Inside the research
Customers Bancorp, Inc.
CUBI Research profile · latest available data
Price overview
$77.06
▲ +0.23 (+0.3%)
| 52w hi | $83.65 |
|---|---|
| 52w lo | $60.52 |
| Vol | 263.50K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.16
| Short | +0.02 |
|---|---|
| Medium | +0.19 |
| Long | +0.40 |
computed 2026-09-27
Key fundamentals
Customers Bancorp, Inc.
Financial Services · Banks - Regional
| Market cap | $2.60B |
|---|---|
| Enterprise value | $798.77M |
| Trailing P/E | 9.33x |
| Forward P/E | 8.07x |
| P / S (ttm) | 3.15x |
| Profit margin | 35.2% |
| Return on equity | 14.3% |
| Revenue growth | +10.1% |
| Earnings growth | +18.5% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.37 | |
| Sector | +0.02 | |
| Technical | +0.03 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients. It accepts various deposit banking products, including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand accounts, MMDA, savings accounts, and time deposit accounts. The company also offers commercial lending services comprising small and middle market business banking, specialized lending, mortgage finance, multifamily and commercial real estate lending, and commercial equipment financing; and consumer lending services, such as local-market mortgage and home equity lending, and the origination and purchase of installment loans. In addition, it provides private and digital banking services; and other financial services consisting of mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, and cash management services, as well as B2B instant payments platform. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Risk Metrics
| Beta vs SPX | 1.27 |
|---|---|
| Corr SPX | 0.53 |
| Annual vol | 38.7% |
| Annual ret | +31.3% |
| Sharpe | 0.81 |
| Max DD | -26.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-27 | Officer / Director Change, Exhibits | read |
| 2026-07-23 | Earnings Release, Reg FD Disclosure… | read |
| 2026-07-08 | Officer / Director Change, Exhibits | read |
| 2026-05-28 | Officer / Director Change, Shareholder Vote | read |
| 2026-04-23 | Earnings Release, Reg FD Disclosure… | read |
| 2026-04-15 | Reg FD Disclosure, Exhibits | read |
| 2026-03-24 | Officer / Director Change, Exhibits | read |
| 2026-03-23 | Officer / Director Change | read |
| 2026-02-11 | Other Material Event, Exhibits | read |
| 2026-01-26 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-01-22 | Earnings Release, Reg FD Disclosure… | read |
| 2026-01-05 | Material Agreement, Officer / Director Change… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-03 | SIDHU JAY S | Director, Officer, Chairm | Sell | 68.82K | $5.51M |
| 2026-07-30 | SIDHU JAY S | Director, Officer, Chairm | Sell | 835 | $65.97K |
| 2026-07-29 | SIDHU JAY S | Director, Officer, Chairm | Sell | 30.34K | $2.40M |
| 2026-06-15 | Zuckerman Steven J | Director | Grant | 958 | $74.93K |
| 2026-06-15 | Sirmans Dalton Talley | Director | Grant | 737 | $57.64K |
| 2026-06-15 | Way T Lawrence | Director | Grant | 849 | $66.40K |
| 2026-06-15 | Looney Susan Dianne | Director | Grant | 625 | $48.88K |
| 2026-06-15 | Banks Bernard Bennett | Director | Grant | 881 | $68.90K |
| 2026-06-15 | Allon Andrea R. | Director | Grant | 625 | $48.88K |
| 2026-06-15 | ROTHERMEL DANIEL K | Director | Grant | 385 | $30.11K |
Flow & Concentration
| Insider 180d net | -$7.98M |
|---|---|
| Insider buys / sells | 0 / 3 |
| Insider bias | Sellers |
| 13F holders | 8 |
| Top-5 share | 98.6% |
| HHI | 5,007 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $164.50M | 2.08M |
| Capital Research / Capital World | $55.22M | 698.09K |
| Renaissance Technologies | $12.46M | 157.52K |
| Citadel Advisors | $7.78M | 98.41K |
| Millennium Management | $2.81M | 35.49K |
| AQR Capital Management | $2.66M | 33.61K |
| Fidelity / FMR LLC | $704.22K | 8.90K |
| T. Rowe Price Group | $29.58K | 373.97K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $224.09M | +33.2% | |
| Cash from ops | $124.73M | +26.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $77.54 | $77.92 | $76.87 | $77.06 | 263.50K |
| Sep 24 | $77.33 | $77.36 | $76.07 | $76.83 | 217.70K |
| Sep 23 | $77.29 | $78.01 | $76.54 | $76.72 | 260.10K |
| Sep 22 | $79.25 | $79.61 | $77.34 | $77.35 | 327.30K |
| Sep 21 | $78.21 | $79.18 | $77.95 | $78.87 | 235.50K |
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