Inside the research

Old Republic International Corporation

ORI Research profile · latest available data

Price overview

$37.74

▼ -0.20 (-0.5%)

52w hi$44.26
52w lo$35.22
Vol1.48M
As of25 Sep 2026

The Verdict

Hold

Our score -0.04

Short-0.31
Medium-0.01
Long+0.45

computed 2026-09-27

Key fundamentals

Old Republic International Corporation

Financial Services · Insurance - Property & Casualty

Market cap$9.11B
Enterprise value$8.70B
Trailing P/E8.28x
Forward P/E11.44x
EV / EBITDA5.60x
P / S (ttm)0.94x
Profit margin11.7%
Return on equity18.6%
Revenue growth+13.4%
Earnings growth+61.7%
Debt / equity37.52

Layer Breakdown

LayerRawContribution
Fundamental+0.42
Sector+0.02
Technical-0.17
Earnings+0.00
Sentiment-0.06

macro × 1.00 · 2026-09-27

Business overview

Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.

United States · www.oldrepublic.com

Risk Metrics

Beta vs SPX0.34
Corr SPX0.23
Annual vol22.9%
Annual ret+6.0%
Sharpe0.26
Max DD-21.4%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$42.00
High / Low$44.00 / $40.00
Median$42.00
Analysts2
Strong Buy0
Buy1
Hold2
Sell0
Strong Sell0

Recent rating actions

2026-04-24Piper Sandler→ Neutral
2026-01-22Piper Sandler→ Neutral
2025-12-08Piper Sandler→ Overweight
2025-10-24Piper Sandler→ Overweight
2025-10-06Piper Sandler→ Overweight
2025-09-22Raymond James→ Strong Buy

Material Events

DateEvent8-K
2026-07-23Earnings Release, Exhibitsread
2026-07-01Reg FD Disclosure, Exhibitsread
2026-05-27Shareholder Vote, Exhibitsread
2026-05-18Material Agreement, Material Obligation…read
2026-04-23Earnings Release, Exhibitsread
2026-01-22Earnings Release, Exhibitsread
2025-12-12Other Material Event, Exhibitsread
2025-10-24Earnings Release, Exhibitsread
2025-08-19Reg FD Disclosure, Exhibitsread
2025-07-24Earnings Release, Exhibitsread
2025-05-28Shareholder Vote, Exhibitsread
2025-05-19Other Material Event, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-11MONROE CAROLYNSVP - Title InsuranceOption exercise15.08K$515.13K
2026-08-11MONROE CAROLYNSVP - Title InsuranceSell1.79K$75.56K
2026-08-11MONROE CAROLYNSVP - Title InsuranceWithheld for tax13.29K$564.51K
2026-07-29LANGE JEFFREYSVPUnderwriting & DistribSell14.07K$615.92K
2026-07-28OBERST STEPHEN JExecutive Vice PresidentOption exercise24.00K$503.52K
2026-07-28OBERST STEPHEN JExecutive Vice PresidentOption exercise28.00K$591.36K
2026-07-28OBERST STEPHEN JExecutive Vice PresidentOption exercise65.00K$1.38M
2026-07-28OBERST STEPHEN JExecutive Vice PresidentOption exercise55.00K$1.25M
2026-07-28OBERST STEPHEN JExecutive Vice PresidentOption exercise15.00K$329.85K
2026-07-28OBERST STEPHEN JExecutive Vice PresidentOption exercise21.00K$419.58K

Flow & Concentration

Insider 180d net-$1.77M
Insider buys / sells1 / 4
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)8.23%
$ / share (TTM)$3.10
5y CAGR+30.3%

Annual dividend per share

2021$3.38
2022$1.92
2023$0.98
2024$1.06
2025$3.16
2026$2.81

SEC Filings

DateFormDoc
2026-08-134view
2026-07-3110-Qview
2026-07-314view
2026-07-304view
2026-07-238-Kview
2026-07-1311-Kview
2026-07-0613F-HRview
2026-07-018-Kview
2026-05-278-Kview
2026-05-188-Kview
2026-05-144view
2026-05-14424B5view
2026-05-13424B5view
2026-05-05424B3view
2026-05-054view

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Revenue$2.21B-4.0%
Net income$935.40M+43.7%
Cash from ops$1.23B+8.8%

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$38.04$38.07$37.55$37.741.48M
Sep 24$38.45$38.72$37.88$37.941.39M
Sep 23$38.67$39.00$38.24$38.261.31M
Sep 22$39.26$39.26$38.48$38.781.73M
Sep 21$40.01$40.20$39.21$39.221.44M

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