Inside the research
Kemper Corporation
KMPR Research profile · latest available data
Price overview
$25.32
▲ +0.12 (+0.5%)
| 52w hi | $49.77 |
|---|---|
| 52w lo | $22.63 |
| Vol | 650.20K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.43
| Short | -0.18 |
|---|---|
| Medium | -0.48 |
| Long | -0.84 |
computed 2026-09-27
Key fundamentals
Kemper Corporation
Financial Services · Insurance - Property & Casualty
| Market cap | $1.49B |
|---|---|
| Enterprise value | $2.51B |
| Forward P/E | 5.99x |
| EV / EBITDA | 22.09x |
| P / S (ttm) | 0.32x |
| Profit margin | -10.8% |
| Return on equity | -19.7% |
| Revenue growth | -9.1% |
| Debt / equity | 63.97 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | -0.10 | |
| Sector | +0.02 | |
| Technical | -0.22 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. The Life Insurance segment primarily provides individual life, accident, supplemental health, and property insurance. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
Risk Metrics
| Beta vs SPX | 0.66 |
|---|---|
| Corr SPX | 0.28 |
| Annual vol | 38.2% |
| Annual ret | -35.9% |
| Sharpe | -0.94 |
| Max DD | -68.2% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-05 | Earnings Release, Exhibits | read |
| 2026-07-21 | Officer / Director Change, Exhibits | read |
| 2026-05-27 | Officer / Director Change, Exhibits | read |
| 2026-05-07 | Shareholder Vote, Exhibits | read |
| 2026-05-06 | Earnings Release, Exhibits | read |
| 2026-05-06 | Other Material Event, Exhibits | read |
| 2026-02-04 | Earnings Release, Exhibits | read |
| 2025-12-19 | Officer / Director Change, Exhibits | read |
| 2025-11-10 | Officer / Director Change, Exhibits | read |
| 2025-11-05 | Earnings Release, Exhibits | read |
| 2025-10-24 | Officer / Director Change, Exhibits | read |
| 2025-10-15 | Officer / Director Change, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-13 | McAnena Stephen J | President and CEO | Buy | 3.00K | $79.50K |
| 2026-08-11 | Evans Carl Thomas Jr. | EVP, Sec. & General Couns | Buy | 1.00K | $26.53K |
| 2026-08-11 | Camden Bradley T | EVP and CFO | Buy | 1.00K | $26.34K |
| 2026-08-11 | LADERMAN GERALD | Buy | 4.00K | $105.96K | |
| 2026-08-10 | Gorevic Jason N | Buy | 5.00K | $129.55K | |
| 2026-08-03 | Kappler Eric E | EVP, President, P&C | Grant | 30.74K | $900.01K |
| 2026-06-03 | Rock Laura A | EVP, Chief HR Officer | Withheld for tax | 1.20K | $27.39K |
| 2026-06-01 | McAnena Stephen J | President and CEO | Grant | 27.95K | $700.02K |
| 2026-06-01 | Coomer Kelly L | EVP, CIO | Grant | 43.91K | $1.10M |
| 2026-06-01 | DeSantis Anthony J | Grant | 6.19K | $155.01K |
Flow & Concentration
| Insider 180d net | $367.88K |
|---|---|
| Insider buys / sells | 5 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 93.5% |
| HHI | 2,823 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| AQR Capital Management | $89.45M | 3.32M |
| State Street Corp | $76.47M | 2.84M |
| Millennium Management | $26.23M | 973.02K |
| Fidelity / FMR LLC | $12.91M | 478.95K |
| Citadel Advisors | $9.72M | 360.44K |
| Renaissance Technologies | $8.97M | 332.61K |
| Capital Research / Capital World | $6.07M | 225.10K |
| T. Rowe Price Group | $2.27K | 84.36K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $4.94B | +3.5% | |
| Operating income | -$334.00M | +22.2% | |
| Net income | -$272.10M | +96.8% | |
| Cash from ops | -$134.20M | +9.6% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $25.30 | $25.55 | $25.11 | $25.32 | 650.20K |
| Sep 24 | $25.98 | $26.28 | $25.15 | $25.20 | 827.80K |
| Sep 23 | $26.02 | $26.23 | $25.63 | $25.85 | 693.80K |
| Sep 22 | $26.90 | $27.03 | $25.89 | $26.20 | 1.17M |
| Sep 21 | $26.69 | $27.31 | $26.13 | $26.55 | 722.20K |
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