Inside the research
Capitol Federal Financial, Inc.
CFFN Research profile · latest available data
Price overview
$8.68
▲ +0.02 (+0.2%)
| 52w hi | $9.10 |
|---|---|
| 52w lo | $5.72 |
| Vol | 1.27M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.67
| Short | +0.74 |
|---|---|
| Medium | +0.66 |
| Long | +0.57 |
computed 2026-09-27
Key fundamentals
Capitol Federal Financial, Inc.
Financial Services · Banks - Regional
| Market cap | $1.07B |
|---|---|
| Enterprise value | $2.57B |
| Trailing P/E | 13.35x |
| Forward P/E | 11.20x |
| P / S (ttm) | 4.74x |
| Profit margin | 36.7% |
| Return on equity | 8.0% |
| Revenue growth | +18.3% |
| Earnings growth | +35.6% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.37 | |
| Sector | +0.02 | |
| Technical | +0.38 | |
| Earnings | +0.00 | |
| Sentiment | +0.28 |
macro × 1.00 · 2026-09-27
Business overview
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.
Risk Metrics
| Beta vs SPX | 0.78 |
|---|---|
| Corr SPX | 0.47 |
| Annual vol | 27.0% |
| Annual ret | +22.7% |
| Sharpe | 0.84 |
| Max DD | -29.9% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-29 | Earnings Release, Reg FD Disclosure… | read |
| 2026-04-29 | Earnings Release, Reg FD Disclosure… | read |
| 2026-01-29 | Shareholder Vote, Reg FD Disclosure… | read |
| 2026-01-28 | Earnings Release, Reg FD Disclosure… | read |
| 2026-01-23 | Reg FD Disclosure, Exhibits | read |
| 2025-12-17 | Reg FD Disclosure, Exhibits | read |
| 2025-10-29 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-17 | Other Material Event, Exhibits | read |
| 2025-09-25 | Officer / Director Change, Exhibits | read |
| 2025-07-23 | Earnings Release, Reg FD Disclosure… | read |
| 2025-04-23 | Earnings Release, Reg FD Disclosure… | read |
| 2025-01-29 | Shareholder Vote, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-31 | Jackson Rick C | Executive Vice President | Option exercise | 9.15K | $79.12K |
| 2025-12-31 | Jackson Rick C | Executive Vice President | Disposal | 9.15K | $62.29K |
| 2025-12-31 | Van Houweling Tara | Principal Accounting Offi | Option exercise | 2.83K | $24.44K |
| 2025-12-31 | Van Houweling Tara | Principal Accounting Offi | Disposal | 2.83K | $19.24K |
| 2025-12-31 | Haag Natalie G. | Executive Vice President | Option exercise | 8.73K | $75.49K |
| 2025-12-31 | Haag Natalie G. | Executive Vice President | Disposal | 8.73K | $59.43K |
| 2025-12-31 | TOWNSEND KENT G | Executive Vice President | Option exercise | 12.44K | $107.60K |
| 2025-12-31 | TOWNSEND KENT G | Executive Vice President | Disposal | 12.44K | $84.71K |
| 2025-12-31 | DICUS JOHN B | Chairman, President and C | Option exercise | 17.34K | $150.00K |
| 2025-12-31 | DICUS JOHN B | Chairman, President and C | Disposal | 17.34K | $118.09K |
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $15.30M | -1.3% | |
| Net income | -$101.66M | +4.8% | |
| Cash from ops | $55.04M | -12.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $8.69 | $8.76 | $8.66 | $8.68 | 1.27M |
| Sep 24 | $8.68 | $8.72 | $8.49 | $8.66 | 978.00K |
| Sep 23 | $8.81 | $8.83 | $8.68 | $8.69 | 743.50K |
| Sep 22 | $8.91 | $8.95 | $8.81 | $8.83 | 1.23M |
| Sep 21 | $8.92 | $8.95 | $8.83 | $8.85 | 628.70K |
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