Subject of the day
CFG
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
FY 2014–2025 · 11 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.53B | -11.1% | |
| Net income | $1.51B | +5.7% | |
| Cash from ops | $2.21B | +2.6% |
$74.11
▲ +0.20 (+0.3%)
| 52w hi | $74.11 |
|---|---|
| 52w lo | $46.73 |
| Vol | 1.68M |
| As of | Aug 13 |
Our score +0.12
| Short | -0.12 |
|---|---|
| Medium | +0.18 |
| Long | +0.50 |
computed 2026-08-13
Citizens Financial Group, Inc.
Financial Services · Banks - Regional
| Market cap | $31.21B |
|---|---|
| Enterprise value | $35.72B |
| Trailing P/E | 16.15x |
| Forward P/E | 11.38x |
| EV / EBITDA | — |
| P / S (ttm) | 3.82x |
| Profit margin | 26.1% |
| Return on equity | 8.3% |
| Revenue growth | +14.7% |
| Earnings growth | +41.3% |
| Debt / equity | — |
| Beta vs SPX | 1.20 |
|---|---|
| Corr SPX | 0.64 |
| Annual vol | 30.9% |
| Annual ret | +36.2% |
| Sharpe | 1.17 |
| Max DD | -29.3% |
Window: 504 trading days (504 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.38 | |
| Sector | +0.09 | |
| Technical | +0.00 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $74.35 | $74.68 | $73.86 | $74.11 | 1.68M |
| Aug 12 | $73.44 | $74.22 | $72.96 | $73.91 | 2.62M |
| Aug 11 | $72.78 | $73.48 | $72.39 | — | 2.71M |
| Aug 10 | $72.17 | $72.91 | $71.87 | $72.67 | 2.07M |
| Aug 7 | $72.03 | $72.94 | $71.59 | $72.67 | 2.00M |