Inside the research
PRA Group, Inc.
PRAA Research profile · latest available data
Price overview
$20.65
▲ +0.41 (+2.0%)
| 52w hi | $22.23 |
|---|---|
| 52w lo | $10.42 |
| Vol | 365.20K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.04
| Short | +0.12 |
|---|---|
| Medium | -0.06 |
| Long | -0.33 |
computed 2026-09-27
Key fundamentals
PRA Group, Inc.
Financial Services · Credit Services
| Market cap | $777.43M |
|---|---|
| Enterprise value | $4.50B |
| Forward P/E | 7.94x |
| EV / EBITDA | 9.23x |
| P / S (ttm) | 0.58x |
| Profit margin | -19.9% |
| Return on equity | -20.2% |
| Revenue growth | +29.4% |
| Earnings growth | +40.1% |
| Debt / equity | 340.95 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.07 | |
| Sector | +0.02 | |
| Technical | +0.03 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
Risk Metrics
| Beta vs SPX | 1.27 |
|---|---|
| Corr SPX | 0.36 |
| Annual vol | 57.1% |
| Annual ret | +13.3% |
| Sharpe | 0.23 |
| Max DD | -57.8% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-06 | Earnings Release, Reg FD Disclosure… | read |
| 2026-06-23 | Officer / Director Change, Shareholder Vote… | read |
| 2026-05-07 | Earnings Release, Reg FD Disclosure… | read |
| 2026-05-05 | Material Agreement, Material Obligation… | read |
| 2026-02-26 | Earnings Release, Reg FD Disclosure… | read |
| 2025-11-03 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-01 | Material Agreement, Material Obligation… | read |
| 2025-09-24 | Other Material Event, Exhibits | read |
| 2025-09-22 | Other Material Event, Exhibits | read |
| 2025-08-04 | Earnings Release, Reg FD Disclosure… | read |
| 2025-06-24 | Officer / Director Change, Shareholder Vote… | read |
| 2025-05-05 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-06-17 | James Richard Owen | President - PRA Group Eur | Withheld for tax | 1.09K | $17.00K |
| 2026-06-17 | Sjolund Martin | President and CEO | Withheld for tax | 9.77K | $152.93K |
| 2026-06-16 | Connelly Marjorie Mary | Grant | 10.54K | — | |
| 2026-06-16 | TABAKIN SCOTT M | Grant | 10.54K | — | |
| 2026-06-16 | Paschke Brett Lee | Grant | 10.54K | — | |
| 2026-06-16 | Gadhia Jayne-Anne | Grant | 10.54K | — | |
| 2026-06-16 | Gadhia Jayne-Anne | Withheld for tax | 3.22K | $49.96K | |
| 2026-06-16 | Olsen Geir | Grant | 10.54K | — | |
| 2026-06-16 | Olsen Geir | Withheld for tax | 3.22K | $49.96K | |
| 2026-06-16 | WEAVER LANCE L | Grant | 10.54K | — |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 98.9% |
| HHI | 2,574 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $17.98M | 946.98K |
| Millennium Management | $14.31M | 753.60K |
| Citadel Advisors | $12.08M | 636.19K |
| AQR Capital Management | $5.11M | 269.06K |
| Renaissance Technologies | $2.28M | 120.00K |
| Capital Research / Capital World | $546.63K | 28.79K |
| Fidelity / FMR LLC | $50.95K | 2.68K |
| T. Rowe Price Group | $1.18K | 62.28K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $802.55M | +5.2% | |
| Operating income | -$30.27M | +9.5% | |
| Net income | -$305.14M | -0.3% | |
| Cash from ops | -$97.53M | +4.7% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $20.22 | $20.72 | $20.10 | $20.65 | 365.20K |
| Sep 24 | $20.11 | $20.86 | $20.11 | $20.24 | 506.90K |
| Sep 23 | $20.39 | $20.39 | $19.60 | $20.11 | 446.00K |
| Sep 22 | $20.98 | $21.29 | $20.01 | $20.58 | 449.30K |
| Sep 21 | $21.16 | $21.16 | $20.30 | $20.60 | 915.10K |
Understand the score. Research layers are inputs to a model, and the available data has limits.
Read the methodology →