The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

LKFN

Concerning the House

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.

United States · www.lakecitybank.com

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Net income$26.97M-0.9%
Cash from ops$114.89M+6.9%
Quotation

$62.68

+0.43 (+0.7%)

52w hi$66.43
52w lo$54.09
Vol297.39K
As ofAug 13
The Verdict

Buy

Our score +0.62

Short+0.86
Medium+0.50
Long+0.36

computed 2026-08-13

By the Numbers

Lakeland Financial Corporation

Financial Services · Banks - Regional

Market cap$1.56B
Enterprise value$1.43B
Trailing P/E14.38x
Forward P/E13.90x
EV / EBITDA
P / S (ttm)5.69x
Profit margin40.6%
Return on equity15.0%
Revenue growth+9.2%
Earnings growth+8.7%
Debt / equity
Risk Metrics
Beta vs SPX0.70
Corr SPX0.41
Annual vol28.1%
Annual ret+4.3%
Sharpe0.15
Max DD-32.2%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.29
Sector+0.09
Technical+0.11
Earnings+0.00
Sentiment+0.90

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$62.75$63.16$62.35$62.68297.39K
Aug 12$61.92$62.92$61.82$62.25135.50K
Aug 11$61.07$62.13$61.03$61.86105.00K
Aug 10$61.15$61.71$60.47$61.03139.20K
Aug 7$62.16$62.17$61.70$61.7382.60K