Subject of the day
LLOY.L
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers. Its Commercial Banking segment provides lending, transactional banking, working capital management, debt financing, and risk management services to small and medium businesses, corporates, and institutions. The Insurance, Pensions and Investments segment offers insurance, investment, and pension management products and services. It also provides life assurance; and digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Lloyds Living, Cavendish Online, Tusker, and HGP brands. The company was formerly known as Lloyds TSB Group plc and changed its name to Lloyds Banking Group plc in January 2009. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.
| Line | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|
| Revenue | $5.00B | $4.56B | $5.78B | $5.18B |
| Net income | $1.39B | $738.00M | $1.40B | $1.53B |
| Diluted EPS | — | — | — | 0.02 |
$115.30
▲ +0.10 (+0.1%)
| 52w hi | $117.08 |
|---|---|
| 52w lo | $78.47 |
| Vol | 178.88M |
| As of | Aug 13 |
Our score +0.65
| Short | +0.50 |
|---|---|
| Medium | +0.68 |
| Long | +0.88 |
computed 2026-08-13
Lloyds Banking Group plc
Financial Services · Banks - Regional
| Market cap | $66.91B |
|---|---|
| Enterprise value | $64.91B |
| Trailing P/E | 14.41x |
| Forward P/E | 9.48x |
| EV / EBITDA | — |
| P / S (ttm) | 3.40x |
| Profit margin | 26.4% |
| Return on equity | 11.3% |
| Revenue growth | +12.3% |
| Earnings growth | +17.7% |
| Debt / equity | — |
| Beta vs SPX | 0.51 |
|---|---|
| Corr SPX | 0.30 |
| Annual vol | 27.1% |
| Annual ret | +38.6% |
| Sharpe | 1.42 |
| Max DD | -20.5% |
Window: 504 trading days (491 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.48 | |
| Sector | +0.09 | |
| Technical | +0.27 | |
| Earnings | +0.00 | |
| Sentiment | +0.26 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $115.90 | $116.55 | $114.95 | $115.30 | 178.88M |
| Aug 12 | $114.10 | $115.20 | $113.90 | $115.20 | 76.06M |
| Aug 11 | $114.20 | $114.50 | $112.97 | $113.80 | 167.45M |
| Aug 10 | $114.90 | $115.05 | $114.35 | $114.65 | 125.89M |
| Aug 7 | $114.40 | $116.25 | $113.90 | $115.15 | 212.35M |