The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

CHCO

Concerning the House

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

United States · www.bankatcity.com

The Long Run

FY 2011–2025 · 14 years

LineLatestCAGRTrend
Net income$130.49M+9.4%
Cash from ops$131.37M+6.8%
Quotation

$147.98

+0.76 (+0.5%)

52w hi$147.98
52w lo$114.67
Vol61.40K
As ofAug 13
The Verdict

Hold

Our score +0.40

Short+0.36
Medium+0.47
Long+0.32

computed 2026-08-13

By the Numbers

City Holding Company

Financial Services · Banks - Regional

Market cap$2.08B
Enterprise value$2.33B
Trailing P/E16.21x
Forward P/E15.45x
EV / EBITDA
P / S (ttm)6.49x
Profit margin41.1%
Return on equity16.8%
Revenue growth+0.9%
Earnings growth+2.8%
Debt / equity
Risk Metrics
Beta vs SPX0.51
Corr SPX0.37
Annual vol22.6%
Annual ret+15.9%
Sharpe0.70
Max DD-18.9%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.23
Sector+0.09
Technical+0.28
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$148.04$148.83$147.03$147.9861.40K
Aug 12$146.43$147.49$146.43$147.2291.80K
Aug 11$145.00$146.75$145.00$146.3399.00K
Aug 10$144.08$145.52$143.67$145.0081.90K
Aug 7$145.02$146.22$144.13$144.9488.10K