Inside the research
Old Republic International Corporation
ORI Research profile · latest available data
Price overview
$37.74
▼ -0.20 (-0.5%)
| 52w hi | $44.26 |
|---|---|
| 52w lo | $35.22 |
| Vol | 1.48M |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.04
| Short | -0.31 |
|---|---|
| Medium | -0.01 |
| Long | +0.45 |
computed 2026-09-27
Key fundamentals
Old Republic International Corporation
Financial Services · Insurance - Property & Casualty
| Market cap | $9.11B |
|---|---|
| Enterprise value | $8.70B |
| Trailing P/E | 8.28x |
| Forward P/E | 11.44x |
| EV / EBITDA | 5.60x |
| P / S (ttm) | 0.94x |
| Profit margin | 11.7% |
| Return on equity | 18.6% |
| Revenue growth | +13.4% |
| Earnings growth | +61.7% |
| Debt / equity | 37.52 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.42 | |
| Sector | +0.02 | |
| Technical | -0.17 | |
| Earnings | +0.00 | |
| Sentiment | -0.06 |
macro × 1.00 · 2026-09-27
Business overview
Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.
Risk Metrics
| Beta vs SPX | 0.34 |
|---|---|
| Corr SPX | 0.23 |
| Annual vol | 22.9% |
| Annual ret | +6.0% |
| Sharpe | 0.26 |
| Max DD | -21.4% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $42.00 |
|---|---|
| High / Low | $44.00 / $40.00 |
| Median | $42.00 |
| Analysts | 2 |
| Strong Buy | 0 | |
|---|---|---|
| Buy | 1 | |
| Hold | 2 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-24 | Piper Sandler | → Neutral |
| 2026-01-22 | Piper Sandler | → Neutral |
| 2025-12-08 | Piper Sandler | → Overweight |
| 2025-10-24 | Piper Sandler | → Overweight |
| 2025-10-06 | Piper Sandler | → Overweight |
| 2025-09-22 | Raymond James | → Strong Buy |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-23 | Earnings Release, Exhibits | read |
| 2026-07-01 | Reg FD Disclosure, Exhibits | read |
| 2026-05-27 | Shareholder Vote, Exhibits | read |
| 2026-05-18 | Material Agreement, Material Obligation… | read |
| 2026-04-23 | Earnings Release, Exhibits | read |
| 2026-01-22 | Earnings Release, Exhibits | read |
| 2025-12-12 | Other Material Event, Exhibits | read |
| 2025-10-24 | Earnings Release, Exhibits | read |
| 2025-08-19 | Reg FD Disclosure, Exhibits | read |
| 2025-07-24 | Earnings Release, Exhibits | read |
| 2025-05-28 | Shareholder Vote, Exhibits | read |
| 2025-05-19 | Other Material Event, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-11 | MONROE CAROLYN | SVP - Title Insurance | Option exercise | 15.08K | $515.13K |
| 2026-08-11 | MONROE CAROLYN | SVP - Title Insurance | Sell | 1.79K | $75.56K |
| 2026-08-11 | MONROE CAROLYN | SVP - Title Insurance | Withheld for tax | 13.29K | $564.51K |
| 2026-07-29 | LANGE JEFFREY | SVPUnderwriting & Distrib | Sell | 14.07K | $615.92K |
| 2026-07-28 | OBERST STEPHEN J | Executive Vice President | Option exercise | 24.00K | $503.52K |
| 2026-07-28 | OBERST STEPHEN J | Executive Vice President | Option exercise | 28.00K | $591.36K |
| 2026-07-28 | OBERST STEPHEN J | Executive Vice President | Option exercise | 65.00K | $1.38M |
| 2026-07-28 | OBERST STEPHEN J | Executive Vice President | Option exercise | 55.00K | $1.25M |
| 2026-07-28 | OBERST STEPHEN J | Executive Vice President | Option exercise | 15.00K | $329.85K |
| 2026-07-28 | OBERST STEPHEN J | Executive Vice President | Option exercise | 21.00K | $419.58K |
Flow & Concentration
| Insider 180d net | -$1.77M |
|---|---|
| Insider buys / sells | 1 / 4 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
Dividends
| Yield (TTM) | 8.23% |
|---|---|
| $ / share (TTM) | $3.10 |
| 5y CAGR | +30.3% |
Annual dividend per share
| 2021 | $3.38 |
|---|---|
| 2022 | $1.92 |
| 2023 | $0.98 |
| 2024 | $1.06 |
| 2025 | $3.16 |
| 2026 | $2.81 |
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $2.21B | -4.0% | |
| Net income | $935.40M | +43.7% | |
| Cash from ops | $1.23B | +8.8% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $38.04 | $38.07 | $37.55 | $37.74 | 1.48M |
| Sep 24 | $38.45 | $38.72 | $37.88 | $37.94 | 1.39M |
| Sep 23 | $38.67 | $39.00 | $38.24 | $38.26 | 1.31M |
| Sep 22 | $39.26 | $39.26 | $38.48 | $38.78 | 1.73M |
| Sep 21 | $40.01 | $40.20 | $39.21 | $39.22 | 1.44M |
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