Subject of the day
ENVA
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
FY 2014–2025 · 12 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $2.66B | +26.4% | |
| Gross profit | $1.83B | +15.6% | |
| Operating income | $422.13M | +12.6% | |
| Net income | $308.39M | +14.7% | |
| Cash from ops | $1.54B | +12.3% |
$261.92
▲ +1.52 (+0.6%)
| 52w hi | $263.02 |
|---|---|
| 52w lo | $104.01 |
| Vol | 212.05K |
| As of | Aug 13 |
Our score +0.12
| Short | -0.12 |
|---|---|
| Medium | +0.18 |
| Long | +0.48 |
computed 2026-08-13
Enova International, Inc.
Financial Services · Credit Services
| Market cap | $6.52B |
|---|---|
| Enterprise value | $11.39B |
| Trailing P/E | 19.46x |
| Forward P/E | 12.72x |
| EV / EBITDA | — |
| P / S (ttm) | 3.85x |
| Profit margin | 21.0% |
| Return on equity | 26.1% |
| Revenue growth | +31.1% |
| Earnings growth | +39.9% |
| Debt / equity | 337.01 |
| Beta vs SPX | 1.42 |
|---|---|
| Corr SPX | 0.59 |
| Annual vol | 39.6% |
| Annual ret | +67.9% |
| Sharpe | 1.71 |
| Max DD | -26.3% |
Window: 504 trading days (504 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.37 | |
| Sector | +0.09 | |
| Technical | +0.00 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $262.15 | $264.97 | $259.52 | $261.92 | 212.05K |
| Aug 12 | $259.33 | $262.44 | $257.69 | $260.40 | 159.50K |
| Aug 11 | $253.98 | $259.70 | $252.20 | — | 162.28K |
| Aug 10 | $251.81 | $256.21 | $246.05 | $252.55 | 234.60K |
| Aug 7 | $255.00 | $256.50 | $250.01 | $252.64 | 306.80K |