Inside the research

Jack Henry & Associates, Inc.

JKHY Research profile · latest available data

Price overview

$147.79

▲ +0.04 (+0.0%)

52w hi$190.35
52w lo$122.97
Vol573.00K
As of25 Sep 2026

The Verdict

Hold

Our score +0.27

Short-0.11
Medium+0.54
Long+0.50

computed 2026-09-27

Key fundamentals

Jack Henry & Associates, Inc.

Technology · Information Technology Services

Market cap$10.36B
Enterprise value$10.43B
Trailing P/E21.23x
Forward P/E18.82x
EV / EBITDA14.85x
P / S (ttm)4.07x
Profit margin19.8%
Return on equity24.0%
Revenue growth+4.7%
Earnings growth-10.4%
Debt / equity3.79

Layer Breakdown

LayerRawContribution
Fundamental+0.21
Sector+0.19
Technical+0.01
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

United States · www.jackhenry.com

Risk Metrics

Beta vs SPX0.22
Corr SPX0.14
Annual vol25.6%
Annual ret-4.8%
Sharpe-0.19
Max DD-35.9%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$189.21
High / Low$208.00 / $161.00
Median$193.50
Analysts14
Strong Buy3
Buy9
Hold4
Sell0
Strong Sell0

Recent rating actions

2026-05-07RBC Capital→ Outperform
2026-05-07Goldman Sachs→ Neutral
2026-05-01DA Davidson→ Buy
2026-03-31Loop Capital→ Buy
2026-02-17Wells Fargo→ Overweight
2026-02-05Morgan Stanley→ Equal-Weight

Material Events

DateEvent8-K
2026-08-11Earnings Release, Exhibitsread
2026-06-04Officer / Director Change, Reg FD Disclosure…read
2026-05-12Other Material Event, Exhibitsread
2026-05-05Earnings Release, Exhibitsread
2026-04-28Earnings Release, Exhibitsread
2026-03-26Material Agreement, Termination of Agreement…read
2026-02-03Earnings Release, Exhibitsread
2026-01-27Earnings Release, Exhibitsread
2025-11-14Officer / Director Change, Shareholder Vote…read
2025-11-04Earnings Release, Exhibitsread
2025-10-28Earnings Release, Exhibitsread
2025-08-27Officer / Director Change, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-04Adelson Gregory R.President & CEOWithheld for tax646$101.12K
2026-08-04Adelson Gregory R.President & CEOOption exercise3.92K—
2026-08-04Adelson Gregory R.President & CEOWithheld for tax1.74K$272.05K
2026-08-04Adelson Gregory R.President & CEOOption exercise4.78K—
2026-08-04Adelson Gregory R.President & CEOWithheld for tax2.12K$332.16K
2026-08-04Carsley MimiCFO and TreasurerOption exercise1.46K—
2026-08-04Carsley MimiCFO and TreasurerWithheld for tax642$100.49K
2026-08-04Carsley MimiCFO and TreasurerOption exercise1.75K—
2026-08-04Carsley MimiCFO and TreasurerWithheld for tax769$120.37K
2026-08-04Adelson Gregory R.President & CEOOption exercise1.46K—

Flow & Concentration

Insider 180d net$317.13K
Insider buys / sells2 / 0
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)0.81%
$ / share (TTM)$1.19
5y CAGR+6.2%

Annual dividend per share

2021$1.84
2022$1.96
2023$2.08
2024$2.20
2025$2.32
2026$0.61

SEC Filings

DateFormDoc
2026-08-118-Kview
2026-08-064view
2026-08-064view
2026-08-064view
2026-08-064view
2026-08-064view
2026-07-144view
2026-06-2611-Kview
2026-06-048-Kview
2026-05-144view
2026-05-144view
2026-05-128-Kview
2026-05-0710-Qview
2026-05-058-Kview
2026-04-288-Kview

The Long Run

FY 2012–2025 · 14 years

LineLatestCAGRTrend
Revenue$2.38B+19.5%
Gross profit$150.41M+9.2%
Operating income$480.69M+18.5%
Net income$455.75M+11.0%
Cash from ops$381.56M+3.6%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$147.77$148.31$146.52$147.79573.00K
Sep 24$149.62$151.83$147.10$147.75784.70K
Sep 23$148.34$150.14$147.14$148.33860.00K
Sep 22$152.42$153.57$148.82$149.101.44M
Sep 21$155.60$155.93$151.40$151.561.06M

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