Inside the research

Bank OZK

OZK Research profile · latest available data

Price overview

$46.89

▲ +0.29 (+0.6%)

52w hi$53.09
52w lo$41.42
Vol1.11M
As of25 Sep 2026

The Verdict

Hold

Our score -0.11

Short-0.16
Medium-0.12
Long-0.00

computed 2026-09-27

Key fundamentals

Bank OZK

Financial Services · Banks - Regional

Market cap$5.11B
Enterprise value$4.57B
Trailing P/E7.74x
Forward P/E7.78x
P / S (ttm)3.29x
Profit margin44.5%
Return on equity11.3%
Revenue growth-2.1%
Earnings growth-5.7%

Layer Breakdown

LayerRawContribution
Fundamental+0.23
Sector+0.02
Technical-0.14
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

United States · www.ozk.com

Risk Metrics

Beta vs SPX0.98
Corr SPX0.53
Annual vol29.7%
Annual ret+9.0%
Sharpe0.30
Max DD-29.2%

Window: 504 trading days (504 obs)

Dividends

Yield (TTM)2.94%
$ / share (TTM)$1.38
5y CAGR+10.0%

Annual dividend per share

2021$1.13
2022$1.26
2023$1.42
2024$1.58
2025$1.74
2026$0.93

SEC Filings

DateFormDoc
2026-05-1313F-HRview
2026-02-1713F-HRview
2025-11-1413F-HRview
2025-08-1213F-HRview
2025-05-1413F-HRview
2025-02-0513F-HRview
2024-11-1413F-HRview
2024-10-28SC 13G/Aview
2024-07-2913F-HRview
2024-05-1013F-HRview
2024-02-13SC 13G/Aview
2024-02-09SC 13G/Aview
2024-02-09SC 13G/Aview
2024-02-0513F-HRview
2024-01-26SC 13G/Aview

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$46.60$47.05$46.48$46.891.11M
Sep 24$46.28$46.67$45.99$46.601.27M
Sep 23$47.00$47.19$46.06$46.091.25M
Sep 22$47.88$48.08$47.00$47.021.15M
Sep 21$47.99$48.40$47.73$47.75883.00K

Understand the score. Research layers are inputs to a model, and the available data has limits.

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