Inside the research
Flagstar Bank, National Association
FLG Research profile · latest available data
Price overview
$12.37
▼ -0.02 (-0.2%)
| 52w hi | $15.35 |
|---|---|
| 52w lo | $10.69 |
| Vol | 5.88M |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.50
| Short | -0.78 |
|---|---|
| Medium | -0.41 |
| Long | -0.11 |
computed 2026-09-27
Key fundamentals
Flagstar Bank, National Association
Financial Services · Banks - Regional
| Market cap | $5.13B |
|---|---|
| Enterprise value | $11.89B |
| Trailing P/E | 412.33x |
| Forward P/E | 9.22x |
| P / S (ttm) | 2.53x |
| Profit margin | 2.4% |
| Return on equity | 0.6% |
| Revenue growth | +15.3% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.21 | |
| Sector | +0.02 | |
| Technical | -0.28 | |
| Earnings | +0.00 | |
| Sentiment | -0.50 |
macro × 1.00 · 2026-09-27
Business overview
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.
Risk Metrics
| Beta vs SPX | 0.97 |
|---|---|
| Corr SPX | 0.42 |
| Annual vol | 37.3% |
| Annual ret | +10.8% |
| Sharpe | 0.29 |
| Max DD | -28.3% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-24 | Earnings Release, Reg FD Disclosure… | read |
| 2026-06-11 | Officer / Director Change, Shareholder Vote… | read |
| 2026-05-18 | Officer / Director Change, Other Material Event… | read |
| 2026-04-24 | Earnings Release, Reg FD Disclosure… | read |
| 2026-03-27 | Officer / Director Change | read |
| 2026-02-27 | Reg FD Disclosure, Exhibits | read |
| 2026-01-30 | Reg FD Disclosure, Exhibits | read |
| 2026-01-30 | Earnings Release, Exhibits | read |
| 2025-11-03 | Officer / Director Change | read |
| 2025-10-24 | Reg FD Disclosure, Exhibits | read |
| 2025-10-24 | Earnings Release, Exhibits | read |
| 2025-10-20 | Material Agreement, Acquisition / Disposition… | read |
Dividends
| Yield (TTM) | 0.16% |
|---|---|
| $ / share (TTM) | $0.02 |
| 5y CAGR | -54.5% |
Annual dividend per share
| 2021 | $2.04 |
|---|---|
| 2022 | $2.04 |
| 2023 | $2.04 |
| 2024 | $0.20 |
| 2025 | $0.04 |
| 2026 | $0.01 |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $27.00M | -43.8% | |
| Net income | -$79.00M | +7.3% | |
| Cash from ops | $263.00M | +0.7% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $12.45 | $12.52 | $12.37 | $12.37 | 5.88M |
| Sep 24 | $12.33 | $12.44 | $12.22 | $12.39 | 5.25M |
| Sep 23 | $12.52 | $12.56 | $12.27 | $12.30 | 4.93M |
| Sep 22 | $12.68 | $12.84 | $12.54 | $12.54 | 6.67M |
| Sep 21 | $12.69 | $12.71 | $12.55 | $12.59 | 3.20M |
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