Inside the research

BankUnited, Inc.

BKU Research profile · latest available data

Price overview

$43.64

▲ +0.25 (+0.6%)

52w hi$50.23
52w lo$34.64
Vol804.00K
As of25 Sep 2026

The Verdict

Hold

Our score -0.19

Short-0.32
Medium-0.19
Long+0.08

computed 2026-09-27

Key fundamentals

BankUnited, Inc.

Financial Services · Banks - Regional

Market cap$3.11B
Enterprise value$4.97B
Trailing P/E11.99x
Forward P/E9.75x
P / S (ttm)2.98x
Profit margin26.2%
Return on equity9.2%
Revenue growth+4.2%
Earnings growth+6.7%

Layer Breakdown

LayerRawContribution
Fundamental+0.28
Sector+0.02
Technical-0.25
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

United States · www.bankunited.com

Risk Metrics

Beta vs SPX1.16
Corr SPX0.57
Annual vol32.6%
Annual ret+14.0%
Sharpe0.43
Max DD-31.8%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-22Earnings Release, Exhibitsread
2026-05-21Officer / Director Change, Shareholder Voteread
2026-05-12Officer / Director Change, Exhibitsread
2026-04-22Earnings Release, Exhibitsread
2026-02-11Reg FD Disclosure, Exhibitsread
2026-01-21Earnings Release, Other Material Event…read
2025-11-21Officer / Director Change, Exhibitsread
2025-11-10Officer / Director Change, Reg FD Disclosureread
2025-10-22Earnings Release, Exhibitsread
2025-08-22Material Agreementread
2025-07-25Officer / Director Changeread
2025-07-23Earnings Release, Other Material Event…read

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-13PAULS DOUGLAS JSell3.00K$143.70K
2026-06-15Richards Jay D.Officer of SubsidiarySell4.00K$194.68K
2026-06-01DiGiacomo John N.Sell1.00K$45.97K
2026-05-21Rubenstein William S.Grant1.51K—
2026-05-21PAULS DOUGLAS JGrant2.27K—
2026-05-21DiGiacomo John N.Grant1.51K—
2026-05-21Blanca TereGrant1.51K—
2026-05-21Smith-Baugh GermaineGrant1.51K—
2026-05-21SOBTI SANJIVGrant1.51K—
2026-05-21DOWLING MICHAEL J.Grant1.51K—

Flow & Concentration

Insider 180d net-$384.35K
Insider buys / sells0 / 3
Insider biasNeutral
13F holders8
Top-5 share97.9%
HHI4,966 (concentrated)

Top Holders

HolderValueShares
State Street Corp$219.47M4.53M
Millennium Management$46.69M963.76K
AQR Capital Management$21.78M449.58K
Citadel Advisors$14.76M304.55K
Bridgewater Associates$11.61M239.67K
Capital Research / Capital World$5.12M105.67K
Fidelity / FMR LLC$1.63M33.74K
T. Rowe Price Group$4.88K100.68K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-08-134view
2026-08-0610-Qview
2026-07-228-Kview
2026-06-164view
2026-06-024view
2026-05-214view
2026-05-214view
2026-05-214view
2026-05-214view
2026-05-214view
2026-05-214view
2026-05-214view
2026-05-214view
2026-05-218-Kview
2026-05-128-Kview

The Long Run

FY 2011–2025 · 14 years

LineLatestCAGRTrend
Net income$178.67M+9.1%
Cash from ops$358.61M+6.4%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$43.71$44.26$43.57$43.64804.00K
Sep 24$43.51$43.63$43.10$43.39702.60K
Sep 23$43.78$44.12$43.34$43.36636.80K
Sep 22$44.66$44.92$43.76$43.78808.70K
Sep 21$44.85$45.01$44.44$44.45813.30K

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