Inside the research

Guidewire Software, Inc.

GWRE Research profile · latest available data

Price overview

$145.56

▼ -5.44 (-3.6%)

52w hi$254.23
52w lo$102.69
Vol1.01M
As of25 Sep 2026

The Verdict

Hold

Our score +0.13

Short-0.07
Medium+0.38
Long+0.04

computed 2026-09-27

Key fundamentals

Guidewire Software, Inc.

Technology · Software - Application

Market cap$11.93B
Enterprise value$11.87B
Trailing P/E89.30x
Forward P/E27.23x
EV / EBITDA72.65x
P / S (ttm)8.09x
Profit margin9.4%
Return on equity10.5%
Revenue growth+15.3%
Earnings growth-38.2%
Debt / equity59.90

Layer Breakdown

LayerRawContribution
Fundamental+0.02
Sector+0.19
Technical+0.01
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers. The company was incorporated in 2001 and is headquartered in San Mateo, California.

United States · www.guidewire.com

Risk Metrics

Beta vs SPX0.80
Corr SPX0.25
Annual vol50.9%
Annual ret+3.9%
Sharpe0.08
Max DD-60.8%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$233.08
High / Low$300.00 / $137.00
Median$246.00
Analysts13
Strong Buy5
Buy8
Hold2
Sell0
Strong Sell0

Recent rating actions

2026-03-10DA Davidson→ Buy
2026-03-06Stifel→ Buy
2026-03-06RBC Capital→ Outperform
2026-03-06BTIG→ Buy
2026-02-24Oppenheimer→ Outperform
2026-02-18BTIG→ Buy

Material Events

DateEvent8-K
2026-07-22Officer / Director Change, Exhibitsread
2026-06-04Earnings Release, Exhibitsread
2026-03-05Earnings Release, Exhibitsread
2026-01-08Other Material Event, Exhibitsread
2025-12-18Shareholder Voteread
2025-12-03Earnings Release, Exhibitsread
2025-09-04Earnings Release, Exhibitsread
2025-07-29Officer / Director Changeread
2025-06-03Earnings Release, Exhibitsread
2025-03-06Earnings Release, Exhibitsread
2025-01-27Officer / Director Change, Exhibitsread
2024-12-20Other Material Eventread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-12Vollert Karl AlexanderGrant578—
2026-08-10Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$203.40K
2026-08-03Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$187.10K
2026-07-27Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$170.77K
2026-07-20Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$176.90K
2026-07-13Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$166.16K
2026-07-09King James WinstonChief Admin Officer, Gen Sell1.68K$220.00K
2026-07-06Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$157.96K
2026-06-29Rosenbaum Michael GeorgeChief Executive OfficerSell1.20K$149.15K
2026-06-22Cooper Jeffrey ElliottChief Financial OfficerSell1.35K$142.44K

Flow & Concentration

Insider 180d net-$1.57M
Insider buys / sells0 / 9
Insider biasNeutral
13F holders7
Top-5 share99.7%
HHI2,739 (concentrated)

Top Holders

HolderValueShares
Capital Research / Capital World$56.04M455.41K
Citadel Advisors$39.19M318.46K
AQR Capital Management$21.27M175.39K
State Street Corp$16.93M17.60M
Fidelity / FMR LLC$7.55M7.86M
Millennium Management$332.18K345.00K
T. Rowe Price Group$28.45K231.19K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-08-124view
2026-08-104view
2026-08-033view
2026-08-034view
2026-07-274view
2026-07-228-Kview
2026-07-204view
2026-07-134view
2026-07-094view
2026-07-064view
2026-06-294view
2026-06-224view
2026-06-224view
2026-06-164view
2026-06-164view

The Long Run

FY 2012–2025 · 14 years

LineLatestCAGRTrend
Revenue$1.20B+13.5%
Gross profit$752.05M+13.8%
Operating income$41.07M+7.2%
Cash from ops$38.40M+8.4%

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$151.00$152.97$144.13$145.561.01M
Sep 24$152.66$154.99$150.01$151.00987.20K
Sep 23$153.79$155.45$150.11$152.89703.10K
Sep 22$152.09$152.57$147.22$150.461.06M
Sep 21$145.92$150.15$143.86$149.38990.90K

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