Inside the research
Jack Henry & Associates, Inc.
JKHY Research profile · latest available data
Price overview
$147.79
▲ +0.04 (+0.0%)
| 52w hi | $190.35 |
|---|---|
| 52w lo | $122.97 |
| Vol | 573.00K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.27
| Short | -0.11 |
|---|---|
| Medium | +0.54 |
| Long | +0.50 |
computed 2026-09-27
Key fundamentals
Jack Henry & Associates, Inc.
Technology · Information Technology Services
| Market cap | $10.36B |
|---|---|
| Enterprise value | $10.43B |
| Trailing P/E | 21.23x |
| Forward P/E | 18.82x |
| EV / EBITDA | 14.85x |
| P / S (ttm) | 4.07x |
| Profit margin | 19.8% |
| Return on equity | 24.0% |
| Revenue growth | +4.7% |
| Earnings growth | -10.4% |
| Debt / equity | 3.79 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.21 | |
| Sector | +0.19 | |
| Technical | +0.01 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
Risk Metrics
| Beta vs SPX | 0.22 |
|---|---|
| Corr SPX | 0.14 |
| Annual vol | 25.6% |
| Annual ret | -4.8% |
| Sharpe | -0.19 |
| Max DD | -35.9% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $189.21 |
|---|---|
| High / Low | $208.00 / $161.00 |
| Median | $193.50 |
| Analysts | 14 |
| Strong Buy | 3 | |
|---|---|---|
| Buy | 9 | |
| Hold | 4 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-05-07 | RBC Capital | → Outperform |
| 2026-05-07 | Goldman Sachs | → Neutral |
| 2026-05-01 | DA Davidson | → Buy |
| 2026-03-31 | Loop Capital | → Buy |
| 2026-02-17 | Wells Fargo | → Overweight |
| 2026-02-05 | Morgan Stanley | → Equal-Weight |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-11 | Earnings Release, Exhibits | read |
| 2026-06-04 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-05-12 | Other Material Event, Exhibits | read |
| 2026-05-05 | Earnings Release, Exhibits | read |
| 2026-04-28 | Earnings Release, Exhibits | read |
| 2026-03-26 | Material Agreement, Termination of Agreement… | read |
| 2026-02-03 | Earnings Release, Exhibits | read |
| 2026-01-27 | Earnings Release, Exhibits | read |
| 2025-11-14 | Officer / Director Change, Shareholder Vote… | read |
| 2025-11-04 | Earnings Release, Exhibits | read |
| 2025-10-28 | Earnings Release, Exhibits | read |
| 2025-08-27 | Officer / Director Change, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-04 | Adelson Gregory R. | President & CEO | Withheld for tax | 646 | $101.12K |
| 2026-08-04 | Adelson Gregory R. | President & CEO | Option exercise | 3.92K | — |
| 2026-08-04 | Adelson Gregory R. | President & CEO | Withheld for tax | 1.74K | $272.05K |
| 2026-08-04 | Adelson Gregory R. | President & CEO | Option exercise | 4.78K | — |
| 2026-08-04 | Adelson Gregory R. | President & CEO | Withheld for tax | 2.12K | $332.16K |
| 2026-08-04 | Carsley Mimi | CFO and Treasurer | Option exercise | 1.46K | — |
| 2026-08-04 | Carsley Mimi | CFO and Treasurer | Withheld for tax | 642 | $100.49K |
| 2026-08-04 | Carsley Mimi | CFO and Treasurer | Option exercise | 1.75K | — |
| 2026-08-04 | Carsley Mimi | CFO and Treasurer | Withheld for tax | 769 | $120.37K |
| 2026-08-04 | Adelson Gregory R. | President & CEO | Option exercise | 1.46K | — |
Flow & Concentration
| Insider 180d net | $317.13K |
|---|---|
| Insider buys / sells | 2 / 0 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
Dividends
| Yield (TTM) | 0.81% |
|---|---|
| $ / share (TTM) | $1.19 |
| 5y CAGR | +6.2% |
Annual dividend per share
| 2021 | $1.84 |
|---|---|
| 2022 | $1.96 |
| 2023 | $2.08 |
| 2024 | $2.20 |
| 2025 | $2.32 |
| 2026 | $0.61 |
SEC Filings
The Long Run
FY 2012–2025 · 14 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $2.38B | +19.5% | |
| Gross profit | $150.41M | +9.2% | |
| Operating income | $480.69M | +18.5% | |
| Net income | $455.75M | +11.0% | |
| Cash from ops | $381.56M | +3.6% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $147.77 | $148.31 | $146.52 | $147.79 | 573.00K |
| Sep 24 | $149.62 | $151.83 | $147.10 | $147.75 | 784.70K |
| Sep 23 | $148.34 | $150.14 | $147.14 | $148.33 | 860.00K |
| Sep 22 | $152.42 | $153.57 | $148.82 | $149.10 | 1.44M |
| Sep 21 | $155.60 | $155.93 | $151.40 | $151.56 | 1.06M |
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