Inside the research
F.N.B. Corporation
FNB Research profile · latest available data
Price overview
$17.64
▲ +0.20 (+1.1%)
| 52w hi | $19.35 |
|---|---|
| 52w lo | $14.23 |
| Vol | 4.50M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.07
| Short | +0.01 |
|---|---|
| Medium | +0.04 |
| Long | +0.23 |
computed 2026-09-27
Key fundamentals
F.N.B. Corporation
Financial Services · Banks - Regional
| Market cap | $6.28B |
|---|---|
| Enterprise value | $8.93B |
| Trailing P/E | 10.44x |
| Forward P/E | 9.45x |
| P / S (ttm) | 3.60x |
| Profit margin | 34.6% |
| Return on equity | 9.0% |
| Revenue growth | +6.8% |
| Earnings growth | +16.2% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.32 | |
| Sector | +0.02 | |
| Technical | -0.10 | |
| Earnings | +0.00 | |
| Sentiment | +0.17 |
macro × 1.00 · 2026-09-27
Business overview
F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.
Risk Metrics
| Beta vs SPX | 1.12 |
|---|---|
| Corr SPX | 0.61 |
| Annual vol | 29.7% |
| Annual ret | +14.8% |
| Sharpe | 0.50 |
| Max DD | -33.6% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-17 | Earnings Release, Exhibits | read |
| 2026-05-19 | Officer / Director Change | read |
| 2026-05-08 | Officer / Director Change, Shareholder Vote | read |
| 2026-04-17 | Earnings Release, Exhibits | read |
| 2026-04-14 | Other Material Event, Exhibits | read |
| 2026-01-21 | Earnings Release, Exhibits | read |
| 2025-11-05 | Reg FD Disclosure, Exhibits | read |
| 2025-10-17 | Earnings Release, Exhibits | read |
| 2025-08-26 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-07-18 | Earnings Release, Exhibits | read |
| 2025-05-12 | Shareholder Vote | read |
| 2025-04-17 | Earnings Release, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-06 | David Bryant Mitchell | Chief Wholesale Banking O | Sell | 4.05K | $78.04K |
| 2026-06-12 | GUERRIERI GARY L | Chief Credit Officer | Sell | 19.00K | $352.07K |
| 2026-05-06 | STRIMBU WILLIAM J | Grant | 4.75K | $84.99K | |
| 2026-05-06 | STANIK JOHN S | Grant | 5.03K | $89.98K | |
| 2026-05-06 | Nicholas Heidi A | Grant | 5.03K | $89.98K | |
| 2026-05-06 | MOTLEY DAVID L | Grant | 4.75K | $84.99K | |
| 2026-05-06 | Mencini Frank C | Withheld for tax | 200 | $3.58K | |
| 2026-05-06 | Mencini Frank C | Grant | 5.03K | $89.98K | |
| 2026-05-06 | MALONE DAVID J | Grant | 5.03K | $89.98K | |
| 2026-05-06 | Dively Mary Jo | Grant | 4.75K | $84.99K |
Flow & Concentration
| Insider 180d net | -$430.11K |
|---|---|
| Insider buys / sells | 0 / 2 |
| Insider bias | Neutral |
| 13F holders | 9 |
| Top-5 share | 94.7% |
| HHI | 2,832 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $510.54M | 26.76M |
| State Street Corp | $300.90M | 15.77M |
| AQR Capital Management | $197.33M | 10.34M |
| Millennium Management | $58.88M | 3.09M |
| Renaissance Technologies | $56.32M | 2.95M |
| Bridgewater Associates | $34.44M | 1.80M |
| Capital Research / Capital World | $27.30M | 1.43M |
| Citadel Advisors | $799.45K | 41.90K |
| T. Rowe Price Group | $5.80K | 304.18K |
As of 2026-06-30
Dividends
| Yield (TTM) | 1.36% |
|---|---|
| $ / share (TTM) | $0.24 |
| 5y CAGR | +0.0% |
Annual dividend per share
| 2021 | $0.48 |
|---|---|
| 2022 | $0.48 |
| 2023 | $0.48 |
| 2024 | $0.48 |
| 2025 | $0.48 |
| 2026 | $0.12 |
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $485.00M | +13.3% | |
| Cash from ops | $482.00M | +12.6% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $17.49 | $17.69 | $17.49 | $17.64 | 4.50M |
| Sep 24 | $17.39 | $17.51 | $17.28 | $17.44 | 4.86M |
| Sep 23 | $17.58 | $17.72 | $17.29 | $17.30 | 5.35M |
| Sep 22 | $17.98 | $18.01 | $17.62 | $17.62 | 5.50M |
| Sep 21 | $18.05 | $18.07 | $17.89 | $17.91 | 3.26M |
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