Inside the research
Banc of California, Inc.
BANC Research profile · latest available data
Price overview
$17.94
▲ +0.21 (+1.2%)
| 52w hi | $21.69 |
|---|---|
| 52w lo | $15.18 |
| Vol | 2.06M |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.29
| Short | -0.15 |
|---|---|
| Medium | -0.32 |
| Long | -0.52 |
computed 2026-09-27
Key fundamentals
Banc of California, Inc.
Financial Services · Banks - Regional
| Market cap | $2.84B |
|---|---|
| Enterprise value | $3.69B |
| Forward P/E | 8.46x |
| P / S (ttm) | 4.12x |
| Profit margin | -3.2% |
| Return on equity | -0.7% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.03 | |
| Sector | +0.02 | |
| Technical | -0.17 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.
Risk Metrics
| Beta vs SPX | 1.18 |
|---|---|
| Corr SPX | 0.57 |
| Annual vol | 33.1% |
| Annual ret | +14.3% |
| Sharpe | 0.43 |
| Max DD | -32.1% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-29 | Earnings Release, Reg FD Disclosure… | read |
| 2026-05-08 | Shareholder Vote | read |
| 2026-04-22 | Earnings Release, Reg FD Disclosure… | read |
| 2026-03-06 | Other Material Event, Exhibits | read |
| 2026-02-06 | Other Material Event, Exhibits | read |
| 2026-01-21 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-22 | Earnings Release, Reg FD Disclosure… | read |
| 2025-07-23 | Earnings Release, Reg FD Disclosure… | read |
| 2025-05-08 | Shareholder Vote, Other Material Event | read |
| 2025-04-23 | Earnings Release, Reg FD Disclosure… | read |
| 2025-03-04 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-01-23 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-04 | Lindsay Olivia I | Officer, CHIEF RISK OFFIC | Sell | 6.00K | $117.03K |
| 2026-08-02 | Kauder Joseph | Officer, CHIEF FINANCIAL | Withheld for tax | 5.44K | $104.25K |
| 2026-07-08 | Rice Joseph J | Director, Officer, SR EVP | Grant | 18.11K | — |
| 2026-05-26 | CORSINI BRYAN M | Officer, CHIEF CREDIT OFF | Sell | 14.99K | $285.73K |
| 2026-05-09 | CORSINI BRYAN M | Officer, CHIEF CREDIT OFF | Withheld for tax | 9.68K | $184.25K |
| 2026-05-06 | Rice Joseph J | Director | Grant | 4.78K | — |
| 2026-05-06 | Thau Andrew | Director | Grant | 4.78K | — |
| 2026-05-06 | Curran Mary A | Director | Grant | 4.78K | — |
| 2026-05-06 | EGGEMEYER JOHN M III | Director | Grant | 4.78K | — |
| 2026-05-06 | EUSEY SHANNON F | Director | Grant | 4.78K | — |
Flow & Concentration
| Insider 180d net | -$402.76K |
|---|---|
| Insider buys / sells | 0 / 2 |
| Insider bias | Neutral |
| 13F holders | 7 |
| Top-5 share | 99.1% |
| HHI | 4,490 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $197.10M | 9.59M |
| Millennium Management | $60.24M | 2.95M |
| Fidelity / FMR LLC | $20.53M | 1.00M |
| Capital Research / Capital World | $16.67M | 815.93K |
| Citadel Advisors | $13.54M | 662.67K |
| AQR Capital Management | $2.67M | 130.91K |
| T. Rowe Price Group | $3.07K | 150.09K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $33.77M | +31.4% | |
| Net income | -$1.90B | +37.3% | |
| Cash from ops | $135.77M | +30.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $17.88 | $18.12 | $17.83 | $17.94 | 2.06M |
| Sep 24 | $17.84 | $17.85 | $17.56 | $17.73 | 2.46M |
| Sep 23 | $18.09 | $18.16 | $17.72 | $17.72 | 2.18M |
| Sep 22 | $18.46 | $18.53 | $18.10 | $18.10 | 2.90M |
| Sep 21 | $18.43 | $18.50 | $18.27 | $18.29 | 1.51M |
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