The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

FFIN

Concerning the House

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

United States · www.ffin.com

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Net income$253.58M+10.1%
Cash from ops$284.82M+4.7%
Quotation

$35.13

+0.18 (+0.5%)

52w hi$37.06
52w lo$28.40
Vol461.11K
As ofAug 13
The Verdict

Hold

Our score +0.25

Short+0.15
Medium+0.31
Long+0.30

computed 2026-08-13

By the Numbers

First Financial Bankshares, Inc.

Financial Services · Banks - Regional

Market cap$5.03B
Enterprise value$4.74B
Trailing P/E18.79x
Forward P/E16.26x
EV / EBITDA
P / S (ttm)7.90x
Profit margin42.2%
Return on equity14.4%
Revenue growth+9.8%
Earnings growth+7.3%
Debt / equity
Risk Metrics
Beta vs SPX0.84
Corr SPX0.49
Annual vol28.1%
Annual ret+4.0%
Sharpe0.14
Max DD-33.6%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.25
Sector+0.09
Technical+0.15
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$35.14$35.32$35.05$35.13461.11K
Aug 12$34.76$35.04$34.68$34.95547.60K
Aug 11$34.45$34.96$34.45$34.80571.20K
Aug 10$34.55$34.69$34.20$34.37596.20K
Aug 7$34.52$34.76$34.35$34.67593.30K