Inside the research
EZCORP, Inc.
EZPW Research profile · latest available data
Price overview
$31.16
▲ +0.87 (+2.9%)
| 52w hi | $35.59 |
|---|---|
| 52w lo | $17.41 |
| Vol | 514.10K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.22
| Short | +0.04 |
|---|---|
| Medium | +0.25 |
| Long | +0.52 |
computed 2026-09-27
Key fundamentals
EZCORP, Inc.
Financial Services · Credit Services
| Market cap | $1.91B |
|---|---|
| Enterprise value | $2.42B |
| Trailing P/E | 15.66x |
| Forward P/E | 14.07x |
| EV / EBITDA | 9.37x |
| P / S (ttm) | 1.21x |
| Profit margin | 10.0% |
| Return on equity | 14.7% |
| Revenue growth | +34.7% |
| Earnings growth | +41.2% |
| Debt / equity | 69.53 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.41 | |
| Sector | +0.02 | |
| Technical | +0.05 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
Risk Metrics
| Beta vs SPX | 0.57 |
|---|---|
| Corr SPX | 0.25 |
| Annual vol | 36.2% |
| Annual ret | +59.7% |
| Sharpe | 1.65 |
| Max DD | -24.2% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-05 | Earnings Release, Reg FD Disclosure… | read |
| 2026-05-18 | Other Material Event, Exhibits | read |
| 2026-05-06 | Earnings Release, Reg FD Disclosure… | read |
| 2026-03-27 | Shareholder Vote, Reg FD Disclosure | read |
| 2026-02-04 | Earnings Release, Reg FD Disclosure… | read |
| 2026-01-05 | Reg FD Disclosure, Exhibits | read |
| 2025-11-13 | Earnings Release, Reg FD Disclosure… | read |
| 2025-07-30 | Earnings Release, Reg FD Disclosure… | read |
| 2025-06-18 | Reg FD Disclosure, Exhibits | read |
| 2025-05-01 | Reg FD Disclosure, Exhibits | read |
| 2025-04-28 | Earnings Release, Reg FD Disclosure… | read |
| 2025-03-28 | Material Agreement, Material Obligation… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-06 | ESPINOSA PABLO LAGOS | Sell | 10.00K | $355.43K | |
| 2026-06-05 | ESPINOSA PABLO LAGOS | Sell | 10.00K | $320.04K | |
| 2026-05-20 | APPEL MATTHEW W | Sell | 15.04K | $499.98K | |
| 2026-05-12 | Kulas Jason A. | Sell | 20.00K | $671.22K | |
| 2026-03-26 | Tillett Gary | Grant | 6.64K | $170.01K | |
| 2026-03-26 | Arnold Zena Srivatsa | Grant | 6.64K | $170.01K | |
| 2026-03-26 | APPEL MATTHEW W | Grant | 6.64K | $170.01K | |
| 2026-03-26 | ESPINOSA PABLO LAGOS | Grant | 6.64K | $170.01K | |
| 2026-03-26 | Kulas Jason A. | Grant | 6.64K | $170.01K | |
| 2026-03-02 | Sajnani Sunil | Chief Audit/LP Executive | Sell | 18.35K | $491.13K |
Flow & Concentration
| Insider 180d net | -$1.85M |
|---|---|
| Insider buys / sells | 0 / 4 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 98.5% |
| HHI | 3,904 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $286.36M | 8.28M |
| Renaissance Technologies | $69.22M | 2.00M |
| Capital Research / Capital World | $66.03M | 1.91M |
| State Street Corp | $46.62M | 1.35M |
| Millennium Management | $13.90M | 401.95K |
| AQR Capital Management | $4.35M | 125.74K |
| Citadel Advisors | $3.03M | 87.63K |
| T. Rowe Price Group | $614 | 17.75K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.27B | +3.0% | |
| Gross profit | $746.07M | +2.4% | |
| Operating income | $149.17M | -1.2% | |
| Net income | $83.09M | +10.9% | |
| Cash from ops | $101.83M | -1.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $30.74 | $31.37 | $30.41 | $31.16 | 514.10K |
| Sep 24 | $30.22 | $31.06 | $29.99 | $30.29 | 1.18M |
| Sep 23 | $30.27 | $30.49 | $29.87 | $30.19 | 406.40K |
| Sep 22 | $30.34 | $31.19 | $30.07 | $30.71 | 603.30K |
| Sep 21 | $30.85 | $31.02 | $30.07 | $30.11 | 428.40K |
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