Inside the research
Deluxe Corporation
DLX Research profile · latest available data
Price overview
$24.33
▲ +0.04 (+0.2%)
| 52w hi | $31.11 |
|---|---|
| 52w lo | $17.03 |
| Vol | 415.30K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.41
| Short | -0.30 |
|---|---|
| Medium | -0.48 |
| Long | -0.48 |
computed 2026-09-27
Key fundamentals
Deluxe Corporation
Industrials · Conglomerates
| Market cap | $1.12B |
|---|---|
| Enterprise value | $2.57B |
| Trailing P/E | 11.16x |
| Forward P/E | 5.96x |
| EV / EBITDA | 6.12x |
| P / S (ttm) | 0.53x |
| Profit margin | 4.8% |
| Return on equity | 15.0% |
| Revenue growth | -4.2% |
| Earnings growth | -17.7% |
| Debt / equity | 209.94 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.09 | |
| Sector | -0.01 | |
| Technical | -0.29 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.
Risk Metrics
| Beta vs SPX | 0.84 |
|---|---|
| Corr SPX | 0.33 |
| Annual vol | 41.2% |
| Annual ret | +19.7% |
| Sharpe | 0.48 |
| Max DD | -43.5% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-05 | Earnings Release, Exhibits | read |
| 2026-07-31 | Material Agreement, Acquisition / Disposition… | read |
| 2026-06-18 | Material Agreement, Material Obligation… | read |
| 2026-05-06 | Earnings Release, Exhibits | read |
| 2026-04-24 | Shareholder Vote, Exhibits | read |
| 2026-03-09 | Officer / Director Change | read |
| 2026-02-10 | Material Agreement | read |
| 2026-01-28 | Earnings Release, Exhibits | read |
| 2025-12-17 | Material Agreement, Material Obligation… | read |
| 2025-11-05 | Earnings Release, Exhibits | read |
| 2025-08-21 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-08-07 | Material Agreement, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-06-15 | Brown Angela L | Grant | 1.21K | $27.52K | |
| 2026-06-15 | Cummins Hugh S. III | Grant | 1.21K | $27.52K | |
| 2026-06-15 | Yancy Telisa L | Grant | 1.17K | $26.68K | |
| 2026-05-13 | Jeyaprakasam Yogaraj | Chief Tech. & Digital Off | Option exercise | 4.16K | — |
| 2026-05-13 | Jeyaprakasam Yogaraj | Chief Tech. & Digital Off | Withheld for tax | 1.69K | $42.72K |
| 2026-04-23 | REDDIN THOMAS | Option exercise | 10.35K | — | |
| 2026-04-23 | Brown Angela L | Option exercise | 10.35K | — | |
| 2026-04-23 | Yancy Telisa L | Option exercise | 10.35K | — | |
| 2026-04-23 | GARCIA PAUL R | Option exercise | 10.35K | — | |
| 2026-04-23 | Stauch John L | Option exercise | 10.35K | — |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 7 |
| Top-5 share | 99.9% |
| HHI | 4,451 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Vanguard Group Inc | $110.66M | 4.96M |
| State Street Corp | $65.10M | 2.92M |
| AQR Capital Management | $14.47M | 648.11K |
| Citadel Advisors | $1.78M | 79.91K |
| Millennium Management | $1.52M | 68.19K |
| Fidelity / FMR LLC | $146.06K | 6.54K |
| T. Rowe Price Group | $878 | 39.31K |
As of 2025-12-31
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $2.13B | +2.8% | |
| Gross profit | $1.13B | +1.6% | |
| Operating income | $232.40M | +0.7% | |
| Net income | $52.80M | -5.3% | |
| Cash from ops | $198.40M | -5.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $24.37 | $24.50 | $24.09 | $24.33 | 415.30K |
| Sep 24 | $23.89 | $24.35 | $23.50 | $24.29 | 355.20K |
| Sep 23 | $23.69 | $24.02 | $23.60 | $23.88 | 427.20K |
| Sep 22 | $23.73 | $23.95 | $23.45 | $23.81 | 311.00K |
| Sep 21 | $23.39 | $23.81 | $23.37 | $23.45 | 416.30K |
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