Inside the research

Pinnacle Financial Partners, Inc.

PNFP Research profile · latest available data

Price overview

$94.97

▲ +1.09 (+1.2%)

52w hi$108.52
52w lo$81.30
Vol842.00K
As of25 Sep 2026

The Verdict

Hold

Our score +0.03

Short-0.13
Medium+0.05
Long+0.34

computed 2026-09-27

Key fundamentals

Pinnacle Financial Partners, Inc.

Financial Services · Banks - Regional

Market cap$14.35B
Enterprise value$18.51B
Trailing P/E13.08x
Forward P/E8.29x
P / S (ttm)4.35x
Profit margin24.9%
Return on equity7.6%
Revenue growth+137.0%
Earnings growth+3.5%

Layer Breakdown

LayerRawContribution
Fundamental+0.36
Sector+0.02
Technical-0.09
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

United States · www.pnfp.com

Risk Metrics

Beta vs SPX1.20
Corr SPX0.56
Annual vol34.2%
Annual ret+3.3%
Sharpe0.10
Max DD-36.8%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$116.89
High / Low$130.00 / $100.00
Median$120.00
Analysts18
Strong Buy4
Buy9
Hold5
Sell0
Strong Sell0

Recent rating actions

2026-04-30Stephens & Co.→ Equal-Weight
2026-04-29Evercore ISI Group→ Outperform
2026-04-27TD Cowen→ Buy
2026-04-24UBS→ Buy
2026-04-24JP Morgan→ Overweight
2026-04-07UBS→ Buy

Material Events

DateEvent8-K
2026-07-31Officer / Director Change, Bylaws Amendment…read
2026-07-22Earnings Release, Reg FD Disclosure…read
2026-06-08Reg FD Disclosure, Exhibitsread
2026-05-22Shareholder Voteread
2026-05-19Material Obligation, Exhibitsread
2026-05-14Material Agreement, Exhibitsread
2026-05-12Other Material Event, Exhibitsread
2026-04-22Earnings Release, Reg FD Disclosure…read
2026-03-02Other Material Event, Exhibitsread
2026-01-21Earnings Release, Reg FD Disclosure…read
2026-01-15Officer / Director Change, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-06TURNER M TERRYSell2.74K$295.62K
2026-08-03BOXLEY ABNEY S IIIJ13.09K—
2026-07-24MCCABE ROBERT A JRChief Banking OfficerBuy10.01K$1.00M
2026-05-27MCCABE ROBERT A JRChief Banking OfficerGift775—
2026-05-21Storey Barry L.Grant1.49K$145.02K
2026-05-21BOXLEY ABNEY S IIIGrant1.49K$145.02K
2026-05-21Bentsen Tim EGrant1.49K$145.02K
2026-05-21Jenkins DecostaGrant1.49K$145.02K
2026-05-21Farnsworth Thomas C IIIGrant1.49K$145.02K
2026-05-21Irby John H.Grant1.49K$145.02K

Flow & Concentration

Insider 180d net$704.68K
Insider buys / sells1 / 1
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)1.31%
$ / share (TTM)$1.24
5y CAGR+8.4%

Annual dividend per share

2021$0.72
2022$0.88
2023$0.88
2024$0.88
2025$0.96
2026$1.00

SEC Filings

DateFormDoc
2026-08-1413F-HRview
2026-08-104view
2026-08-0410-Qview
2026-08-034view
2026-07-318-Kview
2026-07-244view
2026-07-228-Kview
2026-06-2911-Kview
2026-06-088-Kview
2026-05-284view
2026-05-224view
2026-05-224view
2026-05-224view
2026-05-224view
2026-05-228-Kview

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$94.40$95.59$94.03$94.97842.00K
Sep 24$93.72$94.07$92.28$93.88842.60K
Sep 23$94.65$95.20$93.35$93.40973.70K
Sep 22$97.42$98.52$94.58$94.601.10M
Sep 21$97.50$97.69$96.16$96.49776.20K

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