Inside the research
Mercury General Corporation
MCY Research profile · latest available data
Price overview
$99.41
▲ +1.12 (+1.1%)
| 52w hi | $110.77 |
|---|---|
| 52w lo | $75.21 |
| Vol | 200.10K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.16
| Short | -0.09 |
|---|---|
| Medium | +0.18 |
| Long | +0.60 |
computed 2026-09-27
Key fundamentals
Mercury General Corporation
Financial Services · Insurance - Property & Casualty
| Market cap | $5.51B |
|---|---|
| Enterprise value | $4.40B |
| Trailing P/E | 5.85x |
| Forward P/E | 8.12x |
| EV / EBITDA | 3.47x |
| P / S (ttm) | 0.87x |
| Profit margin | 14.8% |
| Return on equity | 39.0% |
| Revenue growth | +13.8% |
| Earnings growth | +58.3% |
| Debt / equity | 33.92 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.46 | |
| Sector | +0.02 | |
| Technical | -0.04 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
Risk Metrics
| Beta vs SPX | 0.64 |
|---|---|
| Corr SPX | 0.30 |
| Annual vol | 34.3% |
| Annual ret | +31.2% |
| Sharpe | 0.91 |
| Max DD | -40.2% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-04 | Earnings Release, Exhibits | read |
| 2026-06-24 | Material Agreement, Termination of Agreement… | read |
| 2026-06-12 | Material Agreement, Material Obligation… | read |
| 2026-06-09 | Other Material Event | read |
| 2026-05-14 | Shareholder Vote, Exhibits | read |
| 2026-05-05 | Earnings Release, Exhibits | read |
| 2026-02-17 | Earnings Release, Exhibits | read |
| 2025-11-04 | Earnings Release, Exhibits | read |
| 2025-07-29 | Earnings Release, Exhibits | read |
| 2025-05-15 | Shareholder Vote, Exhibits | read |
| 2025-05-06 | Earnings Release, Exhibits | read |
| 2025-02-11 | Earnings Release, Exhibits | read |
Dividends
| Yield (TTM) | 0.64% |
|---|---|
| $ / share (TTM) | $0.64 |
| 5y CAGR | -12.8% |
Annual dividend per share
| 2021 | $2.53 |
|---|---|
| 2022 | $1.91 |
| 2023 | $1.27 |
| 2024 | $1.27 |
| 2025 | $1.27 |
| 2026 | $0.32 |
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $5.99B | +4.4% | |
| Net income | $467.95M | +19.0% | |
| Cash from ops | $1.09B | +17.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $98.73 | $99.93 | $97.75 | $99.41 | 200.10K |
| Sep 24 | $97.90 | $99.41 | $97.90 | $98.29 | 307.40K |
| Sep 23 | $97.52 | $98.59 | $96.68 | $97.84 | 238.10K |
| Sep 22 | $100.54 | $100.54 | $97.10 | $97.93 | 254.50K |
| Sep 21 | $101.07 | $101.39 | $100.07 | $100.34 | 203.20K |
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