Inside the research
Provident Financial Services, Inc.
PFS Research profile · latest available data
Price overview
$22.84
▲ +0.17 (+0.7%)
| 52w hi | $25.04 |
|---|---|
| 52w lo | $17.11 |
| Vol | 932.60K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.16
| Short | +0.13 |
|---|---|
| Medium | +0.15 |
| Long | +0.24 |
computed 2026-09-27
Key fundamentals
Provident Financial Services, Inc.
Financial Services · Banks - Regional
| Market cap | $2.98B |
|---|---|
| Enterprise value | $5.63B |
| Trailing P/E | 9.52x |
| Forward P/E | 8.81x |
| P / S (ttm) | 3.33x |
| Profit margin | 35.0% |
| Return on equity | 11.1% |
| Revenue growth | +3.8% |
| Earnings growth | +9.0% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.30 | |
| Sector | +0.02 | |
| Technical | +0.02 | |
| Earnings | +0.00 | |
| Sentiment | +0.11 |
macro × 1.00 · 2026-09-27
Business overview
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
Risk Metrics
| Beta vs SPX | 0.95 |
|---|---|
| Corr SPX | 0.51 |
| Annual vol | 29.8% |
| Annual ret | +14.0% |
| Sharpe | 0.47 |
| Max DD | -32.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-14 | Reg FD Disclosure, Exhibits | read |
| 2026-08-04 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-07-30 | Reg FD Disclosure, Exhibits | read |
| 2026-07-30 | Reg FD Disclosure, Exhibits | read |
| 2026-07-30 | Earnings Release, Reg FD Disclosure… | read |
| 2026-06-23 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-06-04 | Other Material Event, Exhibits | read |
| 2026-05-26 | Officer / Director Change, Exhibits | read |
| 2026-05-22 | Shareholder Vote, Exhibits | read |
| 2026-04-30 | Reg FD Disclosure, Exhibits | read |
| 2026-04-30 | Earnings Release, Reg FD Disclosure… | read |
| 2026-04-30 | Reg FD Disclosure, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-07 | Regan Michael Edward | Grant | 3.07K | — | |
| 2026-06-12 | LISTA GEORGE | Pres/CEO Prov Protection | Sell | 3.53K | $82.59K |
| 2026-05-26 | LEPPERT EDWARD J | Grant | 4.01K | — | |
| 2026-05-26 | SHARA THOMAS | Executive Vice Chairman | Grant | 4.01K | — |
| 2026-05-26 | MCCRACKEN ROBERT E | Grant | 4.01K | — | |
| 2026-05-26 | Foley Ursuline F | Grant | 4.01K | — | |
| 2026-05-26 | Harding Matthew K. | Grant | 4.01K | — | |
| 2026-05-26 | Gragnolati Brian | Grant | 4.01K | — | |
| 2026-05-26 | Hanson James E. II | Grant | 4.01K | — | |
| 2026-05-26 | Pugliese John | Grant | 4.01K | — |
Flow & Concentration
| Insider 180d net | -$82.59K |
|---|---|
| Insider buys / sells | 0 / 1 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $73.11M | +10.1% | |
| Net income | $291.16M | +24.6% | |
| Cash from ops | $173.40M | +4.3% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $22.76 | $22.99 | $22.76 | $22.84 | 932.60K |
| Sep 24 | $22.52 | $22.72 | $22.36 | $22.67 | 656.00K |
| Sep 23 | $22.61 | $22.70 | $22.42 | $22.42 | 832.40K |
| Sep 22 | $23.14 | $23.17 | $22.65 | $22.65 | 903.40K |
| Sep 21 | $23.13 | $23.22 | $22.93 | $22.93 | 601.10K |
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