Inside the research
Guidewire Software, Inc.
GWRE Research profile · latest available data
Price overview
$145.56
▼ -5.44 (-3.6%)
| 52w hi | $254.23 |
|---|---|
| 52w lo | $102.69 |
| Vol | 1.01M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.13
| Short | -0.07 |
|---|---|
| Medium | +0.38 |
| Long | +0.04 |
computed 2026-09-27
Key fundamentals
Guidewire Software, Inc.
Technology · Software - Application
| Market cap | $11.93B |
|---|---|
| Enterprise value | $11.87B |
| Trailing P/E | 89.30x |
| Forward P/E | 27.23x |
| EV / EBITDA | 72.65x |
| P / S (ttm) | 8.09x |
| Profit margin | 9.4% |
| Return on equity | 10.5% |
| Revenue growth | +15.3% |
| Earnings growth | -38.2% |
| Debt / equity | 59.90 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.02 | |
| Sector | +0.19 | |
| Technical | +0.01 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers. The company was incorporated in 2001 and is headquartered in San Mateo, California.
Risk Metrics
| Beta vs SPX | 0.80 |
|---|---|
| Corr SPX | 0.25 |
| Annual vol | 50.9% |
| Annual ret | +3.9% |
| Sharpe | 0.08 |
| Max DD | -60.8% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $233.08 |
|---|---|
| High / Low | $300.00 / $137.00 |
| Median | $246.00 |
| Analysts | 13 |
| Strong Buy | 5 | |
|---|---|---|
| Buy | 8 | |
| Hold | 2 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-03-10 | DA Davidson | → Buy |
| 2026-03-06 | Stifel | → Buy |
| 2026-03-06 | RBC Capital | → Outperform |
| 2026-03-06 | BTIG | → Buy |
| 2026-02-24 | Oppenheimer | → Outperform |
| 2026-02-18 | BTIG | → Buy |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-22 | Officer / Director Change, Exhibits | read |
| 2026-06-04 | Earnings Release, Exhibits | read |
| 2026-03-05 | Earnings Release, Exhibits | read |
| 2026-01-08 | Other Material Event, Exhibits | read |
| 2025-12-18 | Shareholder Vote | read |
| 2025-12-03 | Earnings Release, Exhibits | read |
| 2025-09-04 | Earnings Release, Exhibits | read |
| 2025-07-29 | Officer / Director Change | read |
| 2025-06-03 | Earnings Release, Exhibits | read |
| 2025-03-06 | Earnings Release, Exhibits | read |
| 2025-01-27 | Officer / Director Change, Exhibits | read |
| 2024-12-20 | Other Material Event | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-12 | Vollert Karl Alexander | Grant | 578 | — | |
| 2026-08-10 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $203.40K |
| 2026-08-03 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $187.10K |
| 2026-07-27 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $170.77K |
| 2026-07-20 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $176.90K |
| 2026-07-13 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $166.16K |
| 2026-07-09 | King James Winston | Chief Admin Officer, Gen | Sell | 1.68K | $220.00K |
| 2026-07-06 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $157.96K |
| 2026-06-29 | Rosenbaum Michael George | Chief Executive Officer | Sell | 1.20K | $149.15K |
| 2026-06-22 | Cooper Jeffrey Elliott | Chief Financial Officer | Sell | 1.35K | $142.44K |
Flow & Concentration
| Insider 180d net | -$1.57M |
|---|---|
| Insider buys / sells | 0 / 9 |
| Insider bias | Neutral |
| 13F holders | 7 |
| Top-5 share | 99.7% |
| HHI | 2,739 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Capital Research / Capital World | $56.04M | 455.41K |
| Citadel Advisors | $39.19M | 318.46K |
| AQR Capital Management | $21.27M | 175.39K |
| State Street Corp | $16.93M | 17.60M |
| Fidelity / FMR LLC | $7.55M | 7.86M |
| Millennium Management | $332.18K | 345.00K |
| T. Rowe Price Group | $28.45K | 231.19K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2012–2025 · 14 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.20B | +13.5% | |
| Gross profit | $752.05M | +13.8% | |
| Operating income | $41.07M | +7.2% | |
| Cash from ops | $38.40M | +8.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $151.00 | $152.97 | $144.13 | $145.56 | 1.01M |
| Sep 24 | $152.66 | $154.99 | $150.01 | $151.00 | 987.20K |
| Sep 23 | $153.79 | $155.45 | $150.11 | $152.89 | 703.10K |
| Sep 22 | $152.09 | $152.57 | $147.22 | $150.46 | 1.06M |
| Sep 21 | $145.92 | $150.15 | $143.86 | $149.38 | 990.90K |
Understand the score. Research layers are inputs to a model, and the available data has limits.
Read the methodology →