The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

IBOC

Concerning the House

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

United States · www.ibc.com

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Net income$409.17M+7.3%
Cash from ops$474.43M+14.4%
Quotation

$73.41

+0.70 (+1.0%)

52w hi$77.84
52w lo$62.78
Vol390.01K
As ofAug 13
The Verdict

Hold

Our score +0.44

Short+0.57
Medium+0.43
Long+0.23

computed 2026-08-13

By the Numbers

International Bancshares Corporation

Financial Services · Banks - Regional

Market cap$4.57B
Enterprise value$4.80B
Trailing P/E11.06x
Forward P/E
EV / EBITDA
P / S (ttm)5.45x
Profit margin49.3%
Return on equity12.9%
Revenue growth+0.0%
Earnings growth-4.3%
Debt / equity
Risk Metrics
Beta vs SPX0.82
Corr SPX0.49
Annual vol27.4%
Annual ret+15.3%
Sharpe0.56
Max DD-24.9%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.22
Sector+0.09
Technical+0.18
Earnings+0.00
Sentiment+0.43

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$73.12$73.51$72.78$73.41390.01K
Aug 12$72.04$73.00$71.77$72.71397.20K
Aug 11$72.94$73.10$71.96$72.04274.10K
Aug 10$73.19$73.51$72.05$72.81406.10K
Aug 7$74.68$75.84$72.32$73.55402.50K