The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

PRAA

Concerning the House

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

United States · www.pragroup.com

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Revenue$802.55M+5.2%
Operating income-$30.27M+9.5%
Net income-$305.14M-0.3%
Cash from ops-$97.53M+4.7%
Quotation

$19.58

+0.84 (+4.5%)

52w hi$22.23
52w lo$10.42
Vol324.97K
As ofAug 12
The Verdict

Hold

Our score -0.11

Short-0.08
Medium-0.08
Long-0.25

computed 2026-08-12

By the Numbers

PRA Group, Inc.

Financial Services · Credit Services

Market cap$737.15M
Enterprise value$4.43B
Trailing P/E
Forward P/E7.53x
EV / EBITDA9.08x
P / S (ttm)0.55x
Profit margin-19.9%
Return on equity-20.2%
Revenue growth+29.4%
Earnings growth+40.1%
Debt / equity340.95
Risk Metrics
Beta vs SPX1.29
Corr SPX0.36
Annual vol57.9%
Annual ret+11.1%
Sharpe0.19
Max DD-57.8%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.07
Sector+0.08
Technical-0.02
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-12

Recent Sessions
DateOpenHighLowCloseVol
Aug 12$18.67$19.94$18.67$19.58324.97K
Aug 11$19.26$19.31$18.33$18.74422.50K
Aug 10$19.69$20.18$18.83$18.96849.40K
Aug 7$20.33$21.49$19.62$19.791.10M
Aug 6$17.24$18.25$17.24$18.15473.80K