The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

JKHY

Concerning the House

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

United States · www.jackhenry.com

The Long Run

FY 2012–2025 · 14 years

LineLatestCAGRTrend
Revenue$2.38B+19.5%
Gross profit$150.41M+9.2%
Operating income$480.69M+18.5%
Net income$455.75M+11.0%
Cash from ops$381.56M+3.6%
Quotation

$155.86

+3.55 (+2.3%)

52w hi$191.04
52w lo$123.42
Vol539.36K
As ofAug 13
The Verdict

Hold

Our score +0.13

Short-0.23
Medium+0.31
Long+0.49

computed 2026-08-13

By the Numbers

Jack Henry & Associates, Inc.

Technology · Information Technology Services

Market cap$11.07B
Enterprise value$10.94B
Trailing P/E21.77x
Forward P/E21.96x
EV / EBITDA15.29x
P / S (ttm)4.40x
Profit margin20.6%
Return on equity24.9%
Revenue growth+8.7%
Earnings growth+12.5%
Debt / equity6.40
Risk Metrics
Beta vs SPX0.23
Corr SPX0.16
Annual vol24.4%
Annual ret-0.6%
Sharpe-0.02
Max DD-35.9%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.27
Sector+0.15
Technical-0.07
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$152.49$156.25$151.34$155.86539.36K
Aug 12$152.92$153.60$150.51$152.31803.00K
Aug 11$154.34$156.01$153.16$153.63838.30K
Aug 10$151.96$155.99$151.96$155.08644.80K
Aug 7$156.09$157.76$154.99$155.95873.50K