The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

FNB

Concerning the House

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

United States · www.fnb-online.com

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Net income$485.00M+13.3%
Cash from ops$482.00M+12.6%
Quotation

$19.33

+0.06 (+0.3%)

52w hi$19.49
52w lo$14.33
Vol2.37M
As ofAug 13
The Verdict

Hold

Our score +0.27

Short+0.13
Medium+0.34
Long+0.43

computed 2026-08-13

By the Numbers

F.N.B. Corporation

Financial Services · Banks - Regional

Market cap$6.88B
Enterprise value$9.51B
Trailing P/E11.51x
Forward P/E10.32x
EV / EBITDA
P / S (ttm)3.94x
Profit margin34.6%
Return on equity9.0%
Revenue growth+6.8%
Earnings growth+16.2%
Debt / equity
Risk Metrics
Beta vs SPX1.12
Corr SPX0.61
Annual vol29.8%
Annual ret+21.6%
Sharpe0.73
Max DD-33.6%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.31
Sector+0.09
Technical+0.15
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$19.41$19.48$19.31$19.332.37M
Aug 12$19.22$19.33$19.10$19.272.96M
Aug 11$19.00$19.17$18.88$19.112.35M
Aug 10$18.93$19.08$18.80$18.954.44M
Aug 7$18.91$19.03$18.79$18.974.16M