Inside the research
Fair Isaac Corporation
FICO Research profile · latest available data
Price overview
$863.09
▲ +6.61 (+0.8%)
| 52w hi | $1,879.55 |
|---|---|
| 52w lo | $856.48 |
| Vol | 387.40K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.91
| Short | -0.62 |
|---|---|
| Medium | +1.44 |
| Long | +2.91 |
computed 2026-09-27
Key fundamentals
Fair Isaac Corporation
Technology · Software - Application
| Market cap | $18.64B |
|---|---|
| Enterprise value | $23.99B |
| Trailing P/E | 25.00x |
| Forward P/E | 16.28x |
| EV / EBITDA | 18.99x |
| P / S (ttm) | 7.79x |
| Profit margin | 34.1% |
| Revenue growth | +25.7% |
| Earnings growth | +41.2% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.42 | |
| Sector | +0.15 | |
| Technical | -0.35 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Risk Metrics
| Beta vs SPX | 0.85 |
|---|---|
| Corr SPX | 0.27 |
| Annual vol | 50.0% |
| Annual ret | -27.5% |
| Sharpe | -0.55 |
| Max DD | -64.0% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $1,562.02 |
|---|---|
| High / Low | $2,400.00 / $707.00 |
| Median | $1,549.50 |
| Analysts | 20 |
| Strong Buy | 4 | |
|---|---|---|
| Buy | 11 | |
| Hold | 5 | |
| Sell | 1 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-05-04 | Jefferies | → Buy |
| 2026-04-30 | Wells Fargo | → Overweight |
| 2026-04-30 | JP Morgan | → Neutral |
| 2026-04-29 | Needham | → Buy |
| 2026-04-23 | Wells Fargo | → Overweight |
| 2026-04-23 | UBS | → Neutral |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-29 | Earnings Release, Exhibits | read |
| 2026-06-08 | Material Agreement, Material Obligation… | read |
| 2026-04-28 | Earnings Release, Exhibits | read |
| 2026-03-20 | Material Agreement, Material Obligation… | read |
| 2026-03-11 | Other Material Event, Exhibits | read |
| 2026-03-11 | Other Material Event, Exhibits | read |
| 2026-03-05 | Bylaws Amendment, Shareholder Vote… | read |
| 2026-01-28 | Earnings Release, Exhibits | read |
| 2025-11-05 | Earnings Release, Exhibits | read |
| 2025-08-28 | Officer / Director Change | read |
| 2025-07-30 | Earnings Release, Exhibits | read |
| 2025-05-13 | Material Agreement, Material Obligation… | read |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 98.6% |
| HHI | 4,347 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $1.26B | 1.05M |
| Citadel Advisors | $369.69M | 309.43K |
| Capital Research / Capital World | $184.99M | 154.83K |
| Fidelity / FMR LLC | $135.96M | 113.80K |
| Millennium Management | $43.84M | 36.69K |
| AQR Capital Management | $21.72M | 18.48K |
| Renaissance Technologies | $6.83M | 5.72K |
| T. Rowe Price Group | $122.09K | 102.19K |
As of 2026-06-30
Dividends
| Yield (TTM) | 0.00% |
|---|---|
| $ / share (TTM) | $0.00 |
| 5y CAGR | -24.2% |
Annual dividend per share
| 2012 | $0.08 |
|---|---|
| 2013 | $0.08 |
| 2014 | $0.08 |
| 2015 | $0.08 |
| 2016 | $0.08 |
| 2017 | $0.02 |
SEC Filings
The Long Run
FY 2010–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.51B | +5.2% | |
| Gross profit | $217.35M | +10.3% | |
| Operating income | $924.85M | +16.2% | |
| Net income | $429.38M | +14.4% | |
| Cash from ops | $632.96M | +25.1% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $857.00 | $870.00 | $848.64 | $863.09 | 387.40K |
| Sep 24 | $888.12 | $892.85 | $855.00 | $856.48 | 502.10K |
| Sep 23 | $910.00 | $916.05 | $875.45 | $879.62 | 501.80K |
| Sep 22 | $937.15 | $941.97 | $909.16 | $914.48 | 342.00K |
| Sep 21 | $964.19 | $967.99 | $921.02 | $924.52 | 487.40K |
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