Inside the research
Central Pacific Financial Corp.
CPF Research profile · latest available data
Price overview
$36.85
▲ +0.01 (+0.0%)
| 52w hi | $39.67 |
|---|---|
| 52w lo | $26.66 |
| Vol | 120.20K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.27
| Short | +0.18 |
|---|---|
| Medium | +0.30 |
| Long | +0.41 |
computed 2026-09-27
Key fundamentals
Central Pacific Financial Corp.
Financial Services · Banks - Regional
| Market cap | $948.79M |
|---|---|
| Enterprise value | $660.89M |
| Trailing P/E | 11.85x |
| Forward P/E | 10.31x |
| P / S (ttm) | 3.29x |
| Profit margin | 28.8% |
| Return on equity | 14.2% |
| Revenue growth | +7.7% |
| Earnings growth | +19.4% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.35 | |
| Sector | +0.02 | |
| Technical | +0.14 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, financial advisory, and estate planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.
Risk Metrics
| Beta vs SPX | 0.75 |
|---|---|
| Corr SPX | 0.42 |
| Annual vol | 29.0% |
| Annual ret | +17.4% |
| Sharpe | 0.60 |
| Max DD | -26.5% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-24 | Earnings Release, Reg FD Disclosure… | read |
| 2026-07-02 | Shareholder Vote, Exhibits | read |
| 2026-05-04 | Shareholder Vote | read |
| 2026-04-29 | Earnings Release, Reg FD Disclosure… | read |
| 2026-01-28 | Earnings Release, Reg FD Disclosure… | read |
| 2025-12-16 | Reg FD Disclosure, Exhibits | read |
| 2025-11-07 | Officer / Director Change | read |
| 2025-10-29 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-01 | Officer / Director Change | read |
| 2025-08-25 | Officer / Director Change | read |
| 2025-07-25 | Earnings Release, Bylaws Amendment… | read |
| 2025-06-27 | Bylaws Amendment, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-07 | Martines Arnold D | Chairman, President & CEO | Gift | 2.75K | — |
| 2026-05-15 | Fujimoto Jason | Grant | 1.86K | $62.49K | |
| 2026-05-15 | Paloma Diane S.L. | Grant | 2.08K | $69.99K | |
| 2026-05-15 | Nobriga Robert | Grant | 2.30K | $77.50K | |
| 2026-05-15 | Lutes Christopher | Grant | 2.08K | $69.99K | |
| 2026-05-15 | KOSASA PAUL | Grant | 1.86K | $62.49K | |
| 2026-05-15 | Kindred Jonathan B | Grant | 2.23K | $74.97K |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $46.66M | -1.3% | |
| Net income | $77.48M | +24.2% | |
| Cash from ops | $90.52M | -5.2% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $36.96 | $37.25 | $36.67 | $36.85 | 120.20K |
| Sep 24 | $36.59 | $37.02 | $36.36 | $36.84 | 179.90K |
| Sep 23 | $36.76 | $36.92 | $36.27 | $36.32 | 156.70K |
| Sep 22 | $37.42 | $37.61 | $36.71 | $36.76 | 177.50K |
| Sep 21 | $37.60 | $37.87 | $36.87 | $36.99 | 145.40K |
Understand the score. Research layers are inputs to a model, and the available data has limits.
Read the methodology →