Inside the research
FirstCash Holdings, Inc.
FCFS Research profile · latest available data
Price overview
$217.45
▲ +1.05 (+0.5%)
| 52w hi | $236.43 |
|---|---|
| 52w lo | $146.77 |
| Vol | 301.30K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.31
| Short | +0.20 |
|---|---|
| Medium | +0.34 |
| Long | +0.48 |
computed 2026-09-27
Key fundamentals
FirstCash Holdings, Inc.
Financial Services · Credit Services
| Market cap | $9.43B |
|---|---|
| Enterprise value | $11.96B |
| Trailing P/E | 24.77x |
| Forward P/E | 16.81x |
| EV / EBITDA | 15.18x |
| P / S (ttm) | 2.29x |
| Profit margin | 9.4% |
| Return on equity | 17.4% |
| Revenue growth | +29.4% |
| Earnings growth | +58.2% |
| Debt / equity | 116.42 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.37 | |
| Sector | +0.02 | |
| Technical | +0.16 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc. was incorporated in 1988 and is headquartered in Fort Worth, Texas.
Risk Metrics
| Beta vs SPX | 0.40 |
|---|---|
| Corr SPX | 0.22 |
| Annual vol | 29.5% |
| Annual ret | +35.2% |
| Sharpe | 1.19 |
| Max DD | -16.3% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $241.40 |
|---|---|
| High / Low | $252.00 / $220.00 |
| Median | $250.00 |
| Analysts | 5 |
| Strong Buy | 0 | |
|---|---|---|
| Buy | 4 | |
| Hold | 2 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-24 | TD Cowen | → Buy |
| 2026-04-24 | Canaccord Genuity | → Buy |
| 2026-03-20 | Canaccord Genuity | → Buy |
| 2025-12-08 | Canaccord Genuity | → Buy |
| 2025-10-31 | TD Cowen | → Buy |
| 2025-10-31 | Canaccord Genuity | → Buy |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-06 | Reg FD Disclosure, Exhibits | read |
| 2026-07-23 | Earnings Release, Other Material Event… | read |
| 2026-07-22 | Officer / Director Change | read |
| 2026-07-16 | Other Material Event, Exhibits | read |
| 2026-06-23 | Reg FD Disclosure, Other Material Event… | read |
| 2026-06-18 | 3.03, Bylaws Amendment… | read |
| 2026-06-09 | Shareholder Vote | read |
| 2026-05-12 | Reg FD Disclosure, Exhibits | read |
| 2026-05-01 | Material Agreement, Material Obligation… | read |
| 2026-04-29 | Reg FD Disclosure, Exhibits | read |
| 2026-04-27 | Reg FD Disclosure, Exhibits | read |
| 2026-04-24 | Reg FD Disclosure, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-06-05 | Ramos Raul | SVP Latin American Operat | Sell | 6.83K | $1.54M |
| 2026-05-28 | Ramos Raul | SVP Latin American Operat | Sell | 3.17K | $731.53K |
| 2026-05-19 | Hambleton Howard F | AFF President | Sell | 3.00K | $679.23K |
| 2026-05-18 | Stuart Thomas Brent | President and COO | Sell | 10.00K | $2.28M |
| 2026-05-18 | ORR R DOUGLAS | EVP & Chief Financial Off | Sell | 1.00K | $227.32K |
| 2026-05-01 | Garrett Paula K | Sell | 1.50K | $326.10K | |
| 2026-04-15 | ORR R DOUGLAS | EVP & Chief Financial Off | Gift | 12.50K | — |
| 2026-02-18 | Hambleton Howard F | AFF President | Sell | 4.00K | $740.48K |
| 2026-02-17 | ORR R DOUGLAS | EVP & Chief Financial Off | Sell | 1.00K | $182.98K |
| 2026-02-17 | Stuart Thomas Brent | President and COO | Sell | 10.00K | $1.83M |
Flow & Concentration
| Insider 180d net | -$5.79M |
|---|---|
| Insider buys / sells | 0 / 6 |
| Insider bias | Sellers |
| 13F holders | 8 |
| Top-5 share | 98.9% |
| HHI | 4,226 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $659.23M | 3.05M |
| State Street Corp | $326.10M | 1.51M |
| AQR Capital Management | $81.51M | 376.81K |
| Capital Research / Capital World | $32.15M | 148.61K |
| Renaissance Technologies | $28.30M | 130.84K |
| Citadel Advisors | $11.31M | 52.27K |
| Bridgewater Associates | $1.39M | 6.44K |
| T. Rowe Price Group | $313.28K | 1.45M |
As of 2026-06-30
Dividends
| Yield (TTM) | 0.39% |
|---|---|
| $ / share (TTM) | $0.84 |
| 5y CAGR | +8.2% |
Annual dividend per share
| 2021 | $1.17 |
|---|---|
| 2022 | $1.26 |
| 2023 | $1.36 |
| 2024 | $1.46 |
| 2025 | $1.60 |
| 2026 | $0.42 |
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.67B | +10.3% | |
| Gross profit | $1.63B | +13.0% | |
| Net income | $219.30M | +10.0% | |
| Cash from ops | $539.96M | +14.6% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $217.10 | $220.52 | $215.76 | $217.45 | 301.30K |
| Sep 24 | $217.17 | $218.79 | $215.51 | $216.40 | 235.10K |
| Sep 23 | $218.96 | $220.89 | $215.29 | $216.47 | 301.60K |
| Sep 22 | $218.94 | $223.13 | $216.58 | $220.87 | 505.40K |
| Sep 21 | $219.44 | $220.94 | $215.90 | $216.12 | 288.70K |
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