| T. Rowe Price Group | $7.18K | 73.76K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2012–2025 · 14 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $64.64M | +18.5% | |
| Net income | $450.01M | +38.3% | |
| Cash from ops | $196.71M | +23.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $89.58 | $90.50 | $88.48 | $88.52 | 256.40K |
| Sep 24 | $87.57 | $88.81 | $87.02 | $88.58 | 269.80K |
| Sep 23 | $89.04 | $89.61 | $87.57 | $87.61 | 273.80K |
| Sep 22 | $91.74 | $92.03 | $89.11 | $89.13 | 323.00K |
| Sep 21 | $91.23 | $92.11 | $90.60 | $90.63 | 267.80K |
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