The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

FCF

Concerning the House

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

United States · www.fcbanking.com

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Net income$152.30M+14.5%
Cash from ops$150.76M+2.2%
Quotation

$21.63

+0.01 (+0.0%)

52w hi$21.81
52w lo$14.84
Vol398.74K
As ofAug 13
The Verdict

Hold

Our score +0.49

Short+0.34
Medium+0.57
Long+0.64

computed 2026-08-13

By the Numbers

First Commonwealth Financial Corporation

Financial Services · Banks - Regional

Market cap$2.19B
Enterprise value$2.26B
Trailing P/E13.19x
Forward P/E11.00x
EV / EBITDA
P / S (ttm)4.31x
Profit margin33.2%
Return on equity10.9%
Revenue growth+9.6%
Earnings growth+37.2%
Debt / equity
Risk Metrics
Beta vs SPX0.71
Corr SPX0.43
Annual vol26.7%
Annual ret+18.2%
Sharpe0.68
Max DD-27.5%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.37
Sector+0.09
Technical+0.29
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$21.79$21.77$21.52$21.63398.74K
Aug 12$21.56$21.71$21.48$21.62561.60K
Aug 11$21.43$21.68$21.40$21.54826.10K
Aug 10$21.32$21.72$21.32$21.431.21M
Aug 7$21.23$21.54$21.10$21.511.01M