Inside the research
Lakeland Financial Corporation
LKFN Research profile · latest available data
Price overview
$59.51
▲ +0.66 (+1.1%)
| 52w hi | $63.70 |
|---|---|
| 52w lo | $54.09 |
| Vol | 192.50K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.02
| Short | -0.13 |
|---|---|
| Medium | -0.02 |
| Long | +0.18 |
computed 2026-09-27
Key fundamentals
Lakeland Financial Corporation
Financial Services · Banks - Regional
| Market cap | $1.48B |
|---|---|
| Enterprise value | $1.36B |
| Trailing P/E | 13.65x |
| Forward P/E | 13.20x |
| P / S (ttm) | 5.40x |
| Profit margin | 40.6% |
| Return on equity | 15.0% |
| Revenue growth | +9.2% |
| Earnings growth | +8.7% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.30 | |
| Sector | +0.02 | |
| Technical | -0.10 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.
Risk Metrics
| Beta vs SPX | 0.69 |
|---|---|
| Corr SPX | 0.40 |
| Annual vol | 27.3% |
| Annual ret | -2.4% |
| Sharpe | -0.09 |
| Max DD | -32.2% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-27 | Reg FD Disclosure, Exhibits | read |
| 2026-07-27 | Earnings Release, Exhibits | read |
| 2026-07-14 | Reg FD Disclosure, Exhibits | read |
| 2026-04-27 | Reg FD Disclosure, Exhibits | read |
| 2026-04-27 | Earnings Release, Exhibits | read |
| 2026-04-15 | Shareholder Vote, Exhibits | read |
| 2026-04-14 | Reg FD Disclosure, Exhibits | read |
| 2026-03-06 | Other Material Event, Exhibits | read |
| 2026-01-26 | Reg FD Disclosure, Exhibits | read |
| 2026-01-26 | Earnings Release, Exhibits | read |
| 2026-01-15 | Officer / Director Change, Exhibits | read |
| 2026-01-13 | Reg FD Disclosure, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-05 | Robinson-Gay Donald | Senior Vice President | Sell | 500 | $31.50K |
Flow & Concentration
| Insider 180d net | -$31.50K |
|---|---|
| Insider buys / sells | 0 / 1 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $26.97M | -0.9% | |
| Cash from ops | $114.89M | +6.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $58.85 | $59.61 | $58.73 | $59.51 | 192.50K |
| Sep 24 | $58.59 | $59.10 | $58.19 | $58.85 | 174.50K |
| Sep 23 | $58.99 | $59.14 | $58.30 | $58.36 | 196.90K |
| Sep 22 | $60.48 | $60.58 | $59.25 | $59.25 | 286.30K |
| Sep 21 | $59.76 | $60.28 | $59.56 | $59.93 | 252.00K |
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