The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

FBNC

Concerning the House

First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.

United States · localfirstbank.com

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Revenue$70.12M+100.5%
Net income$111.05M+22.2%
Cash from ops$131.40M+5.7%
Quotation

$66.13

+0.42 (+0.6%)

52w hi$66.23
52w lo$45.74
Vol144.10K
As ofAug 13
The Verdict

Hold

Our score +0.33

Short+0.17
Medium+0.40
Long+0.50

computed 2026-08-13

By the Numbers

First Bancorp

Financial Services · Banks - Regional

Market cap$2.74B
Enterprise value$2.26B
Trailing P/E20.54x
Forward P/E13.09x
EV / EBITDA
P / S (ttm)6.66x
Profit margin32.4%
Return on equity8.1%
Revenue growth+16.0%
Earnings growth+31.2%
Debt / equity
Risk Metrics
Beta vs SPX0.90
Corr SPX0.50
Annual vol29.5%
Annual ret+29.6%
Sharpe1.00
Max DD-26.8%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.34
Sector+0.09
Technical+0.18
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$66.14$66.50$65.85$66.13144.10K
Aug 12$65.26$65.93$65.02$65.71362.80K
Aug 11$64.80$65.67$64.40$65.21176.30K
Aug 10$64.28$65.00$63.97$64.72151.00K
Aug 7$64.00$64.77$63.69$64.67183.30K