Inside the research
Capital One Financial Corporation
COF Research profile · latest available data
Price overview
$200.20
▲ +3.59 (+1.8%)
| 52w hi | $254.96 |
|---|---|
| 52w lo | $174.73 |
| Vol | 3.90M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.18
| Short | -0.06 |
|---|---|
| Medium | +0.19 |
| Long | +0.66 |
computed 2026-09-27
Key fundamentals
Capital One Financial Corporation
Financial Services · Credit Services
| Market cap | $122.82B |
|---|---|
| Enterprise value | $125.99B |
| Trailing P/E | 11.02x |
| Forward P/E | 8.31x |
| P / S (ttm) | 2.55x |
| Profit margin | 21.9% |
| Return on equity | 9.0% |
| Revenue growth | +1111.0% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.49 | |
| Sector | +0.02 | |
| Technical | -0.09 | |
| Earnings | +0.00 | |
| Sentiment | +0.12 |
macro × 1.00 · 2026-09-27
Business overview
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Risk Metrics
| Beta vs SPX | 1.51 |
|---|---|
| Corr SPX | 0.67 |
| Annual vol | 36.0% |
| Annual ret | +20.1% |
| Sharpe | 0.56 |
| Max DD | -31.7% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $255.19 |
|---|---|
| High / Low | $310.00 / $215.00 |
| Median | $255.00 |
| Analysts | 21 |
| Strong Buy | 4 | |
|---|---|---|
| Buy | 14 | |
| Hold | 5 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-23 | Truist Securities | → Buy |
| 2026-04-22 | BTIG | → Buy |
| 2026-04-22 | Barclays | → Overweight |
| 2026-04-16 | Morgan Stanley | → Overweight |
| 2026-04-09 | Wells Fargo | → Overweight |
| 2026-04-09 | JP Morgan | → Overweight |
Officers & Board
| CEO | Richard Fairbank since 1994 |
|---|---|
| Founder | Richard Fairbank current |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-21 | Reg FD Disclosure, Exhibits | read |
| 2026-07-21 | Earnings Release, Exhibits | read |
| 2026-06-15 | Reg FD Disclosure, Exhibits | read |
| 2026-06-09 | Other Material Event, Exhibits | read |
| 2026-06-08 | Reg FD Disclosure, Exhibits | read |
| 2026-05-15 | Reg FD Disclosure, Exhibits | read |
| 2026-05-08 | Shareholder Vote, Exhibits | read |
| 2026-04-23 | Other Material Event, Exhibits | read |
| 2026-04-21 | Reg FD Disclosure, Exhibits | read |
| 2026-04-21 | Earnings Release, Exhibits | read |
| 2026-04-07 | Securities Issuance, Officer / Director Change | read |
| 2026-03-16 | Reg FD Disclosure, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-10 | Zamsky Michael | Chief Credit & Fin'l Risk | Sell | 5.47K | $1.19M |
| 2026-08-07 | Raghu Ravi | Pres, Software, Intl & Sm | Sell | 50 | $10.92K |
| 2026-08-04 | Cooper Matthew W | General Counsel & Corp Se | Sell | 3.50K | $767.65K |
| 2026-08-04 | Mouadeb Mark Daniel | President, Card | Sell | 1.18K | $260.26K |
| 2026-08-03 | Mouadeb Mark Daniel | President, Card | Sell | 690 | $148.35K |
| 2026-08-01 | Hanson Jason P. | Pres.- Global Payment Net | Option exercise | 2.01K | — |
| 2026-08-01 | Hanson Jason P. | Pres.- Global Payment Net | Withheld for tax | 893 | $186.65K |
| 2026-07-31 | Raghu Ravi | Pres, Software, Intl & Sm | Sell | 3.46K | $724.49K |
| 2026-07-31 | Raghu Ravi | Pres, Software, Intl & Sm | Sell | 5.82K | $1.22M |
| 2026-07-31 | Raghu Ravi | Pres, Software, Intl & Sm | Sell | 444 | $93.55K |
Flow & Concentration
| Insider 180d net | -$7.38M |
|---|---|
| Insider buys / sells | 0 / 14 |
| Insider bias | Sellers |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
Dividends
| Yield (TTM) | 0.80% |
|---|---|
| $ / share (TTM) | $1.60 |
| 5y CAGR | +21.1% |
Annual dividend per share
| 2021 | $2.60 |
|---|---|
| 2022 | $2.40 |
| 2023 | $2.40 |
| 2024 | $2.40 |
| 2025 | $2.60 |
| 2026 | $0.80 |
SEC Filings
The Long Run
FY 2009–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $8.06B | -5.7% | |
| Net income | $2.45B | +7.6% | |
| Cash from ops | $20.57B | +3.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $197.08 | $201.69 | $195.40 | $200.20 | 3.90M |
| Sep 24 | $196.20 | $196.99 | $193.71 | $196.61 | 3.69M |
| Sep 23 | $199.11 | $199.81 | $195.84 | $196.10 | 4.94M |
| Sep 22 | $206.76 | $207.00 | $199.56 | $200.55 | 2.91M |
| Sep 21 | $204.96 | $205.62 | $202.32 | $204.92 | 2.94M |
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