Inside the research

City Holding Company

CHCO Research profile · latest available data

Price overview

$141.97

▲ +1.88 (+1.3%)

52w hi$147.98
52w lo$114.67
Vol181.80K
As of25 Sep 2026

The Verdict

Buy

Our score +0.54

Short+0.76
Medium+0.49
Long+0.21

computed 2026-09-27

Key fundamentals

City Holding Company

Financial Services · Banks - Regional

Market cap$1.99B
Enterprise value$2.25B
Trailing P/E15.55x
Forward P/E14.73x
P / S (ttm)6.22x
Profit margin41.1%
Return on equity16.8%
Revenue growth+0.9%
Earnings growth+2.8%

Layer Breakdown

LayerRawContribution
Fundamental+0.24
Sector+0.02
Technical+0.31
Earnings+0.00
Sentiment+0.38

macro × 1.00 · 2026-09-27

Business overview

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

United States · www.bankatcity.com

Risk Metrics

Beta vs SPX0.49
Corr SPX0.35
Annual vol22.2%
Annual ret+11.2%
Sharpe0.51
Max DD-18.9%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-22Earnings Release, Exhibitsread
2026-05-28Other Material Eventread
2026-05-28Officer / Director Changeread
2026-04-29Officer / Director Change, Shareholder Vote…read
2026-04-29Officer / Director Change, Exhibitsread
2026-04-23Earnings Release, Exhibitsread
2026-03-26Other Material Event, Exhibitsread
2026-02-04Other Material Event, Exhibitsread
2026-01-21Earnings Release, Exhibitsread
2025-12-03Other Material Eventread
2025-10-22Officer / Director Changeread
2025-10-22Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-07-30HAGEBOECK CHARLES RPresident & CEOSell4.49K$650.13K
2026-07-21STRONG-TREISTER DIANE WBuy110$14.80K
2026-07-21Reyes Javier ABuy83$11.17K
2026-07-21Hoyer James ABuy95$12.78K
2026-07-21FISHER ROBERT DBuy156$20.99K
2026-07-21Jones J. ThomasGift730—
2026-05-29HAGEBOECK CHARLES RPresident & CEOSell1.86K$231.14K
2026-05-26LEGGE JEFFREY DALEEVP, CAO & CIOSell1.31K$163.62K
2026-05-22BUMGARNER DAVID LEVP & Chief Financial OffSell1.16K$144.54K
2026-05-20BUMGARNER DAVID LEVP & Chief Financial OffSell805$100.22K

Flow & Concentration

Insider 180d net-$1.23M
Insider buys / sells4 / 5
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

SEC Filings

DateFormDoc
2026-08-0510-Qview
2026-07-314view
2026-07-228-Kview
2026-07-214view
2026-07-214view
2026-07-214view
2026-07-214view
2026-07-214view
2026-07-1013F-HRview
2026-06-2311-Kview
2026-06-014view
2026-05-288-Kview
2026-05-288-Kview
2026-05-274view
2026-05-264view

The Long Run

FY 2011–2025 · 14 years

LineLatestCAGRTrend
Net income$130.49M+9.4%
Cash from ops$131.37M+6.8%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$140.51$142.17$139.99$141.97181.80K
Sep 24$139.65$140.64$138.77$140.09114.80K
Sep 23$139.73$141.20$138.48$139.25139.00K
Sep 22$141.40$142.48$139.52$139.59109.90K
Sep 21$143.50$144.12$140.14$140.24180.70K

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