The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

INTRUM.ST

Concerning the House

Intrum AB (publ), together with its subsidiaries, provides payment solutions, and credit and collection services in Europe and internationally. It operates in two segments, Servicing and Investing. The company offers invoicing and payment services, including reminder, invoice, and accounts receivable management services; debt recovery and purchase services; credit optimization comprising credit monitoring, decisioning, and information services; debt collection; e-commerce; financial; and collateral services. It also provides Ophelos, a platform for AI debt collection and machine learning technologies, smart communications, and vulnerability detection. The company operates in Norway, Sweden, Denmark, Finland, Austria, Germany, Belgium, Netherlands, Switzerland, France, the United Kingdom, Ireland, Portugal, Spain, Italy, Greece, Czech Republic, Slovakia, Hungary, and Poland. Intrum AB (publ) was founded in 1923 and is based in Stockholm, Sweden.

Sweden · www.intrum.com

The Ledger
LineDec 2024Mar 2025Jun 2025Dec 2025
Revenue$4.83B$3.99B$3.94B$4.49B
Gross profit$2.90B$2.30B$2.35B$3.00B
Operating income$1.03B$661.00M$889.00M$1.43B
Net income-$914.00M$101.00M$324.00M-$2.25B
Diluted EPS-7.580.832.69-16.68
Free cash flow$1.85B$1.58B$2.17B$2.09B
CapEx-$319.00M-$65.00M-$83.00M-$180.00M
Quotation

$3.77

+0.49 (+14.8%)

52w hi$58.36
52w lo$2.99
Vol61.72M
As ofAug 13
The Verdict

Hold

Our score +0.11

Short+0.87
Medium-0.05
Long-1.12

computed 2026-08-13

By the Numbers

Intrum AB (publ)

Financial Services · Credit Services

Market cap$11.98B
Enterprise value$45.38B
Trailing P/E
Forward P/E0.58x
EV / EBITDA7.08x
P / S (ttm)0.73x
Profit margin-11.5%
Return on equity-10.8%
Revenue growth-12.2%
Earnings growth
Debt / equity311.64
Risk Metrics
Beta vs SPX0.31
Corr SPX0.05
Annual vol102.6%
Annual ret-49.5%
Sharpe-0.48
Max DD-95.8%

Window: 504 trading days (490 obs)

Layer Breakdown
LayerRawContribution
Fundamental-0.33
Sector+0.09
Technical+0.00
Earnings+0.00
Sentiment+0.94

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$3.49$3.82$3.43$3.7761.72M
Aug 12$3.29$3.30$3.21$3.2810.98M
Aug 11$3.26$3.33$3.23$3.2911.92M
Aug 10$3.30$3.30$3.20$3.279.13M
Aug 7$3.29$3.33$3.26$3.308.71M