Subject of the day
PCZ.DE
ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private clients in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production; transportation and storage; construction and real estate; hotel, restaurant, and catering; electricity, gas, steam, and air conditioning supply; and other activities, as well as investment and green loans; and private loans, such as housing, investment, and consumer loans. The company was formerly known as Internationale Micro Investitionen AG. ProCredit Holding AG was founded in 1998 and is based in Frankfurt am Main, Germany.
| Line | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|
| Revenue | $106.99M | $118.08M | $107.09M | $127.99M |
| Net income | $25.21M | $21.82M | $11.17M | $25.26M |
| Diluted EPS | 0.43 | — | — | — |
$8.12
▼ -0.03 (-0.4%)
| 52w hi | $9.55 |
|---|---|
| 52w lo | $6.58 |
| Vol | 29.08K |
| As of | Aug 13 |
Our score +0.01
| Short | -0.44 |
|---|---|
| Medium | +0.14 |
| Long | +0.63 |
computed 2026-08-13
ProCredit Holding AG
Financial Services · Banks - Diversified
| Market cap | $478.26M |
|---|---|
| Enterprise value | -$220.61M |
| Trailing P/E | 5.97x |
| Forward P/E | 4.10x |
| EV / EBITDA | — |
| P / S (ttm) | 1.11x |
| Profit margin | 18.6% |
| Return on equity | 7.4% |
| Revenue growth | +1.4% |
| Earnings growth | -14.0% |
| Debt / equity | — |
| Beta vs SPX | 0.43 |
|---|---|
| Corr SPX | 0.20 |
| Annual vol | 35.2% |
| Annual ret | +4.6% |
| Sharpe | 0.13 |
| Max DD | -37.2% |
Window: 504 trading days (489 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.44 | |
| Sector | +0.09 | |
| Technical | +0.00 | |
| Earnings | +0.00 | |
| Sentiment | -0.35 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $8.17 | $8.26 | $8.09 | $8.12 | 29.08K |
| Aug 12 | $8.18 | $8.25 | $8.10 | $8.15 | 19.16K |
| Aug 11 | $8.20 | $8.30 | $8.05 | $8.22 | 24.18K |
| Aug 10 | $8.26 | $8.26 | $8.10 | $8.15 | 18.06K |
| Aug 7 | $8.21 | $8.28 | $8.15 | $8.21 | 12.15K |