The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

FFBC

Concerning the House

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

United States · www.bankatfirst.com

The Long Run

FY 2011–2025 · 14 years

LineLatestCAGRTrend
Net income$228.83M+11.0%
Cash from ops$337.86M+18.0%
Quotation

$34.34

+0.26 (+0.8%)

52w hi$36.18
52w lo$22.64
Vol435.07K
As ofAug 13
The Verdict

Hold

Our score +0.37

Short+0.26
Medium+0.45
Long+0.44

computed 2026-08-13

By the Numbers

First Financial Bancorp.

Financial Services · Banks - Regional

Market cap$3.60B
Enterprise value$3.81B
Trailing P/E12.13x
Forward P/E9.87x
EV / EBITDA
P / S (ttm)3.78x
Profit margin29.9%
Return on equity10.3%
Revenue growth+16.5%
Earnings growth+0.0%
Debt / equity
Risk Metrics
Beta vs SPX0.88
Corr SPX0.49
Annual vol29.0%
Annual ret+21.3%
Sharpe0.73
Max DD-27.3%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.30
Sector+0.09
Technical+0.23
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$34.33$34.44$34.21$34.34435.07K
Aug 12$34.08$34.22$33.86$34.08727.40K
Aug 11$33.67$34.09$33.58$34.00490.60K
Aug 10$33.53$33.81$33.31$33.61538.30K
Aug 7$33.64$33.82$33.39$33.66495.80K