Inside the research
American Express Company
AXP Research profile · latest available data
Price overview
$308.89
▲ +3.23 (+1.1%)
| 52w hi | $381.78 |
|---|---|
| 52w lo | $290.55 |
| Vol | 3.12M |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.18
| Short | -0.30 |
|---|---|
| Medium | -0.19 |
| Long | +0.08 |
computed 2026-09-27
Key fundamentals
American Express Company
Financial Services · Credit Services
| Market cap | $208.60B |
|---|---|
| Enterprise value | $221.94B |
| Trailing P/E | 18.73x |
| Forward P/E | 15.31x |
| P / S (ttm) | 2.94x |
| Profit margin | 16.1% |
| Return on equity | 34.4% |
| Revenue growth | +12.8% |
| Earnings growth | +11.0% |
| Debt / equity | 172.38 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.28 | |
| Sector | +0.02 | |
| Technical | -0.25 | |
| Earnings | +0.00 | |
| Sentiment | +0.04 |
macro × 1.00 · 2026-09-27
Business overview
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
Risk Metrics
| Beta vs SPX | 1.25 |
|---|---|
| Corr SPX | 0.69 |
| Annual vol | 29.2% |
| Annual ret | +11.2% |
| Sharpe | 0.38 |
| Max DD | -29.0% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $361.57 |
|---|---|
| High / Low | $450.00 / $285.00 |
| Median | $351.29 |
| Analysts | 22 |
| Strong Buy | 3 | |
|---|---|---|
| Buy | 8 | |
| Hold | 15 | |
| Sell | 1 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-29 | Evercore ISI Group | → In-Line |
| 2026-04-28 | Goldman Sachs | → Buy |
| 2026-04-24 | BTIG | → Sell |
| 2026-04-24 | B of A Securities | → Buy |
| 2026-04-24 | Barclays | → Equal-Weight |
| 2026-04-16 | Morgan Stanley | → Equal-Weight |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-12 | 3.03, Bylaws Amendment… | read |
| 2026-08-05 | Other Material Event | read |
| 2026-07-24 | Earnings Release, Reg FD Disclosure… | read |
| 2026-07-15 | Reg FD Disclosure | read |
| 2026-06-25 | Reg FD Disclosure, Exhibits | read |
| 2026-06-17 | Other Material Event, Exhibits | read |
| 2026-06-15 | Reg FD Disclosure | read |
| 2026-05-15 | Reg FD Disclosure, Exhibits | read |
| 2026-05-07 | Shareholder Vote | read |
| 2026-05-04 | Other Material Event, Exhibits | read |
| 2026-05-04 | Reg FD Disclosure | read |
| 2026-04-23 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-06-15 | McNeal Glenda G | Chief Partner Officer | Sell | 7.03K | $2.39M |
Flow & Concentration
| Insider 180d net | -$2.39M |
|---|---|
| Insider buys / sells | 0 / 1 |
| Insider bias | Sellers |
| 13F holders | 11 |
| Top-5 share | 98.7% |
| HHI | 6,268 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Berkshire Hathaway | $51.28B | 151.61M |
| State Street Corp | $9.84B | 29.10M |
| Fidelity / FMR LLC | $2.03B | 6.01M |
| Capital Research / Capital World | $1.40B | 4.14M |
| Citadel Advisors | $623.68M | 1.84M |
| Norges Bank (Norway sovereign) | $568.31M | 1.68M |
| AQR Capital Management | $144.66M | 427.67K |
| Millennium Management | $116.46M | 344.31K |
| Renaissance Technologies | $11.70M | 34.58K |
| Bridgewater Associates | $10.01M | 29.58K |
As of 2026-06-30
Connections
Subsidiarys: American Express Global Business Travel (33.54%)
Dividends
| Yield (TTM) | 0.84% |
|---|---|
| $ / share (TTM) | $2.59 |
| 5y CAGR | +12.9% |
Annual dividend per share
| 2021 | $1.72 |
|---|---|
| 2022 | $1.99 |
| 2023 | $2.32 |
| 2024 | $2.70 |
| 2025 | $3.16 |
| 2026 | $1.77 |
Federal Contracts
| Amount | Agency | Description |
|---|---|---|
| $2.50M | Department of Veterans Affairs | COURIER SERVICE FOR THE SLCVAMC AND ITS CBOCS |
| $1.68M | Department of Veterans Affairs | TRANSFER SERVICE FOR BLOOD SPECIMIN |
| $1.13M | Department of Veterans Affairs | MEDICAL COURIER SERVICES- SLVHCS |
| $757.10K | Department of Veterans Affairs | COURIER SERVICE |
| $702.20K | Department of Veterans Affairs | COURIER SERVICES FOR THE STERILE PROCESSING SERVICE DEPARTMENT OF THE EASTERN CO |
| $553.74K | Department of Veterans Affairs | BATTLE CREEK VAMC LAB COURIER SERVICE |
| $510.60K | Department of Veterans Affairs | COURIER SERVICES FOR SLCVAMC AND CBOCS FOR BASE PLUS 4 OPTIONS |
| $498.57K | Department of Veterans Affairs | LAB COURIER SERVICE FOR THE NORTHERN INDIANA HEALTHCARE SYSTEM (NIHCS) |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $37.22B | +4.0% | |
| Net income | $8.37B | +4.7% | |
| Cash from ops | $14.05B | +9.2% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $307.00 | $310.00 | $304.49 | $308.89 | 3.12M |
| Sep 24 | $302.28 | $305.89 | $299.91 | $305.66 | 3.95M |
| Sep 23 | $304.90 | $305.67 | $301.29 | $301.96 | 3.63M |
| Sep 22 | $316.12 | $316.74 | $305.07 | $305.07 | 5.10M |
| Sep 21 | $315.18 | $315.31 | $310.74 | $313.59 | 2.49M |
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