Inside the research
First Financial Bankshares, Inc.
FFIN Research profile · latest available data
Price overview
$32.45
▲ +0.28 (+0.9%)
| 52w hi | $36.26 |
|---|---|
| 52w lo | $28.21 |
| Vol | 844.80K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.03
| Short | +0.02 |
|---|---|
| Medium | +0.01 |
| Long | +0.11 |
computed 2026-09-27
Key fundamentals
First Financial Bankshares, Inc.
Financial Services · Banks - Regional
| Market cap | $4.65B |
|---|---|
| Enterprise value | $4.39B |
| Trailing P/E | 17.35x |
| Forward P/E | 15.05x |
| P / S (ttm) | 7.30x |
| Profit margin | 42.2% |
| Return on equity | 14.4% |
| Revenue growth | +9.8% |
| Earnings growth | +7.3% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.27 | |
| Sector | +0.02 | |
| Technical | -0.09 | |
| Earnings | +0.00 | |
| Sentiment | +0.14 |
macro × 1.00 · 2026-09-27
Business overview
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
Risk Metrics
| Beta vs SPX | 0.82 |
|---|---|
| Corr SPX | 0.47 |
| Annual vol | 27.7% |
| Annual ret | -4.2% |
| Sharpe | -0.15 |
| Max DD | -33.6% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-31 | Other Material Event, Exhibits | read |
| 2026-07-17 | Earnings Release, Exhibits | read |
| 2026-04-30 | Reg FD Disclosure, Exhibits | read |
| 2026-04-29 | Shareholder Vote, Reg FD Disclosure… | read |
| 2026-04-17 | Acquisition / Disposition, Exhibits | read |
| 2026-01-29 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-01-23 | Earnings Release, Exhibits | read |
| 2025-10-24 | Earnings Release, Exhibits | read |
| 2025-07-23 | Other Material Event, Exhibits | read |
| 2025-07-17 | Earnings Release, Exhibits | read |
| 2025-07-07 | Material Agreement, Material Obligation… | read |
| 2025-04-30 | Reg FD Disclosure, Exhibits | read |
Dividends
| Yield (TTM) | 1.17% |
|---|---|
| $ / share (TTM) | $0.38 |
| 5y CAGR | +8.0% |
Annual dividend per share
| 2021 | $0.58 |
|---|---|
| 2022 | $0.66 |
| 2023 | $0.71 |
| 2024 | $0.72 |
| 2025 | $0.75 |
| 2026 | $0.19 |
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $253.58M | +10.1% | |
| Cash from ops | $284.82M | +4.7% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $32.18 | $32.59 | $32.18 | $32.45 | 844.80K |
| Sep 24 | $32.14 | $32.23 | $31.67 | $32.17 | 836.70K |
| Sep 23 | $32.31 | $32.43 | $31.92 | $31.92 | 772.80K |
| Sep 22 | $33.27 | $33.27 | $32.26 | $32.31 | 1.16M |
| Sep 21 | $32.88 | $33.11 | $32.69 | $32.74 | 508.50K |
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