Inside the research
HCI Group, Inc.
HCI Research profile · latest available data
Price overview
$174.94
▼ -1.95 (-1.1%)
| 52w hi | $204.41 |
|---|---|
| 52w lo | $148.27 |
| Vol | 176.90K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.22
| Short | +0.05 |
|---|---|
| Medium | +0.28 |
| Long | +0.46 |
computed 2026-09-27
Key fundamentals
HCI Group, Inc.
Financial Services · Insurance - Property & Casualty
| Market cap | $2.18B |
|---|---|
| Enterprise value | $1.47B |
| Trailing P/E | 7.54x |
| Forward P/E | 8.98x |
| EV / EBITDA | 3.12x |
| P / S (ttm) | 2.29x |
| Profit margin | 32.6% |
| Return on equity | 35.0% |
| Revenue growth | +11.1% |
| Earnings growth | +8.2% |
| Debt / equity | 5.72 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.37 | |
| Sector | +0.02 | |
| Technical | +0.13 | |
| Earnings | +0.00 | |
| Sentiment | -0.13 |
macro × 1.00 · 2026-09-27
Business overview
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Risk Metrics
| Beta vs SPX | 0.33 |
|---|---|
| Corr SPX | 0.15 |
| Annual vol | 35.1% |
| Annual ret | +31.7% |
| Sharpe | 0.90 |
| Max DD | -27.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-06 | Earnings Release, Exhibits | read |
| 2026-06-15 | Material Agreement | read |
| 2026-06-12 | Shareholder Vote | read |
| 2026-06-01 | Material Agreement | read |
| 2026-05-06 | Earnings Release, Exhibits | read |
| 2026-02-25 | Earnings Release, Exhibits | read |
| 2025-12-23 | Material Agreement, Officer / Director Change… | read |
| 2025-12-19 | Officer / Director Change | read |
| 2025-11-06 | Earnings Release, Exhibits | read |
| 2025-10-16 | Earnings Release | read |
| 2025-09-25 | Reg FD Disclosure, Exhibits | read |
| 2025-08-07 | Earnings Release, Exhibits | read |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 97.1% |
| HHI | 2,911 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $74.40M | 424.56K |
| Fidelity / FMR LLC | $26.34M | 150.28K |
| Capital Research / Capital World | $24.46M | 139.60K |
| AQR Capital Management | $22.91M | 130.72K |
| Citadel Advisors | $6.93M | 39.54K |
| Renaissance Technologies | $4.16M | 23.73K |
| Millennium Management | $421.48K | 2.40K |
| T. Rowe Price Group | $1.62K | 9.27K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $216.43M | +8.6% | |
| Net income | $109.95M | +18.7% | |
| Cash from ops | $444.45M | +23.0% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $177.74 | $177.74 | $173.61 | $174.94 | 176.90K |
| Sep 24 | $176.71 | $178.20 | $176.34 | $176.89 | 96.00K |
| Sep 23 | $180.52 | $180.52 | $174.37 | $176.12 | 171.10K |
| Sep 22 | $184.39 | $184.69 | $180.08 | $180.22 | 139.50K |
| Sep 21 | $187.20 | $187.90 | $183.48 | $184.19 | 137.80K |
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