Inside the research
BankUnited, Inc.
BKU Research profile · latest available data
Price overview
$43.64
▲ +0.25 (+0.6%)
| 52w hi | $50.23 |
|---|---|
| 52w lo | $34.64 |
| Vol | 804.00K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.19
| Short | -0.32 |
|---|---|
| Medium | -0.19 |
| Long | +0.08 |
computed 2026-09-27
Key fundamentals
BankUnited, Inc.
Financial Services · Banks - Regional
| Market cap | $3.11B |
|---|---|
| Enterprise value | $4.97B |
| Trailing P/E | 11.99x |
| Forward P/E | 9.75x |
| P / S (ttm) | 2.98x |
| Profit margin | 26.2% |
| Return on equity | 9.2% |
| Revenue growth | +4.2% |
| Earnings growth | +6.7% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.28 | |
| Sector | +0.02 | |
| Technical | -0.25 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.
Risk Metrics
| Beta vs SPX | 1.16 |
|---|---|
| Corr SPX | 0.57 |
| Annual vol | 32.6% |
| Annual ret | +14.0% |
| Sharpe | 0.43 |
| Max DD | -31.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-22 | Earnings Release, Exhibits | read |
| 2026-05-21 | Officer / Director Change, Shareholder Vote | read |
| 2026-05-12 | Officer / Director Change, Exhibits | read |
| 2026-04-22 | Earnings Release, Exhibits | read |
| 2026-02-11 | Reg FD Disclosure, Exhibits | read |
| 2026-01-21 | Earnings Release, Other Material Event… | read |
| 2025-11-21 | Officer / Director Change, Exhibits | read |
| 2025-11-10 | Officer / Director Change, Reg FD Disclosure | read |
| 2025-10-22 | Earnings Release, Exhibits | read |
| 2025-08-22 | Material Agreement | read |
| 2025-07-25 | Officer / Director Change | read |
| 2025-07-23 | Earnings Release, Other Material Event… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-13 | PAULS DOUGLAS J | Sell | 3.00K | $143.70K | |
| 2026-06-15 | Richards Jay D. | Officer of Subsidiary | Sell | 4.00K | $194.68K |
| 2026-06-01 | DiGiacomo John N. | Sell | 1.00K | $45.97K | |
| 2026-05-21 | Rubenstein William S. | Grant | 1.51K | — | |
| 2026-05-21 | PAULS DOUGLAS J | Grant | 2.27K | — | |
| 2026-05-21 | DiGiacomo John N. | Grant | 1.51K | — | |
| 2026-05-21 | Blanca Tere | Grant | 1.51K | — | |
| 2026-05-21 | Smith-Baugh Germaine | Grant | 1.51K | — | |
| 2026-05-21 | SOBTI SANJIV | Grant | 1.51K | — | |
| 2026-05-21 | DOWLING MICHAEL J. | Grant | 1.51K | — |
Flow & Concentration
| Insider 180d net | -$384.35K |
|---|---|
| Insider buys / sells | 0 / 3 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 97.9% |
| HHI | 4,966 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $219.47M | 4.53M |
| Millennium Management | $46.69M | 963.76K |
| AQR Capital Management | $21.78M | 449.58K |
| Citadel Advisors | $14.76M | 304.55K |
| Bridgewater Associates | $11.61M | 239.67K |
| Capital Research / Capital World | $5.12M | 105.67K |
| Fidelity / FMR LLC | $1.63M | 33.74K |
| T. Rowe Price Group | $4.88K | 100.68K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 14 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $178.67M | +9.1% | |
| Cash from ops | $358.61M | +6.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $43.71 | $44.26 | $43.57 | $43.64 | 804.00K |
| Sep 24 | $43.51 | $43.63 | $43.10 | $43.39 | 702.60K |
| Sep 23 | $43.78 | $44.12 | $43.34 | $43.36 | 636.80K |
| Sep 22 | $44.66 | $44.92 | $43.76 | $43.78 | 808.70K |
| Sep 21 | $44.85 | $45.01 | $44.44 | $44.45 | 813.30K |
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