Inside the research
Citigroup Inc.
C Research profile · latest available data
Price overview
$134.28
▲ +2.18 (+1.7%)
| 52w hi | $144.93 |
|---|---|
| 52w lo | $91.98 |
| Vol | 8.08M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.21
| Short | +0.04 |
|---|---|
| Medium | +0.24 |
| Long | +0.51 |
computed 2026-09-27
Key fundamentals
Citigroup Inc.
Financial Services · Banks - Diversified
| Market cap | $225.25B |
|---|---|
| Enterprise value | $33.13B |
| Trailing P/E | 14.47x |
| Forward P/E | 10.40x |
| P / S (ttm) | 2.76x |
| Profit margin | 21.8% |
| Return on equity | 8.5% |
| Revenue growth | +15.5% |
| Earnings growth | +61.0% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.41 | |
| Sector | +0.02 | |
| Technical | +0.04 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.
Risk Metrics
| Beta vs SPX | 1.33 |
|---|---|
| Corr SPX | 0.69 |
| Annual vol | 31.0% |
| Annual ret | +43.4% |
| Sharpe | 1.40 |
| Max DD | -31.3% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $146.30 |
|---|---|
| High / Low | $170.00 / $125.00 |
| Median | $147.00 |
| Analysts | 22 |
| Strong Buy | 6 | |
|---|---|---|
| Buy | 13 | |
| Hold | 4 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-05-08 | Keefe, Bruyette & Woods | → Outperform |
| 2026-04-30 | JP Morgan | → Overweight |
| 2026-04-29 | Wells Fargo | → Overweight |
| 2026-04-15 | Wells Fargo | → Overweight |
| 2026-04-15 | Truist Securities | → Buy |
| 2026-04-15 | RBC Capital | → Outperform |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-14 | Earnings Release, Exhibits | read |
| 2026-05-21 | Officer / Director Change, Shareholder Vote… | read |
| 2026-04-14 | Earnings Release, Exhibits | read |
| 2026-04-03 | Reg FD Disclosure, Exhibits | read |
| 2026-02-12 | Bylaws Amendment, Exhibits | read |
| 2026-02-12 | Other Material Event, Exhibits | read |
| 2026-02-03 | Bylaws Amendment, Exhibits | read |
| 2026-01-14 | Earnings Release, Exhibits | read |
| 2026-01-12 | Exhibits | read |
| 2025-12-29 | Other Material Event, Exhibits | read |
| 2025-12-10 | Bylaws Amendment, Exhibits | read |
| 2025-11-20 | Officer / Director Change, Exhibits | read |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 97.5% |
| HHI | 3,377 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $10.90B | 77.91M |
| Fidelity / FMR LLC | $4.43B | 31.65M |
| Citadel Advisors | $2.31B | 16.54M |
| Capital Research / Capital World | $1.94B | 13.88M |
| AQR Capital Management | $853.25M | 6.10M |
| Millennium Management | $454.92M | 3.25M |
| Bridgewater Associates | $73.15M | 522.67K |
| T. Rowe Price Group | $3.26M | 23.29M |
As of 2026-06-30
Connections
Subsidiarys: padding:0
Dividends
| Yield (TTM) | 1.34% |
|---|---|
| $ / share (TTM) | $1.80 |
| 5y CAGR | +2.6% |
Annual dividend per share
| 2021 | $2.04 |
|---|---|
| 2022 | $2.04 |
| 2023 | $2.08 |
| 2024 | $2.18 |
| 2025 | $2.32 |
| 2026 | $1.20 |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $78.07B | -0.2% | |
| Net income | $14.31B | +10.3% | |
| Cash from ops | -$73.42B | +87.8% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $132.85 | $134.72 | $132.12 | $134.28 | 8.08M |
| Sep 24 | $131.99 | $132.76 | $130.62 | $132.10 | 8.65M |
| Sep 23 | $131.20 | $133.59 | $131.20 | $131.93 | 8.74M |
| Sep 22 | $134.87 | $135.17 | $130.71 | $132.47 | 11.48M |
| Sep 21 | $133.74 | $135.73 | $132.62 | $135.05 | 10.42M |
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