Inside the research

Corpay, Inc.

CPAY Research profile · latest available data

Price overview

$398.11

▼ -2.21 (-0.6%)

52w hi$425.24
52w lo$255.00
Vol432.70K
As of25 Sep 2026

The Verdict

Buy

Our score +0.77

Short+0.50
Medium+1.07
Long+0.73

computed 2026-09-27

Key fundamentals

Corpay, Inc.

Technology · Software - Infrastructure

Market cap$26.14B
Enterprise value$34.06B
Trailing P/E24.22x
Forward P/E12.66x
EV / EBITDA12.17x
P / S (ttm)5.21x
Profit margin22.7%
Return on equity29.2%
Revenue growth+21.5%
Earnings growth-7.0%
Debt / equity275.29

Layer Breakdown

LayerRawContribution
Fundamental+0.22
Sector+0.19
Technical+0.47
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions. Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.

United States · www.corpay.com

Risk Metrics

Beta vs SPX1.25
Corr SPX0.56
Annual vol36.1%
Annual ret+19.4%
Sharpe0.54
Max DD-34.5%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$387.92
High / Low$415.00 / $340.00
Median$390.00
Analysts13
Strong Buy4
Buy6
Hold3
Sell0
Strong Sell0

Recent rating actions

2026-03-31Baird→ Outperform
2026-02-10UBS→ Neutral
2026-02-09Cantor Fitzgerald→ Overweight
2026-02-06Mizuho→ Neutral
2026-02-05RBC Capital→ Sector Perform
2026-02-05Morgan Stanley→ Overweight

Material Events

DateEvent8-K
2026-08-05Earnings Release, Reg FD Disclosure…read
2026-07-24Officer / Director Changeread
2026-05-22Material Agreement, Reg FD Disclosure…read
2026-05-12Reg FD Disclosureread
2026-05-12Shareholder Voteread
2026-05-07Earnings Release, Reg FD Disclosure…read
2026-04-27Reg FD Disclosure, Exhibitsread
2026-02-265.08, Other Material Eventread
2026-02-04Earnings Release, Reg FD Disclosure…read
2026-01-22Officer / Director Change, Exhibitsread
2025-11-05Material Agreement, Acquisition / Disposition…read
2025-09-29Reg FD Disclosure, Exhibitsread

Flow & Concentration

Insider 180d net$0
Insider buys / sells0 / 0
Insider biasNeutral
13F holders9
Top-5 share95.2%
HHI2,316 (moderate)

Top Holders

HolderValueShares
Fidelity / FMR LLC$1.11B3.34M
State Street Corp$943.67M2.83M
Tiger Global Management$716.49M2.15M
Citadel Advisors$346.23M1.04M
AQR Capital Management$203.21M616.82K
Capital Research / Capital World$133.36M400.16K
Millennium Management$31.95M95.86K
Bridgewater Associates$2.55M7.66K
T. Rowe Price Group$818.15K2.45M

As of 2026-06-30

SEC Filings

DateFormDoc
2026-08-144view
2026-08-1010-Qview
2026-08-058-Kview
2026-07-248-Kview
2026-07-244view
2026-07-244view
2026-07-174view
2026-06-164view
2026-06-154view
2026-06-124view
2026-05-294view
2026-05-294view
2026-05-228-Kview
2026-05-224view
2026-05-128-Kview

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Revenue$4.53B+30.3%
Operating income$1.66B+17.6%
Net income$1.07B+26.3%
Cash from ops$1.50B+15.0%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$400.61$402.05$397.89$398.11432.70K
Sep 24$396.31$400.42$394.92$400.32457.90K
Sep 23$391.02$398.49$390.90$395.16468.20K
Sep 22$400.05$401.00$388.19$392.95563.50K
Sep 21$399.96$401.09$397.11$397.22445.20K

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