The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

ESNT

Concerning the House

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Bermuda · ir.essentgroup.com

The Long Run

FY 2014–2025 · 12 years

LineLatestCAGRTrend
Revenue$1.26B+16.3%
Net income$696.39M+39.4%
Cash from ops$763.00M+17.4%
Quotation

$69.28

+1.00 (+1.5%)

52w hi$69.28
52w lo$55.84
Vol427.68K
As ofAug 13
The Verdict

Hold

Our score +0.09

Short-0.10
Medium+0.14
Long+0.35

computed 2026-08-13

By the Numbers

Essent Group Ltd.

Financial Services · Insurance - Specialty

Market cap$6.23B
Enterprise value$5.93B
Trailing P/E9.66x
Forward P/E8.92x
EV / EBITDA6.79x
P / S (ttm)4.71x
Profit margin51.5%
Return on equity12.0%
Revenue growth+13.6%
Earnings growth+7.8%
Debt / equity8.76
Risk Metrics
Beta vs SPX0.45
Corr SPX0.31
Annual vol23.6%
Annual ret+10.4%
Sharpe0.44
Max DD-18.8%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.32
Sector+0.09
Technical+0.00
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$68.86$69.64$68.21$69.28427.68K
Aug 12$67.49$68.95$67.34$68.28650.60K
Aug 11$67.49$68.71$67.54583.76K
Aug 10$68.25$69.33$67.41$67.61695.60K
Aug 7$65.59$70.00$64.90$68.72941.80K