Subject of the day
ECPG
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $88.39M | -9.9% | |
| Operating income | $626.65M | +17.4% | |
| Net income | $256.83M | +18.6% | |
| Cash from ops | $153.20M | +4.7% |
$101.29
▲ +3.79 (+3.9%)
| 52w hi | $101.29 |
|---|---|
| 52w lo | $40.53 |
| Vol | 372.91K |
| As of | Aug 13 |
Our score +0.41
| Short | +0.30 |
|---|---|
| Medium | +0.49 |
| Long | +0.47 |
computed 2026-08-13
Encore Capital Group, Inc.
Financial Services · Credit Services
| Market cap | $2.15B |
|---|---|
| Enterprise value | $6.07B |
| Trailing P/E | 7.70x |
| Forward P/E | 7.58x |
| EV / EBITDA | 8.14x |
| P / S (ttm) | 1.13x |
| Profit margin | 15.9% |
| Return on equity | 30.5% |
| Revenue growth | +11.3% |
| Earnings growth | +12.9% |
| Debt / equity | 388.06 |
| Beta vs SPX | 1.25 |
|---|---|
| Corr SPX | 0.46 |
| Annual vol | 43.9% |
| Annual ret | +44.9% |
| Sharpe | 1.02 |
| Max DD | -47.1% |
Window: 504 trading days (504 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.30 | |
| Sector | +0.09 | |
| Technical | +0.26 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $98.42 | $101.51 | $98.42 | $101.29 | 372.91K |
| Aug 12 | $94.51 | $99.66 | $94.46 | $97.50 | 379.80K |
| Aug 11 | $94.92 | $97.33 | $92.62 | $93.49 | 312.10K |
| Aug 10 | $100.81 | $101.64 | $94.76 | $94.92 | 327.40K |
| Aug 7 | $98.00 | $101.80 | $95.98 | $100.20 | 377.40K |