Subject of the day
NAVI
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.
FY 2014–2025 · 12 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $271.00M | -4.6% | |
| Net income | -$80.00M | -2.9% | |
| Cash from ops | $676.00M | -12.7% |
$9.24
▲ +0.40 (+4.5%)
| 52w hi | $13.03 |
|---|---|
| 52w lo | $7.29 |
| Vol | 1.38M |
| As of | Aug 13 |
Our score -0.25
| Short | -0.22 |
|---|---|
| Medium | -0.25 |
| Long | -0.32 |
computed 2026-08-13
Navient Corporation
Financial Services · Credit Services
| Market cap | $866.56M |
|---|---|
| Enterprise value | $44.46B |
| Trailing P/E | — |
| Forward P/E | 9.72x |
| EV / EBITDA | — |
| P / S (ttm) | 2.59x |
| Profit margin | -14.7% |
| Return on equity | -2.0% |
| Revenue growth | +4.2% |
| Earnings growth | +100.0% |
| Debt / equity | 1852.71 |
| Beta vs SPX | 1.01 |
|---|---|
| Corr SPX | 0.42 |
| Annual vol | 38.8% |
| Annual ret | -15.2% |
| Sharpe | -0.39 |
| Max DD | -56.1% |
Window: 504 trading days (504 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.07 | |
| Sector | +0.09 | |
| Technical | -0.19 | |
| Earnings | +0.00 | |
| Sentiment | +0.13 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $8.95 | $9.32 | $8.94 | $9.24 | 1.38M |
| Aug 12 | $8.56 | $8.89 | $8.41 | $8.84 | 1.07M |
| Aug 11 | $8.54 | $8.73 | $8.52 | $8.54 | 981.00K |
| Aug 10 | $8.81 | $9.00 | $8.39 | $8.47 | 2.01M |
| Aug 7 | $8.79 | $9.35 | $8.46 | $9.08 | 3.91M |