Inside the research
Essent Group Ltd.
ESNT Research profile · latest available data
Price overview
$63.73
▼ -0.53 (-0.8%)
| 52w hi | $69.63 |
|---|---|
| 52w lo | $55.56 |
| Vol | 771.30K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.29
| Short | +0.24 |
|---|---|
| Medium | +0.32 |
| Long | +0.36 |
computed 2026-09-27
Key fundamentals
Essent Group Ltd.
Financial Services · Insurance - Specialty
| Market cap | $5.73B |
|---|---|
| Enterprise value | $5.53B |
| Trailing P/E | 8.89x |
| Forward P/E | 8.08x |
| EV / EBITDA | 6.44x |
| P / S (ttm) | 4.33x |
| Profit margin | 51.5% |
| Return on equity | 12.0% |
| Revenue growth | +13.6% |
| Earnings growth | +7.8% |
| Debt / equity | 8.76 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.32 | |
| Sector | +0.02 | |
| Technical | +0.18 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.
Risk Metrics
| Beta vs SPX | 0.43 |
|---|---|
| Corr SPX | 0.30 |
| Annual vol | 23.3% |
| Annual ret | +2.9% |
| Sharpe | 0.12 |
| Max DD | -18.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-07 | Earnings Release, Exhibits | read |
| 2026-05-08 | Earnings Release, Exhibits | read |
| 2026-02-13 | Earnings Release, Exhibits | read |
| 2025-11-07 | Earnings Release, Exhibits | read |
| 2025-08-08 | Earnings Release, Exhibits | read |
| 2025-05-09 | Earnings Release, Exhibits | read |
| 2025-03-27 | Earnings Release, Reg FD Disclosure… | read |
| 2025-02-14 | Earnings Release, Exhibits | read |
| 2024-11-01 | Earnings Release, Exhibits | read |
| 2024-08-02 | Earnings Release, Exhibits | read |
| 2024-07-01 | Other Material Event, Exhibits | read |
| 2024-06-26 | Material Agreement, Material Obligation… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-07 | Bhasin Vijay | SVP and Chief Risk Office | Sell | 483 | $33.81K |
| 2026-07-17 | Gibbons Mary Lourdes | SVP and Chief Legal Offic | Sell | 4.68K | $313.61K |
| 2026-07-14 | CASALE MARK | Chairman, CEO and Preside | Sell | 78.70K | $5.13M |
| 2026-07-13 | CASALE MARK | Chairman, CEO and Preside | Sell | 23.90K | $1.56M |
| 2026-07-07 | CASALE MARK | Chairman, CEO and Preside | Sell | 29.33K | $1.92M |
| 2026-07-06 | CASALE MARK | Chairman, CEO and Preside | Sell | 1.25K | $81.02K |
| 2026-06-30 | CASALE MARK | Chairman, CEO and Preside | Sell | 3.76K | $244.63K |
Flow & Concentration
| Insider 180d net | -$9.28M |
|---|---|
| Insider buys / sells | 0 / 7 |
| Insider bias | Sellers |
| 13F holders | 7 |
| Top-5 share | 96.8% |
| HHI | 3,061 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $251.35M | 3.91M |
| Fidelity / FMR LLC | $187.41M | 2.92M |
| AQR Capital Management | $99.51M | 1.55M |
| Capital Research / Capital World | $20.75M | 322.87K |
| Millennium Management | $19.77M | 307.58K |
| Citadel Advisors | $18.88M | 293.65K |
| T. Rowe Price Group | $7.65K | 119.00K |
As of 2026-06-30
Dividends
| Yield (TTM) | 0.55% |
|---|---|
| $ / share (TTM) | $0.35 |
| 5y CAGR | -0.6% |
Annual dividend per share
| 2021 | $0.70 |
|---|---|
| 2022 | $0.86 |
| 2023 | $1.00 |
| 2024 | $1.12 |
| 2025 | $0.62 |
| 2026 | $0.35 |
SEC Filings
The Long Run
FY 2014–2025 · 12 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.26B | +16.3% | |
| Net income | $696.39M | +39.4% | |
| Cash from ops | $763.00M | +17.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $64.28 | $64.34 | $63.23 | $63.73 | 771.30K |
| Sep 24 | $65.53 | $66.01 | $64.13 | $64.26 | 886.10K |
| Sep 23 | $65.31 | $66.29 | $65.22 | $65.45 | 758.30K |
| Sep 22 | $66.68 | $67.17 | $65.69 | $65.70 | 1.20M |
| Sep 21 | $67.59 | $68.05 | $66.46 | $66.47 | 626.50K |
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