Inside the research

Dime Commercial Bancshares, Inc.

DCOM Research profile · latest available data

Price overview

$40.37

▲ +0.16 (+0.4%)

52w hi$41.74
52w lo$25.24
Vol257.30K
As of25 Sep 2026

The Verdict

Hold

Our score +0.36

Short+0.31
Medium+0.39
Long+0.41

computed 2026-09-27

Key fundamentals

Dime Commercial Bancshares, Inc.

Financial Services · Banks - Regional

Market cap$1.78B
Enterprise value$619.47M
Trailing P/E14.63x
Forward P/E9.30x
P / S (ttm)4.06x
Profit margin29.4%
Return on equity8.7%
Revenue growth+12.0%
Earnings growth+17.6%

Layer Breakdown

LayerRawContribution
Fundamental+0.33
Sector+0.02
Technical+0.23
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Dime Commercial Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also provides commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash and treasury management services, escrow account services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was formerly known as Dime Community Bancshares, Inc. and changed its name to Dime Commercial Bancshares, Inc. in May 2026. Dime Commercial Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

United States · www.dime.com

Risk Metrics

Beta vs SPX0.94
Corr SPX0.46
Annual vol32.5%
Annual ret+21.7%
Sharpe0.67
Max DD-34.2%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-23Other Material Event, Exhibitsread
2026-07-23Earnings Release, Exhibitsread
2026-06-25Other Material Event, Exhibitsread
2026-06-01Officer / Director Change, Bylaws Amendment…read
2026-05-27Other Material Eventread
2026-04-23Other Material Event, Exhibitsread
2026-04-23Earnings Release, Exhibitsread
2026-03-25Other Material Event, Exhibitsread
2026-02-23Other Material Event, Exhibitsread
2026-01-26Other Material Event, Exhibitsread
2026-01-22Other Material Event, Exhibitsread
2026-01-21Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-06NIELSEN RAYMOND ADirectorSell1.80K$75.11K
2026-07-01Perry JosephDirectorGrant84$3.41K
2026-07-01Germano Judith HDirectorGrant439$17.85K
2026-06-10SUSKIND DENNIS ADirectorSell5.00K$195.00K
2026-06-09SUSKIND DENNIS ADirectorSell5.00K$193.75K
2026-05-11NIELSEN RAYMOND ADirectorSell1.65K$61.20K
2026-03-31GEISEL THOMAS XOfficer, SEVP& Chief CommGrant4.78K—
2026-03-31GEISEL THOMAS XOfficer, SEVP& Chief CommWithheld for tax426$14.41K

Flow & Concentration

Insider 180d net-$525.06K
Insider buys / sells0 / 4
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

SEC Filings

DateFormDoc
2026-08-134view
2026-08-074view
2026-08-034view
2026-07-3110-Qview
2026-07-238-Kview
2026-07-238-Kview
2026-07-064view
2026-07-064view
2026-06-258-Kview
2026-06-234view
2026-06-164view
2026-06-104view
2026-06-018-Kview
2026-05-278-Kview
2026-05-114view

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Revenue$16.44M+31.1%
Net income$110.68M+19.5%
Cash from ops$186.57M+18.1%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$40.37$40.91$40.23$40.37257.30K
Sep 24$40.29$40.50$39.80$40.21232.30K
Sep 23$40.21$40.53$39.92$39.95192.60K
Sep 22$41.24$41.27$40.49$40.54378.50K
Sep 21$40.77$41.21$40.77$40.89229.00K

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