Inside the research
International Bancshares Corporation
IBOC Research profile · latest available data
Price overview
$69.94
▲ +0.55 (+0.8%)
| 52w hi | $77.07 |
|---|---|
| 52w lo | $62.16 |
| Vol | 344.90K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.19
| Short | -0.25 |
|---|---|
| Medium | -0.20 |
| Long | -0.04 |
computed 2026-09-27
Key fundamentals
International Bancshares Corporation
Financial Services · Banks - Regional
| Market cap | $4.35B |
|---|---|
| Enterprise value | $4.63B |
| Trailing P/E | 10.50x |
| P / S (ttm) | 5.19x |
| Profit margin | 49.3% |
| Return on equity | 12.9% |
| Revenue growth | +0.0% |
| Earnings growth | -4.3% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.22 | |
| Sector | +0.02 | |
| Technical | -0.21 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Risk Metrics
| Beta vs SPX | 0.80 |
|---|---|
| Corr SPX | 0.48 |
| Annual vol | 26.9% |
| Annual ret | +9.9% |
| Sharpe | 0.37 |
| Max DD | -24.9% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-06 | Earnings Release, Exhibits | read |
| 2026-08-03 | Other Material Event, Exhibits | read |
| 2026-05-20 | Shareholder Vote | read |
| 2026-05-12 | Bylaws Amendment, Exhibits | read |
| 2026-05-07 | Earnings Release, Exhibits | read |
| 2026-02-26 | Earnings Release, Exhibits | read |
| 2026-02-02 | Other Material Event, Exhibits | read |
| 2025-11-06 | Earnings Release, Exhibits | read |
| 2025-08-12 | Bylaws Amendment, Exhibits | read |
| 2025-08-07 | Earnings Release, Exhibits | read |
| 2025-08-01 | Other Material Event, Exhibits | read |
| 2025-05-21 | Shareholder Vote | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-05-21 | Norton Larry A | Director | Sell | 10.00K | $720.00K |
| 2026-02-06 | WAWROSKI JUDITH I | Officer, TREASURER/PAO | Option exercise | 875 | $33.51K |
| 2026-02-06 | WAWROSKI JUDITH I | Officer, TREASURER/PAO | Option exercise | 300 | $5.05K |
Flow & Concentration
| Insider 180d net | -$720.00K |
|---|---|
| Insider buys / sells | 0 / 1 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
Dividends
| Yield (TTM) | 1.04% |
|---|---|
| $ / share (TTM) | $0.73 |
| 5y CAGR | +4.9% |
Annual dividend per share
| 2021 | $1.15 |
|---|---|
| 2022 | $1.20 |
| 2023 | $1.26 |
| 2024 | $1.32 |
| 2025 | $1.40 |
| 2026 | $0.73 |
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $409.17M | +7.3% | |
| Cash from ops | $474.43M | +14.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $69.39 | $70.19 | $69.39 | $69.94 | 344.90K |
| Sep 24 | $69.38 | $69.60 | $68.68 | $69.39 | 383.70K |
| Sep 23 | $69.70 | $70.00 | $69.10 | $69.11 | 312.70K |
| Sep 22 | $70.54 | $70.98 | $69.75 | $69.75 | 321.60K |
| Sep 21 | $70.54 | $70.88 | $70.13 | $70.16 | 314.40K |
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