The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

IPF.L

Concerning the House

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provident, and Creditea digital brands. The company was founded in 1997 and is headquartered in Leeds, the United Kingdom.

United Kingdom · www.ipfin.co.uk

Quotation

$250.00

· +0.00 (+0.0%)

52w hi$254.76
52w lo$198.01
Vol0
As ofAug 4
The Verdict

Hold

Our score +0.22

Short+0.12
Medium+0.28
Long+0.28

computed 2026-08-13

By the Numbers

International Personal Finance PLC

Financial Services · Credit Services

Market cap$555.33M
Enterprise value$1.26B
Trailing P/E11.90x
Forward P/E8.11x
EV / EBITDA7.40x
P / S (ttm)0.69x
Profit margin6.0%
Return on equity9.1%
Revenue growth+18.8%
Earnings growth-19.3%
Debt / equity130.30
Risk Metrics
Beta vs SPX0.16
Corr SPX0.10
Annual vol26.0%
Annual ret+28.2%
Sharpe1.09
Max DD-26.9%

Window: 504 trading days (491 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.25
Sector+0.09
Technical+0.13
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 4$250.00$250.00$250.00$250.000
Aug 3$247.00$250.00$245.00$250.001.25M
Jul 31$250.00$250.00$248.50$249.501.72M
Jul 30$249.50$250.00$248.50$250.00372.85K
Jul 29$248.50$249.50$248.50$249.00747.31K