Inside the research
EVERTEC, Inc.
EVTC Research profile · latest available data
Price overview
$28.18
▼ -0.02 (-0.1%)
| 52w hi | $34.24 |
|---|---|
| 52w lo | $22.30 |
| Vol | 396.40K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.25
| Short | -0.06 |
|---|---|
| Medium | +0.51 |
| Long | +0.34 |
computed 2026-09-27
Key fundamentals
EVERTEC, Inc.
Technology · Software - Infrastructure
| Market cap | $1.68B |
|---|---|
| Enterprise value | $2.83B |
| Trailing P/E | 18.30x |
| Forward P/E | 6.44x |
| EV / EBITDA | 10.29x |
| P / S (ttm) | 1.74x |
| Profit margin | 9.8% |
| Return on equity | 14.8% |
| Revenue growth | +19.7% |
| Earnings growth | -85.7% |
| Debt / equity | 184.29 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.14 | |
| Sector | +0.19 | |
| Technical | +0.04 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Risk Metrics
| Beta vs SPX | 0.73 |
|---|---|
| Corr SPX | 0.33 |
| Annual vol | 35.9% |
| Annual ret | -1.5% |
| Sharpe | -0.04 |
| Max DD | -41.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-04 | Earnings Release, Other Material Event… | read |
| 2026-07-23 | Reg FD Disclosure, Exhibits | read |
| 2026-06-09 | Other Material Event, Exhibits | read |
| 2026-05-21 | Shareholder Vote | read |
| 2026-05-20 | Material Agreement, Exhibits | read |
| 2026-05-06 | Earnings Release, Exhibits | read |
| 2026-04-30 | Other Material Event, Exhibits | read |
| 2026-04-30 | Reg FD Disclosure, Exhibits | read |
| 2026-02-26 | Earnings Release, Other Material Event… | read |
| 2026-02-19 | Reg FD Disclosure, Exhibits | read |
| 2026-02-02 | Material Agreement, Reg FD Disclosure… | read |
| 2025-12-02 | Material Agreement, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-14 | Perez-Surillo Paola | Officer, Executive Vice P | Sell | 17.49K | $551.89K |
| 2026-08-12 | Viglianco Diego | Officer, EVP & CIO | Sell | 27.57K | $835.97K |
| 2026-08-11 | Polak Aldo J. | Director | Sell | 1.00K | $29.50K |
| 2026-06-12 | SMITH BRIAN JOHN | Director | Buy | 16.20K | $428.00K |
| 2026-06-03 | Pagan Ivan | Director | Withheld for tax | 822 | $20.64K |
| 2026-05-21 | SMITH BRIAN JOHN | Director | Grant | 10.34K | $254.98K |
| 2026-05-21 | SCHUMACHER ALAN H | Director | Grant | 7.00K | $172.48K |
| 2026-05-21 | Polak Aldo J. | Director | Grant | 7.00K | $172.48K |
| 2026-05-21 | Pagan Ivan | Director | Grant | 7.00K | $172.48K |
| 2026-05-21 | JUNQUERA JORGE A | Director | Grant | 10.34K | $254.98K |
Flow & Concentration
| Insider 180d net | -$989.36K |
|---|---|
| Insider buys / sells | 1 / 3 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 98.3% |
| HHI | 5,126 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $244.44M | 8.80M |
| State Street Corp | $72.35M | 2.60M |
| AQR Capital Management | $19.67M | 708.23K |
| Millennium Management | $11.37M | 409.44K |
| Citadel Advisors | $3.71M | 133.61K |
| Capital Research / Capital World | $3.63M | 130.77K |
| Bridgewater Associates | $2.32M | 83.42K |
| T. Rowe Price Group | $26.38K | 949.59K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2013–2025 · 13 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $694.71M | +6.6% | |
| Operating income | $136.16M | +3.9% | |
| Net income | $141.59M | +15.9% | |
| Cash from ops | $227.01M | +5.7% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $28.23 | $28.47 | $27.97 | $28.18 | 396.40K |
| Sep 24 | $27.63 | $28.22 | $27.29 | $28.20 | 476.40K |
| Sep 23 | $27.79 | $27.89 | $27.06 | $27.57 | 544.70K |
| Sep 22 | $28.25 | $28.36 | $27.47 | $27.90 | 705.30K |
| Sep 21 | $27.81 | $27.97 | $27.38 | $27.82 | 429.50K |
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