Inside the research

F.N.B. Corporation

FNB Research profile · latest available data

Price overview

$17.64

▲ +0.20 (+1.1%)

52w hi$19.35
52w lo$14.23
Vol4.50M
As of25 Sep 2026

The Verdict

Hold

Our score +0.07

Short+0.01
Medium+0.04
Long+0.23

computed 2026-09-27

Key fundamentals

F.N.B. Corporation

Financial Services · Banks - Regional

Market cap$6.28B
Enterprise value$8.93B
Trailing P/E10.44x
Forward P/E9.45x
P / S (ttm)3.60x
Profit margin34.6%
Return on equity9.0%
Revenue growth+6.8%
Earnings growth+16.2%

Layer Breakdown

LayerRawContribution
Fundamental+0.32
Sector+0.02
Technical-0.10
Earnings+0.00
Sentiment+0.17

macro × 1.00 · 2026-09-27

Business overview

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

United States · www.fnb-online.com

Risk Metrics

Beta vs SPX1.12
Corr SPX0.61
Annual vol29.7%
Annual ret+14.8%
Sharpe0.50
Max DD-33.6%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-17Earnings Release, Exhibitsread
2026-05-19Officer / Director Changeread
2026-05-08Officer / Director Change, Shareholder Voteread
2026-04-17Earnings Release, Exhibitsread
2026-04-14Other Material Event, Exhibitsread
2026-01-21Earnings Release, Exhibitsread
2025-11-05Reg FD Disclosure, Exhibitsread
2025-10-17Earnings Release, Exhibitsread
2025-08-26Officer / Director Change, Reg FD Disclosure…read
2025-07-18Earnings Release, Exhibitsread
2025-05-12Shareholder Voteread
2025-04-17Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-06David Bryant MitchellChief Wholesale Banking OSell4.05K$78.04K
2026-06-12GUERRIERI GARY LChief Credit OfficerSell19.00K$352.07K
2026-05-06STRIMBU WILLIAM JGrant4.75K$84.99K
2026-05-06STANIK JOHN SGrant5.03K$89.98K
2026-05-06Nicholas Heidi AGrant5.03K$89.98K
2026-05-06MOTLEY DAVID LGrant4.75K$84.99K
2026-05-06Mencini Frank CWithheld for tax200$3.58K
2026-05-06Mencini Frank CGrant5.03K$89.98K
2026-05-06MALONE DAVID JGrant5.03K$89.98K
2026-05-06Dively Mary JoGrant4.75K$84.99K

Flow & Concentration

Insider 180d net-$430.11K
Insider buys / sells0 / 2
Insider biasNeutral
13F holders9
Top-5 share94.7%
HHI2,832 (concentrated)

Top Holders

HolderValueShares
Fidelity / FMR LLC$510.54M26.76M
State Street Corp$300.90M15.77M
AQR Capital Management$197.33M10.34M
Millennium Management$58.88M3.09M
Renaissance Technologies$56.32M2.95M
Bridgewater Associates$34.44M1.80M
Capital Research / Capital World$27.30M1.43M
Citadel Advisors$799.45K41.90K
T. Rowe Price Group$5.80K304.18K

As of 2026-06-30

Dividends

Yield (TTM)1.36%
$ / share (TTM)$0.24
5y CAGR+0.0%

Annual dividend per share

2021$0.48
2022$0.48
2023$0.48
2024$0.48
2025$0.48
2026$0.12

SEC Filings

DateFormDoc
2026-08-074view
2026-08-0510-Qview
2026-07-178-Kview
2026-06-1811-Kview
2026-06-124view
2026-05-198-Kview
2026-05-084view
2026-05-084view
2026-05-084view
2026-05-084view
2026-05-084view
2026-05-084view
2026-05-084view
2026-05-084view
2026-05-084view

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Net income$485.00M+13.3%
Cash from ops$482.00M+12.6%

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$17.49$17.69$17.49$17.644.50M
Sep 24$17.39$17.51$17.28$17.444.86M
Sep 23$17.58$17.72$17.29$17.305.35M
Sep 22$17.98$18.01$17.62$17.625.50M
Sep 21$18.05$18.07$17.89$17.913.26M

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