Inside the research

EVERTEC, Inc.

EVTC Research profile · latest available data

Price overview

$28.18

▼ -0.02 (-0.1%)

52w hi$34.24
52w lo$22.30
Vol396.40K
As of25 Sep 2026

The Verdict

Hold

Our score +0.25

Short-0.06
Medium+0.51
Long+0.34

computed 2026-09-27

Key fundamentals

EVERTEC, Inc.

Technology · Software - Infrastructure

Market cap$1.68B
Enterprise value$2.83B
Trailing P/E18.30x
Forward P/E6.44x
EV / EBITDA10.29x
P / S (ttm)1.74x
Profit margin9.8%
Return on equity14.8%
Revenue growth+19.7%
Earnings growth-85.7%
Debt / equity184.29

Layer Breakdown

LayerRawContribution
Fundamental+0.14
Sector+0.19
Technical+0.04
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

United States · www.evertecinc.com

Risk Metrics

Beta vs SPX0.73
Corr SPX0.33
Annual vol35.9%
Annual ret-1.5%
Sharpe-0.04
Max DD-41.8%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-08-04Earnings Release, Other Material Event…read
2026-07-23Reg FD Disclosure, Exhibitsread
2026-06-09Other Material Event, Exhibitsread
2026-05-21Shareholder Voteread
2026-05-20Material Agreement, Exhibitsread
2026-05-06Earnings Release, Exhibitsread
2026-04-30Other Material Event, Exhibitsread
2026-04-30Reg FD Disclosure, Exhibitsread
2026-02-26Earnings Release, Other Material Event…read
2026-02-19Reg FD Disclosure, Exhibitsread
2026-02-02Material Agreement, Reg FD Disclosure…read
2025-12-02Material Agreement, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-14Perez-Surillo PaolaOfficer, Executive Vice PSell17.49K$551.89K
2026-08-12Viglianco DiegoOfficer, EVP & CIOSell27.57K$835.97K
2026-08-11Polak Aldo J.DirectorSell1.00K$29.50K
2026-06-12SMITH BRIAN JOHNDirectorBuy16.20K$428.00K
2026-06-03Pagan IvanDirectorWithheld for tax822$20.64K
2026-05-21SMITH BRIAN JOHNDirectorGrant10.34K$254.98K
2026-05-21SCHUMACHER ALAN HDirectorGrant7.00K$172.48K
2026-05-21Polak Aldo J.DirectorGrant7.00K$172.48K
2026-05-21Pagan IvanDirectorGrant7.00K$172.48K
2026-05-21JUNQUERA JORGE ADirectorGrant10.34K$254.98K

Flow & Concentration

Insider 180d net-$989.36K
Insider buys / sells1 / 3
Insider biasNeutral
13F holders8
Top-5 share98.3%
HHI5,126 (concentrated)

Top Holders

HolderValueShares
Fidelity / FMR LLC$244.44M8.80M
State Street Corp$72.35M2.60M
AQR Capital Management$19.67M708.23K
Millennium Management$11.37M409.44K
Citadel Advisors$3.71M133.61K
Capital Research / Capital World$3.63M130.77K
Bridgewater Associates$2.32M83.42K
T. Rowe Price Group$26.38K949.59K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-08-144view
2026-08-134view
2026-08-134view
2026-08-0610-Qview
2026-08-048-Kview
2026-07-238-Kview
2026-06-124view
2026-06-098-Kview
2026-06-034view
2026-05-264view
2026-05-264view
2026-05-264view
2026-05-264view
2026-05-264view
2026-05-264view

The Long Run

FY 2013–2025 · 13 years

LineLatestCAGRTrend
Revenue$694.71M+6.6%
Operating income$136.16M+3.9%
Net income$141.59M+15.9%
Cash from ops$227.01M+5.7%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$28.23$28.47$27.97$28.18396.40K
Sep 24$27.63$28.22$27.29$28.20476.40K
Sep 23$27.79$27.89$27.06$27.57544.70K
Sep 22$28.25$28.36$27.47$27.90705.30K
Sep 21$27.81$27.97$27.38$27.82429.50K

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