Inside the research
CVB Financial Corp.
CVBF Research profile · latest available data
Price overview
$22.53
▲ +0.23 (+1.0%)
| 52w hi | $23.30 |
|---|---|
| 52w lo | $17.52 |
| Vol | 1.89M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.34
| Short | +0.52 |
|---|---|
| Medium | +0.27 |
| Long | +0.11 |
computed 2026-09-27
Key fundamentals
CVB Financial Corp.
Financial Services · Banks - Regional
| Market cap | $3.97B |
|---|---|
| Enterprise value | $4.04B |
| Trailing P/E | 15.65x |
| Forward P/E | 11.27x |
| P / S (ttm) | 6.93x |
| Profit margin | 36.1% |
| Return on equity | 7.6% |
| Revenue growth | +42.0% |
| Earnings growth | -21.6% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.23 | |
| Sector | +0.02 | |
| Technical | +0.12 | |
| Earnings | +0.00 | |
| Sentiment | +0.38 |
macro × 1.00 · 2026-09-27
Business overview
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.
Risk Metrics
| Beta vs SPX | 0.81 |
|---|---|
| Corr SPX | 0.45 |
| Annual vol | 29.1% |
| Annual ret | +14.7% |
| Sharpe | 0.51 |
| Max DD | -31.6% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-23 | Earnings Release, Reg FD Disclosure… | read |
| 2026-07-23 | Officer / Director Change, Exhibits | read |
| 2026-06-15 | Other Material Event, Exhibits | read |
| 2026-06-01 | Officer / Director Change, Exhibits | read |
| 2026-05-26 | Officer / Director Change | read |
| 2026-05-22 | Shareholder Vote | read |
| 2026-04-23 | Earnings Release, Reg FD Disclosure… | read |
| 2026-04-21 | Acquisition / Disposition, Officer / Director Change… | read |
| 2026-04-01 | Reg FD Disclosure, Other Material Event… | read |
| 2026-03-27 | Shareholder Vote, Reg FD Disclosure… | read |
| 2026-03-18 | Other Material Event | read |
| 2026-02-19 | Officer / Director Change | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-05 | Harvey David C | EVP Chief Operating Offic | Sell | 40.00K | $917.68K |
| 2026-07-28 | O Brien Raymond V III | Buy | 20.00K | $455.30K | |
| 2026-06-05 | WOHL RICHARD H | EVP & General Counsel | Withheld for tax | 8.94K | $183.35K |
| 2026-06-01 | DeAngelis Yamynn | EVP Chief Risk Officer | Withheld for tax | 11.11K | $223.29K |
| 2026-05-22 | Borba George A Jr | Buy | 48.89K | $999.98K | |
| 2026-05-20 | Stephens Timothy Michael | Grant | 4.19K | — | |
| 2026-05-20 | Oswalt Hal W | Grant | 4.19K | — | |
| 2026-05-20 | Olvera Jane | Grant | 4.19K | — | |
| 2026-05-20 | O Brien Raymond V III | Grant | 4.19K | — | |
| 2026-05-20 | Kan Anna | Grant | 4.19K | — |
Flow & Concentration
| Insider 180d net | $537.60K |
|---|---|
| Insider buys / sells | 2 / 1 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Operating income | $314.00M | +915.3% | |
| Net income | $209.30M | +8.7% | |
| Cash from ops | $221.41M | +8.0% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $22.41 | $22.68 | $22.36 | $22.53 | 1.89M |
| Sep 24 | $22.05 | $22.35 | $21.94 | $22.30 | 1.10M |
| Sep 23 | $22.16 | $22.30 | $22.01 | $22.01 | 1.42M |
| Sep 22 | $22.48 | $22.59 | $22.16 | $22.16 | 1.29M |
| Sep 21 | $22.80 | $22.89 | $22.43 | $22.43 | 1.13M |
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