Inside the research

American Express Company

AXP Research profile · latest available data

Price overview

$308.89

▲ +3.23 (+1.1%)

52w hi$381.78
52w lo$290.55
Vol3.12M
As of25 Sep 2026

The Verdict

Hold

Our score -0.18

Short-0.30
Medium-0.19
Long+0.08

computed 2026-09-27

Key fundamentals

American Express Company

Financial Services · Credit Services

Market cap$208.60B
Enterprise value$221.94B
Trailing P/E18.73x
Forward P/E15.31x
P / S (ttm)2.94x
Profit margin16.1%
Return on equity34.4%
Revenue growth+12.8%
Earnings growth+11.0%
Debt / equity172.38

Layer Breakdown

LayerRawContribution
Fundamental+0.28
Sector+0.02
Technical-0.25
Earnings+0.00
Sentiment+0.04

macro × 1.00 · 2026-09-27

Business overview

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

United States · www.americanexpress.com

Risk Metrics

Beta vs SPX1.25
Corr SPX0.69
Annual vol29.2%
Annual ret+11.2%
Sharpe0.38
Max DD-29.0%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$361.57
High / Low$450.00 / $285.00
Median$351.29
Analysts22
Strong Buy3
Buy8
Hold15
Sell1
Strong Sell0

Recent rating actions

2026-04-29Evercore ISI Group→ In-Line
2026-04-28Goldman Sachs→ Buy
2026-04-24BTIG→ Sell
2026-04-24B of A Securities→ Buy
2026-04-24Barclays→ Equal-Weight
2026-04-16Morgan Stanley→ Equal-Weight

Material Events

DateEvent8-K
2026-08-123.03, Bylaws Amendment…read
2026-08-05Other Material Eventread
2026-07-24Earnings Release, Reg FD Disclosure…read
2026-07-15Reg FD Disclosureread
2026-06-25Reg FD Disclosure, Exhibitsread
2026-06-17Other Material Event, Exhibitsread
2026-06-15Reg FD Disclosureread
2026-05-15Reg FD Disclosure, Exhibitsread
2026-05-07Shareholder Voteread
2026-05-04Other Material Event, Exhibitsread
2026-05-04Reg FD Disclosureread
2026-04-23Earnings Release, Reg FD Disclosure…read

Insider Trades

DateInsiderRoleActionSharesValue
2026-06-15McNeal Glenda GChief Partner OfficerSell7.03K$2.39M

Flow & Concentration

Insider 180d net-$2.39M
Insider buys / sells0 / 1
Insider biasSellers
13F holders11
Top-5 share98.7%
HHI6,268 (concentrated)

Top Holders

HolderValueShares
Berkshire Hathaway$51.28B151.61M
State Street Corp$9.84B29.10M
Fidelity / FMR LLC$2.03B6.01M
Capital Research / Capital World$1.40B4.14M
Citadel Advisors$623.68M1.84M
Norges Bank (Norway sovereign)$568.31M1.68M
AQR Capital Management$144.66M427.67K
Millennium Management$116.46M344.31K
Renaissance Technologies$11.70M34.58K
Bridgewater Associates$10.01M29.58K

As of 2026-06-30

Connections

Subsidiarys: American Express Global Business Travel (33.54%)

Dividends

Yield (TTM)0.84%
$ / share (TTM)$2.59
5y CAGR+12.9%

Annual dividend per share

2021$1.72
2022$1.99
2023$2.32
2024$2.70
2025$3.16
2026$1.77

Federal Contracts

AmountAgencyDescription
$2.50MDepartment of Veterans AffairsCOURIER SERVICE FOR THE SLCVAMC AND ITS CBOCS
$1.68MDepartment of Veterans AffairsTRANSFER SERVICE FOR BLOOD SPECIMIN
$1.13MDepartment of Veterans AffairsMEDICAL COURIER SERVICES- SLVHCS
$757.10KDepartment of Veterans AffairsCOURIER SERVICE
$702.20KDepartment of Veterans AffairsCOURIER SERVICES FOR THE STERILE PROCESSING SERVICE DEPARTMENT OF THE EASTERN CO
$553.74KDepartment of Veterans AffairsBATTLE CREEK VAMC LAB COURIER SERVICE
$510.60KDepartment of Veterans AffairsCOURIER SERVICES FOR SLCVAMC AND CBOCS FOR BASE PLUS 4 OPTIONS
$498.57KDepartment of Veterans AffairsLAB COURIER SERVICE FOR THE NORTHERN INDIANA HEALTHCARE SYSTEM (NIHCS)

SEC Filings

DateFormDoc
2026-08-128-Kview
2026-08-0713F-HRview
2026-08-06424B2view
2026-08-058-Kview
2026-08-05424B2view
2026-07-248-Kview
2026-07-2410-Qview
2026-07-158-Kview
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view

The Long Run

FY 2009–2025 · 17 years

LineLatestCAGRTrend
Revenue$37.22B+4.0%
Net income$8.37B+4.7%
Cash from ops$14.05B+9.2%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$307.00$310.00$304.49$308.893.12M
Sep 24$302.28$305.89$299.91$305.663.95M
Sep 23$304.90$305.67$301.29$301.963.63M
Sep 22$316.12$316.74$305.07$305.075.10M
Sep 21$315.18$315.31$310.74$313.592.49M

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